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My Chiro Centre

Active
Private limited companyfounded 2023active for 2 yearsNieuwbaan 96, 1742 Ternat, BelgiumKBO/BCE: BE 1002.349.401
Summary

The computed 12-month bankruptcy probability of My Chiro Centre is 4.9% (elevated). The 2025 annual accounts show negative equity (-€1,530) and a net result of €5,281. Equity has been shrinking by about 71% per year since 2023. Its solvency ranks better than 16% of 22,774 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 16-11-2023 Normal situation
Activity
Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses NACE 47741
Establishment unit
2.352.632.654 1742 Ternat, since 16-11-2023
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

39 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.9%
Annual accounts 2025
Gross margin
€6,012
Turnover
≈ €63,000
estimated
Profit
€5,281
Equity
-€1,530
▲ 77.5%
Total assets
€7,370
▲ 43.2%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 88 days after the deadline
Score breakdownraises riskLast filed accounts filed 88 days late; 2 of the last 3 accounts lateFounded in 2023Liquidity: current ratio 0.26, cash €14, halvedSector: Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 50% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 4+4
equity -20.8% of total assets
Liquidity 0-1
short-term debt 120.8% · cash 0.2%
Profitability 100+100
return on assets 71.7%
Bankruptcy probability within 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 1.2% 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025lowest value 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.3%▲ +0.1 percentage points vs 05-2025 07-2025: 1.4%▲ +0.1 percentage points vs 06-2025 08-2025: 2.0%▲ +0.6 percentage points vs 07-2025 09-2025: 2.2%▲ +0.2 percentage points vs 08-2025 10-2025: 3.3%▲ +1.1 percentage points vs 09-2025 11-2025: 3.4%▲ +0.1 percentage points vs 10-2025 12-2025: 3.5%▲ +0.1 percentage points vs 11-2025 01-2026: 3.5%● unchanged vs 12-2025 02-2026: 3.5%● unchanged vs 01-2026 03-2026: 3.4%▼ -0.1 percentage points vs 02-2026 04-2026: 3.4%● unchanged vs 03-2026 05-2026: 3.4%● unchanged vs 04-2026 06-2026: 3.4%● unchanged vs 05-2026 07-2026: 3.5%▲ +0.1 percentage points vs 06-2026 08-2026: 4.1%▲ +0.6 percentage points vs 07-2026 09-2026: 4.3%▲ +0.2 percentage points vs 08-2026 10-2026: 4.9%▲ +0.6 percentage points vs 09-2026highest value 11-2026: 4.9%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.26 (0.0 in 2024), below 1. Short-term debt is 120.8% and cash 0.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 14% of them on solvency, 2% on liquidity, 96% on profitability and 90% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Last filed accounts filed 88 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.26, cash €14, halved
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 22774 sector peers (2025).
NBB · sector comparison
Position among 22774 sector peers
Solvency
better than 16%
← weakest strongest →
raises risk · 2025 accounts filed 88 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-10-2026, 88 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
88 days late
2024
31 days late
2023
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 49 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (3 of the last 3 accounts filed within 57 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€1,530 View
  • Caution: Lower solvency than 83% of companies in retail tradesector median 33.2% · 22,774 companies -20.8% View

Recent changes

  1. · Gazette deed IncorporationStarting capital €9,000 · Appointments: MAGHFOUR Myriam (director) and JAOUANI Fatiha (director)
All 5 events

Comparable companies

These companies have the same main activity as My Chiro Centre: retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses (NACE 47741). They are comparable in size and age: total assets between €5,660 and €26,800, founded between 2019 and 2024.

CompanyTotal assetsGross margin
My Chiro Centre Ternat€7,370€6,012
ANNE DEVILLERS Seraing€23,997€6,309
SBELGIUM Sint-Jans-Molenbeek€19,194€15,040
F8 SUBLIMATION Sint-Agatha-Berchem€9,212€1,553
Prio Batt Beveren-Kruibeke-Zwijndrecht€26,793€6,740
AUDINET Anderlecht€20,675€16,994
Heymans Scarcare Grez-Doiceau€5,659€13,650
Full comparison

Key facts about My Chiro Centre

What is the company number of My Chiro Centre?
The company number of My Chiro Centre is 1002.349.401. The VAT number is the same number with BE in front: BE 1002.349.401.
Where is My Chiro Centre based?
The registered office is at Nieuwbaan 96, 1742 Ternat.Company details
What does My Chiro Centre do?
According to the KBO register, the main activity is retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses (NACE 47741).
What is the legal form of My Chiro Centre?
The legal form of My Chiro Centre is Private limited company (BV).
When was My Chiro Centre founded?
My Chiro Centre was founded on 16-11-2023.
Is My Chiro Centre still active?
Yes, My Chiro Centre is an active enterprise in the KBO register.
What is the turnover of My Chiro Centre?
The turnover in financial year 2025 is ≈ €63,000. This figure is estimated from the gross margin of €6,012 and 118 comparable companies (NACE 477). It probably lies between €23,000 and €130,000. It is a rough estimate.Financials
Is My Chiro Centre profitable?
In financial year 2025, My Chiro Centre made a profit of €5,281.
Where can I find the annual accounts of My Chiro Centre?
My Chiro Centre filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of My Chiro Centre due?
My Chiro Centre must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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