MX Consult
ActiveSummary
MX Consult has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-3k) and a net result of €-57k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-58
Solvency19▼-58
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.53 against 1.77 in 2023; short-term debt: 96.2% and cash: 18.5% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-6.2%
Return on assets
-127.1%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-3k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-12-2025, 138 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
138 d late
2023
118 d late
2022
144 d late
2021
29 d late
2020
19 d early
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-57k▼ 508%
2023 · €-9k
2018: €14k
2019: €11k▼ -22.1% vs 2018
2020: €26k▲ +136% vs 2019highest in 7 years
2021: €20k▼ -24.8% vs 2020
2022: €15k▼ -26.5% vs 2021
2023: €-9k▼ -164% vs 2022
2024: €-57k▼ -508% vs 2023lowest in 7 years
2018 → 2024
Working capital
€-20k
2023 · €38k
2018: €-23klowest in 7 years
2019: €-5k▲ +77.3% vs 2018
2020: €14k▲ +374% vs 2019
2021: €8k▼ -44.7% vs 2020
2022: €-239▼ -103% vs 2021
2023: €38k▲ +16193% vs 2022highest in 7 years
2024: €-20k▼ -153% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€29k-€49k▲ 67.9%€63k▲ 29.7%€54k▼ 14.7%€-3k
2020: €29k
2021: €49k▲ +67.9% vs 2020
2022: €63k▲ +29.7% vs 2021highest in 5 years
2023: €54k▼ -14.7% vs 2022
2024: €-3k▼ -105% vs 2023lowest in 5 years
Operating result€35k-€32k▼ 10.0%€22k▼ 31.7%€-5k€-56k▼ 945%
2020: €35khighest in 5 years
2021: €32k▼ -10.0% vs 2020
2022: €22k▼ -31.7% vs 2021
2023: €-5k▼ -125% vs 2022
2024: €-56k▼ -945% vs 2023lowest in 5 years
Net result€26k-€20k▼ 24.8%€15k▼ 26.5%€-9k€-57k▼ 508%
2020: €26khighest in 5 years
2021: €20k▼ -24.8% vs 2020
2022: €15k▼ -26.5% vs 2021
2023: €-9k▼ -164% vs 2022
2024: €-57k▼ -508% vs 2023lowest in 5 years
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €56k in 2024 against €5k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €45k
Fixed assets
€22k ▲ 41.5%
Current assets
€23k ▼ 74.3%
Key figures and ratios
EBITDA
€-53k▼
2023 · €6k
Cash flow
€-54k▼
2023 · €2k
Solvency
-6.2%▼
2023 · 52.0%
Current ratio
0.53▼
2023 · 1.77
Debt to equity
-17.23▼
2023 · 0.92
ROA
-127.1%▼
2023 · -9.0%
Interest coverage
-69.10▼
2023 · 6.28
Debt
€47k▼
2023 · €50k
Debt ≤ 1 year
€43k▼
2023 · €50k
Debt > 1 year
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€104k€45k▼
Fixed assets21/28€16k€22k▲
Tangible fixed assets22/27€16k€22k▲
Furniture and vehicles24€3k€10k▲
Other tangible fixed assets26€12k€12k=
Current assets29/58€88k€23k▼
Amounts receivable within one year40/41€14k€171▼
Trade receivables40€3k€90▼
Other amounts receivable41€11k€81▼
Cash at bank and in hand54/58€59k€8k▼
Deferred charges and accrued income490/1€15k€14k▼
Equity and liabilities
Total equity and liabilities10/49€104k€45k▼
Equity10/15€54k€-3k▼
Contributions10/11€19k€19k=
Reserves13€45k€45k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€-9k€-66k▼
Amounts payable17/49€50k€47k▼
Amounts payable after more than one year17-€4k
Financial debts170/4-€4k
Amounts payable within one year42/48€50k€43k▼
Current portion of amounts payable after more than one year42€851€3k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€11k€7k▼
Taxes450/3€9k€4k▼
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€37k€30k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€3k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€7k€-51k▼
Operating profit (loss)9901€-5k€-56k▼
Financial charges65/66B€979€764▼
Recurring financial charges65€979€764▼
Profit (loss) for the period before taxes9903€-6k€-57k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€-9k€-57k▼
Profit (loss) for the period to be appropriated9905€-9k€-57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-66k▼
Profit (loss) brought forward from the previous period14P-€-9k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €6k | €13k | €11k | €3k | ▼ 72.2% |
| Other operating charges640/8 | - | €8k | €6k | €1k | €2k | ▲ 42.0% |
| Gross operating margin9900 | €49k | €45k | €41k | €7k | €-51k | ▼ 805% |
| Operating profit (loss)9901 | €35k | €32k | €22k | €-5k | €-56k | ▼ 945% |
| Financial income75/76B | - | €0 | - | - | - | - |
| Recurring financial income75 | - | €0 | - | - | - | - |
| Financial charges65/66B | - | €1k | €2k | €979 | €764 | ▼ 22.0% |
| Recurring financial charges65 | €610 | €1k | €2k | €979 | €764 | ▼ 22.0% |
