MY
ActiveSummary
MY has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€744,527) and a net result of €225,036. Equity is shrinking by about 7% per year across the filed financial years. Its solvency ranks better than 5% of 1,823 sector peers (NACE 77, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
- Equity
- -€744,527
- Profit
- €225,036
Why 55raises riskCapped at 59: negative equityNegative equity -€744,527Liquidity: current ratio 0.07, cash €320lowers riskSize: total assets €59,720Founded in 2006Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro): better than 7% on solvency, 4% on liquidity, 95% on profitability and 76% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 18 days after the deadline; the sector median (NACE 77) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €225,036
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result returns to profit in 2025: €225,081 after a loss of €45,380 in 2024, the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 77, Rental and leasing activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 91.9% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €56,314 | €56,313 | €56,313 | €56,314 | €56,314 | €56,313 | €56,314 | - | - |
| Other operating charges640/8 | - | - | - | €101 | €102 | - | €735 | €120 | ▼ 83.7% |
| Gross operating margin9900 | -€18,511 | -€3,128 | -€2,753 | -€11,222 | -€2,755 | €14,929 | €11,669 | €225,201 | ▲ 19× |
| Operating profit (loss)9901 | -€74,977 | -€60,506 | -€59,166 | -€67,637 | -€59,171 | -€41,384 | -€45,380 | €225,081 | - |
| Financial charges65/66B | - | - | - | €67 | €39 | €39 | €43 | €45 | ▲ 4.7% |
| Recurring financial charges65 | €24 | €26 | - | €67 | €39 | €39 | €43 | €45 | ▲ 4.7% |
| Profit (loss) for the period before taxes9903 | -€64,307 | -€60,532 | -€59,166 | -€67,704 | -€59,210 | -€41,423 | -€45,423 | €225,036 | - |
| Profit (loss) for the period9904 | -€64,307 | -€60,532 | -€59,166 | -€67,704 | -€59,210 | -€41,423 | -€45,423 | €225,036 | - |
| Profit (loss) for the period to be appropriated9905 | -€64,307 | -€60,532 | -€59,166 | -€67,704 | -€59,210 | -€41,423 | -€45,423 | €225,036 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €0.5m | €0.5m | €0.4m | €0.4m | €0.3m | €0.3m | €0.2m | €0.06m | ▼ 71.5% |
| Fixed assets21/28 | €0.5m | €0.5m | €0.4m | €0.3m | €0.3m | €0.2m | €0.2m | - | - |
| Tangible fixed assets22/27 | €0.5m | €0.5m | €0.4m | €0.3m | €0.3m | €0.2m | €0.2m | - | - |
| Furniture and vehicles24 | - | - | - | €0.3m | €0.3m | €0.2m | €0.2m | - | - |
| Current assets29/58 | €0.03m | €0.03m | €0.03m | €0.02m | €0.02m | €0.04m | €0.04m | €0.06m | ▲ 50.7% |
| Amounts receivable within one year40/41 | €0.03m | €0.03m | €0.03m | €0.02m | €0.02m | €0.04m | €0.04m | €0.06m | ▲ 50.0% |
| Trade receivables40 | - | - | - | €0.02m | €0.02m | €0.02m | €0.04m | €0.06m | ▲ 50.0% |
| Other amounts receivable41 | - | - | - | - | - | €0.02m | - | - | - |
| Cash at bank and in hand54/58 | €137 | €8 | €23 | €2 | €106 | €288 | €28 | €320 | ▲ 11× |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €0.5m | €0.5m | €0.4m | €0.4m | €0.3m | €0.3m | €0.2m | €0.06m | ▼ 71.5% |
| Equity10/15 | -€0.6m | -€0.7m | -€0.8m | -€0.8m | -€0.9m | -€0.9m | -€1.0m | -€0.7m | ▲ 23.2% |
| Contributions10/11 | €0.02m | €0.02m | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Profit (loss) carried forward14 | -€0.7m | -€0.7m | -€0.8m | -€0.8m | -€0.9m | -€0.9m | -€1.0m | -€0.8m | ▲ 22.8% |
| Amounts payable17/49 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | €0.8m | ▼ 31.8% |
| Amounts payable within one year42/48 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | €0.8m | ▼ 31.8% |
