MY BREEX
ActiveMY BREEX has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.47M and a net result of €806k. Equity is growing by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 9135 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+17
Solvency56▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.85 in 2024; short-term debt: 24.6% and cash: 0% of total assets), and 69.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.6%
Return on assets
10%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
25 d late
2023
43 d late
2022
31 d late
2021
72 d early
2020
129 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€2.73M
EBIT margin
48.0%
Net result
€806k▲ 1,507%
2024 · €50k
2018: €-2k
2019: €17k
2020: €691k
2021: €13k
2022: €844k
2023: €84k
2024: €50k
2018 → 2025
Working capital
€-28k▲ 87.6%
2024 · €-226k
2018: €-11k
2019: €-182k
2020: €22k
2021: €-109k
2022: €-351k
2023: €-282k
2024: €-226k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2.73M
Equity€830k-€1.58M▲ 90.9%€1.62M▲ 2.2%€1.67M▲ 3.1%€2.47M▲ 48.3%
Operating result€34k-€1.18M▲ 3,346%€229k▼ 80.6%€155k▼ 32.2%€1.31M▲ 743%
Net result€13k-€844k▲ 6,380%€84k▼ 90.0%€50k▼ 40.6%€806k▲ 1,507%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 743% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.09M
Fixed assets
€6.12M▼ 8.5%
Current assets
€1.96M▲ 49.1%
Equity and liabilities €8.09M
Equity
€2.47M▲ 48.3%
Debt
€5.61M▼ 11.5%
The debt ratio falls from 79.2% to 69.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2.63M▲
2024 · €1.12M
Cash flow
€2.13M▲
2024 · €1.01M
Solvency
30.6%▲
2024 · 20.8%
Current ratio
0.99▲
2024 · 0.85
Quick ratio
0.73▲
2024 · 0.52
Debt / equity
2.27▼
2024 · 3.80
ROE
32.6%▲
2024 · 3.0%
ROA
10.0%▲
2024 · 0.6%
Interest coverage
10.08▲
2024 · 7.20
Debt
€5.61M▼
2024 · €6.34M
Debt ≤ 1 year
€1.99M▲
2024 · €1.54M
Debt > 1 year
€3.61M▼
2024 · €4.76M
Income taxes
€317k▲
2024 · €18k
Staff costs
€84▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.01M€8.09M▲
Fixed assets21/28€6.69M€6.12M▼
Intangible fixed assets21€2k€373▼
Tangible fixed assets22/27€5.72M€5.64M▼
Land and buildings22€2.00M€1.10M▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€59k€83k▲
Leasing and similar rights25€3.15M€4.05M▲
Other tangible fixed assets26€507k€406k▼
Financial fixed assets28€969k€481k▼
Current assets29/58€1.32M€1.96M▲
Amounts receivable after more than one year29-€7k
Other amounts receivable291-€7k
Stocks and contracts in progress3€517k€519k▲
Stocks30/36€517k€519k▲
Amounts receivable within one year40/41€710k€1.33M▲
Trade receivables40€445k€661k▲
Other amounts receivable41€265k€664k▲
Current investments50/53-€2k
Cash at bank and in hand54/58€32€0▼
Deferred charges and accrued income490/1€90k€110k▲
Equity and liabilities
Total equity and liabilities10/49€8.01M€8.09M▲
Equity10/15€1.67M€2.47M▲
Contributions10/11€94k€94k=
Reserves13€1.58M€2.38M▲
Non-distributable reserves130/1€3k€3k=
Other1319€3k€3k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€1.57M€2.38M▲
Profit (loss) carried forward14€0-
Amounts payable17/49€6.34M€5.61M▼
Amounts payable after more than one year17€4.76M€3.61M▼
Financial debts170/4€4.76M€3.61M▼
Amounts payable within one year42/48€1.54M€1.99M▲
Current portion of amounts payable after more than one year42€940k€1.28M▲
Financial debts43€400k€175k▼
Credit institutions430/8€400k€175k▼
Trade debts44€177k€239k▲
Suppliers440/4€177k€239k▲
Taxes, remuneration and social security45€20k€282k▲
Taxes450/3€20k€282k▲
Other amounts payable47/48€5k€17k▲
Accrued charges and deferred income492/3€33k€5k▼
Income statement
Code20242025
Turnover70-€2.73M
Non-recurring operating income76A€0€40▲
Goods, raw materials, services and sundry goods60/61-€278k
Remuneration, social security and pensions62€0€84▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€961k€1.33M▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€43k€29k▼
Other operating charges640/8€130k€235k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€1.29M€2.90M▲
Operating profit (loss)9901€155k€1.31M▲
Financial income75/76B€68k€74k▲
Recurring financial income75€68k€74k▲
Financial charges65/66B€155k€261k▲
Recurring financial charges65€155k€261k▲
Profit (loss) for the period before taxes9903€68k€1.12M▲
Income taxes67/77€18k€317k▲
Profit (loss) for the period9904€50k€806k▲
Profit (loss) for the period to be appropriated9905€50k€806k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€806k▲
Transfer to equity691/2€50k€806k▲
To other reserves6921€50k€806k▲
Profit to be distributed694/7€0-
Directors or managers695€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €2MEq €2.47M ▲48.3%
7 profitable years in a row build equity to €2.47M.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 43 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €844k ▲6380%
Net result €844k, the highest in the series.
31-12
Financial
Equity above €1MEq €1.58M ▲90.9%
4 profitable years in a row build equity to €1.58M.
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity times 5current ratio 1.03
Current ratio from 0.20 to 1.03.
31-12
Financial
Equity above €500kEq €817k ▲549%
2 profitable years in a row build equity to €817k.
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-06-2019
BREEX EUROPE: Resigned as Manager
30-06-2018
Mats Wäktare: Resigned as Managing director
30-09-2012
Eleonora Wäktare: Resigned as Managing director
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moutstraat 669000 GentGround area
2.0 ha
Building footprint
1,372 m²
Volume, LiDAR
38,274 m³
Parcel 44808H0324/00F000, Flanders · tallest building 32.4 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Breex Finance
since 20132.217.391.096
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0324/00F000 | Flanders | 2.0 ha | 1 · 1,372 m² | 32.4 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared address
→
Shared address
→
Shared address
→
Similar companies · same sector, comparable size
GROWNERS
BE 0860.002.790
Lasne · Eq €2.47M
BELVIEW OFFICE
BE 0842.214.574
Londerzeel · Eq €2.48M
Labophar
BE 0643.723.177
Gent · Eq €2.48M
LUSTRE
BE 0874.298.216
Charleroi · Eq €2.47M
ARCADE
BE 0444.013.243
Liège · Eq €2.48M
Of 7,322 companies in sector 68110 we hold annual accounts for 5,381. 2,463 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2008
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
47400Retail sale of information and communication equipment
68201Renting and operating of own or leased residential real estate, excluding social housing
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
77110Renting and leasing of cars and light motor vehicles
77330Rental and leasing activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.