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MY Choice

Active
Private limited companyfounded 201412 years activede Broquevillelaan 250, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0560.702.263
Summary

MY Choice has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135,684 and a net result of €13,708. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 92% of 22,078 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716
3 sites
Size
€156,569total assets 2025
Equity
€135,684
Profit
€13,708
Financial health
98 Excellent Checked score 2025
Bankruptcy probability, 12 months
< 0.1%
Structure
Board
1 member
Accounts 9 days early1 of 4 deeds read
Why 98- Sector Retail trade (NACE 47)+ Liquidity: current ratio 6.69, cash €97,767+ Equity €135,684 (86.7% of total assets)+ Founded in 2014Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 80% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 100+15
equity 86.7% of total assets
Liquidity 98+47
short-term debt 12.9% · cash 62.4%
Profitability 80+6
return on assets 8.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.3%▼ -0.2 percentage points vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.5%▲ +0.2 percentage points vs 06-2025 08-2025: 1.9%▲ +0.4 percentage points vs 07-2025 09-2025: 2.3%▲ +0.4 percentage points vs 08-2025highest value 10-2025: 0.4%▼ -1.9 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.3%▼ -0.1 percentage points vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.4%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%▼ -0.1 percentage points vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.3 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 6.69 against 2.54 in 2024; short-term debt: 12.9% and cash: 62.4% of total assets), and 13.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 96% on liquidity, 71% on profitability and 62% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 6.69, cash €97,767
NBB · annual accounts
lowers risk · Equity €135,684 (86.7% of total assets)
NBB · annual accounts
lowers risk · Founded in 2014
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
29 days late
2023
30 days late
2022
59 days late
2021
2 days early
2020
3 days early
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Appointment: SCADUTO Yorlanda (statutory director)Correction
  3. Liquidity triplescurrent ratio 6.69

Key points

  • Positive: Among the best 9% on solvencysector median 33.9% · 22,078 companies 86.7% View
  • New directorlatest change 10-07-2026 · 1 in office 1 joined View
  • Total assets 20256 fiscal years filed €156,569 View

By topic

Financials

Fiscal year
2025
Total assets
€156,569
Profit
€13,708
Solvency
86.7%
Total assets▼ 22.4%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 29-08-2025Annual accounts filed
  2. 30-08-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Retail sale of clothing and accessories for women…NACE 47716
Founded
25-08-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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