| Trade debts44 | €214 | €0.001m | €0.001m | - | - | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €1.2m | €1.2m | €1.2m | €1.2m | €0.8m | ▼ 31.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€64,307 | -€60,532 | -€59,166 | -€67,704 | -€59,210 | -€41,423 | -€45,423 | €225,036 | - |
| + Depreciation and write-downs630 | €56,314 | €56,313 | €56,313 | €56,314 | €56,314 | €56,313 | €56,314 | - | - |
| Operating cash flow (approximation) | -€7,993 | -€4,219 | -€2,853 | -€11,390 | -€2,896 | €14,890 | €10,891 | €225,036 | ▲ 21× |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | €0 | €0 | - | - |
| Change in cash | - | -€129 | €15 | -€21 | €104 | €182 | -€260 | €292 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 19 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 10-07-2026 | 2026-00287168 |
| 31-12-2024 | micro format | 22-08-2025 | 2025-00399139 |
| 31-12-2023 | micro format | 14-08-2024 | 2024-00346340 |
| 31-12-2022 | micro format | 24-08-2023 | 2023-00364822 |
| 31-12-2021 | micro format | 25-08-2022 | 2022-20339936 |
| 31-12-2020 | micro format | 30-08-2021 | 2021-59400154 |
| 31-12-2019 | micro format | 04-09-2020 | 2020-51300071 |
| 31-12-2018 | micro format | 28-08-2019 | 2019-58500463 |
| 31-12-2017 | micro format | 27-08-2018 | 2018-52000416 |
| 31-12-2016 | micro format | 10-08-2017 | 2017-43400202 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Jean Paul Anne Georges Julia Hubert VANHONSEBROUCK |
|
Owners and capital
Owners
1 ownerOwners 1
- JEAN PAUL VAN HONSEBROUCKnatural personSourceown accounts 2016100%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
- 20-12-2023 Converted to unavailable equity · €18,600
- 20-12-2023 Converted to available equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
20-12
Gazette deed
Resignation: Jean Paul Anne Georges Julia Hubert VANHONSEBROUCK (manager)Appointment: Jean Paul Anne Georges Julia Hubert VANHONSEBROUCK (director) · Amendment of the articles · Capital conversion12 facts ▸
- General meeting, 15-12-2023
- Amendment of the articles (2 times)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Capital conversion, “beschikbaar voor uitkering” (deed in Dutch)
- Registered-office move, Jan Van Rijswijcklaan 71 bus 3,2018 Antwerpen
- Name change, MY
- Capital
- Director resignation, Jean Paul Anne Georges Julia Hubert VANHONSEBROUCK (manager)
- Director discharge, Jean Paul Anne Georges Julia Hubert VANHONSEBROUCK (manager)
- Director appointment, Jean Paul Anne Georges Julia Hubert VANHONSEBROUCK (director (not named in the articles))
- Power of attorney
- Other provision, “ondergetekende notaris, coördinatie statuten” (deed in Dutch)
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11810K1887/00V002 | Flanders | 394 m² | 1 · 330 m² | 26.5 m · 8 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Elke handel en tussenhandel,zowel in eigen naam als voor rekening van derden,met inbegrip van de aankoop,verkoop,invoer en uitvoer,huur en…” (deed in Dutch)
18 activities (deed in Dutch)
- Elke handel en tussenhandel,zowel in eigen naam als voor rekening van derden,met inbegrip van de aankoop,verkoop,invoer en uitvoer,huur en verhuur,makelaardij van en vertegenwoordiging inzake zeeschepen,binnenvaartuigen,recreatievaartuigen,jachten,plezierboten en sportvaartuigen,met alle toebehoren zoals scheepsuitrusting,scheepsapparatuur,scheepsmateriaal,kledij,proviand,duikmateriaal,en uitrusting die er rechtstreeks of onrechtstreeks mee verband houdt
- De chartering van schepen,boten en jachten,de inrichting en begeleiding van rondvaarten,expedities en feesten,het opstellen van de publiciteit en de totale organisatie van evenementen in dat verband