| Profit (loss) for the period before taxes9903 | €35k | €31k | €20k | €-6k | €-57k | ▼ 796% |
| Income taxes67/77 | €9k | €11k | €6k | €3k | - | - |
| Profit (loss) for the period9904 | €26k | €20k | €15k | €-9k | €-57k | ▼ 508% |
| Profit (loss) for the period to be appropriated9905 | €26k | €20k | €15k | €-9k | €-57k | ▼ 508% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €90k | €129k | €130k | €104k | €45k | ▼ 57.0% |
| Fixed assets21/28 | €27k | €48k | €64k | €16k | €22k | ▲ 41.5% |
| Tangible fixed assets22/27 | €27k | €48k | €64k | €16k | €22k | ▲ 41.5% |
| Land and buildings22 | - | - | €37k | - | - | - |
| Furniture and vehicles24 | - | €17k | €11k | €3k | €10k | ▲ 186% |
| Other tangible fixed assets26 | - | €21k | €16k | €12k | €12k | = |
| Assets under construction and advance payments27 | - | €10k | - | - | - | - |
| Current assets29/58 | €63k | €82k | €67k | €88k | €23k | ▼ 74.3% |
| Amounts receivable within one year40/41 | €355 | €33k | €4k | €14k | €171 | ▼ 98.8% |
| Trade receivables40 | - | €33k | €90 | €3k | €90 | ▼ 97.4% |
| Other amounts receivable41 | - | - | €4k | €11k | €81 | ▼ 99.3% |
| Cash at bank and in hand54/58 | €62k | €34k | €48k | €59k | €8k | ▼ 86.1% |
| Deferred charges and accrued income490/1 | - | €14k | €15k | €15k | €14k | ▼ 2.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €90k | €129k | €130k | €104k | €45k | ▼ 57.0% |
| Equity10/15 | €29k | €49k | €63k | €54k | €-3k | ▼ 105% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | - | €19k | - | - | - | - |
| Issued capital100 | - | €19k | - | - | - | - |
| Reserves13 | €10k | €30k | €45k | €45k | €45k | = |
| Distributable reserves133 | - | €30k | €45k | €45k | €45k | = |
| Profit (loss) carried forward14 | €-27k | - | - | €-9k | €-66k | ▼ 608% |
| Amounts payable17/49 | €61k | €81k | €67k | €50k | €47k | ▼ 4.9% |
| Amounts payable after more than one year17 | €12k | €7k | - | - | €4k | - |
| Financial debts170/4 | - | €7k | - | - | €4k | - |
| Amounts payable within one year42/48 | €49k | €74k | €67k | €50k | €43k | ▼ 13.8% |
| Current portion of amounts payable after more than one year42 | - | €16k | €9k | €851 | €3k | ▲ 228% |
| Trade debts44 | €2k | €1k | €422 | €1k | €3k | ▲ 207% |
| Suppliers440/4 | - | €1k | €422 | €1k | €3k | ▲ 207% |
| Taxes, remuneration and social security45 | - | €22k | €24k | €11k | €7k | ▼ 39.3% |
| Taxes450/3 | - | €15k | €12k | €9k | €4k | ▼ 51.6% |
| Remuneration and social security454/9 | - | €7k | €12k | €3k | €3k | ▼ 0.1% |
| Other amounts payable47/48 | - | €35k | €34k | €37k | €30k | ▼ 17.9% |
| Accrued charges and deferred income492/3 | - | €32 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26k | €20k | €15k | €-9k | €-57k | ▼ 508% |
| + Depreciation and write-downs630 | €11k | €6k | €13k | €11k | €3k | ▼ 72.2% |
| Operating cash flow (approximation) | €37k | €25k | €28k | €2k | €-54k | ▼ 2,574% |
| Investment in fixed assets (approximation) | - | €-26k | €-29k | €37k | €-10k | ▼ 126% |
| Change in cash | - | €-28k | €14k | €11k | €-51k | ▼ 553% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 138 days late
2024
31-12
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series.
26-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 118 days late
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 144 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €26k ▲136%
Operating result €35k, net result €26k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2009
Ground area
925 m²
Building footprint
97 m²
Volume, LiDAR
638 m³
Parcel 25018C0355/00M003, Wallonia · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JRG Business Cars
since 20092.177.558.344
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018C0355/00M003 | Wallonia | 925 m² | 1 · 97 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GURRI & TAMAN
BE 0735.902.772
Tongeren-Borgloon · Eq €53,940
ERGUN SILA
BE 0793.737.142
Farciennes · Eq €54,058
A&C Retail Stekene
BE 0786.627.735
Stekene · Eq €54,091
Supermarché Elbaraka
BE 1003.203.791
Grimbergen · Eq €54,154
BELGIUM RIDE
BE 1007.145.852
Kluisbergen · Eq €54,162
Of 10,510 companies in sector 47110 we hold annual accounts for 5,851. 4,646 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-11-2003
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Contact
E-mail
mxconsult.srl@gmail.com
Phone
0474/58.09.39Chaumont-Gistoux
Scores and ratios are computed by Checked and are not a credit decision.