Financials
- Fiscal year
- 2025
- Total assets
- €29,133
- Profit
- €727
- Solvency
- 30.0%
MY CAR SOLUTION
ActiveSummary
MY CAR SOLUTION has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,727 and a net result of €727. Its solvency ranks better than 41% of 12918 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Wholesale of cars and light vans (up to 3.5 tonnes)
NACE 46711NACE 45111
1 site
Size
€29,133total assets 2025
- Equity
- €8,727
- Profit
- €727
Turnover not published (abridged schema)
Structure
Accounts filed 3 d late0 of 1 deed read
Why 69- Founded in 2024- Size: total assets €29,133+ Liquidity: current ratio 1.39, cash €14,102+ Figures for FY 2025 (filed 03-08-2026)Show the evidence
Checked score
Score 2025
69
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 48% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
55
equity 30.0% of total assets
Liquidity
62
short-term debt 70.0% · cash 48.4%
Profitability
44
return on assets 2.5%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 1.6%
01-2026: 1.7%▲ +2.7% vs 12-2025
02-2026: 1.7%▲ +2.1% vs 01-2026
03-2026: 2.1%▲ +23.2% vs 02-2026
04-2026: 2.1%▲ +0.5% vs 03-2026
05-2026: 2.4%▲ +10.5% vs 04-2026
06-2026: 2.6%▲ +10.3% vs 05-2026highest value
07-2026: 2.6%● 0.0% vs 06-2026highest value
08-2026: 2.6%▼ -1.4% vs 07-2026
09-2026: 0.7%▼ -73.2% vs 08-2026
10-2026: 0.7%▼ -0.7% vs 09-2026lowest value
- Founded in 2024 raises the probability for this profile
- Liquidity: current ratio 1.39, cash €14,102 lowers the probability
- Size: total assets €29,133 raises the probability for this profile
- Figures for FY 2025 (filed 03-08-2026) lowers the probability
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.39; short-term debt: 70% and cash: 48.4% of total assets), and 70% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 40%, liquidity 68%, profitability 35%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
3 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 03-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of cars and light vans (up to…NACE 46711
- Founded
- 12-11-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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