- De promotie van de watersport,het organiseren van wedstrijden,evenementen en trainingen,zowel voor eigen rekening als voor rekening van derden
- Het verhuren van autowagens voor alle plechtigheden,huwelijken,enzovoorts,het aannemen van begrafenissen,en in het algemeen alle personenvervoer,taxi per kilometer of per uur,het alles voor eigen rekening of in onderaanneming voor derden
- Het uitbaten en verhuren van standplaatsen en bergplaatsen voor auto- en motovoertuigen
- De aankoop en verkoop,voor eigen rekening of in commissie voor derden van alle auto en moto-voertuigen,onderdelen en wisselstukken
- De verkoop van brand- en smeerstoffen en onderhoudsproducten voor autobedrijf
- Het uitbaten en verhuren van carrosserie-,constructie-,herstellings- en onderhoudswerkplaatsen voor autovoertuigen,Dit alles in de breedste zin
- Consulting en dienstverlening in de breedste zin
- Managementactiviteiten in de breedste zin
- De aankoop en verkoop van ceremoniekledij,trouwkledij en alle kledij in het algemeen,sieraden en interieurinrichting
- Het handelen in immobiliën,onder meer het verwerven,vervreemden,beheren,uitbaten,verkavelen,ordenen,huren en verhuren,het doen bouwen of doen verbouwen van onroerende goederen evenals alle welkdanige onroerende transacties en verrichtingen in de meest brede zin,met inbegrip van de onroerende leasing,ook als deze niet rechtstreeks of onrechtstreeks verband houden met voorwerp
- Het beheer en de uitbreiding voor eigen rekening van een patrimonium bestaande uit roerende en onroerende goederen zowel in het binnen- als in het buitenland alsmede alle handelingen die daar rechtstreeks of onrechtstreeks verband mee houden of die van aard zijn de opbrengst van haar goederen te bevorderen,zoals de aankoop en de verkoop,huur en verhuur,de ruiling of in het algemeen de verwerving of de overdracht van goederen zo roerende als onroerende,het onderhoud,de ontwikkeling,de verfraaiing en de verhuring van goederen,met uitzondering van die verrichtingen die verband houden met de normale activiteiten uitgeoefend door vastgoedmakelaars
- Alle commerciële,industriële,financiële,burgerlijke,roerende en onroerende handelingen of verrichtingen stellen,voor eigen rekening of voor rekening van derden,die haar nuttig voorkomen om rechtstreeks of onrechtstreeks haar voorwerp te realiseren of de realisatie ervan te bevorderen of te vergemakkelijken
- Bij wijze van inbreng,opslorping,fusie,intekening of op enige andere wijze belangen nemen in alle ondernemingen,verenigingen of vennootschappen met een gelijkaardig of aanverwant voorwerp
- Zich ten gunste van derden borg stellen of hen aval verlenen,hypothecaire of andere zekerheden verstrekken
- De functie van bestuurder of zaakvoerder in andere vennootschappen waarnemen,mits naleving van artikel 2:55 WVV
- Alle handelingen stellen welke niet onder de goedkeuring van de Autoriteit voor Financiële Diensten en Markten(FSMA)valt
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- MY
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, bestuursorgaan kan exploitatiezetels,administratieve zetels,filialen,agentschappen en depots in België of buitenland…” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- 2 provisions in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Rechten waarvan overdracht wordt voorgesteld, bestuursorgaan” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Evenredigheid van aantal aandelen in bezit, uitgifte volledig geplaatst of geen gebruik meer” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Monday of May at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bestuurder(s) in functie krachtens statuten indien geen andere benoemd” (deed in Dutch)