MVV IMMO
ActiveSummary
The computed 12-month bankruptcy probability of MVV IMMO is 2.8% (moderate). The 2025 annual accounts show equity of €1.07M and a net result of €-24k. Equity remains stable across the filed fiscal years (±2.2% per year). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67=
Solvency80=
Growth58=
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 8.79 against 0.79 in 2024; short-term debt: 1.7% and cash: 14.7% of total assets), and 44.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.1%
Return on assets
-1.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
39 d late
2024
5 d early
2023
14 d late
2022
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.07M▼ 2.2%
2024 · €1.10M
2022: €1.14M
2023: €1.12M
2024: €1.10M
2022 → 2025
Total assets
€1.95M▼ 2.7%
2024 · €2.00M
2022: €2.12M
2023: €2.06M
2024: €2.00M
2022 → 2025
Net result
€-24k▲ 2.1%
2024 · €-24k
2022: €-55k
2023: €-24k
2024: €-24k
2022 → 2025
Working capital
€256k
2024 · €-70k
2022: €-115k
2023: €-95k
2024: €-70k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€1.14M-€1.12M▼ 2.1%€1.10M▼ 2.2%€1.07M▼ 2.2%
Operating result€-47k-€-17k▲ 64.7%€-17k▼ 4.5%€-17k▲ 0.7%
Net result€-55k-€-24k▲ 56.6%€-24k▼ 1.7%€-24k▲ 2.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €17k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.95M
Fixed assets
€1.66M ▼ 4.7%
Current assets
€289k ▲ 10.2%
Equity and liabilities €1.95M
Equity
€1.07M ▼ 2.2%
Debt
€875k ▼ 3.3%
Debt's share of the balance-sheet total falls from 45.2% to 44.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€64k▲
2024 · €64k
Cash flow
€57k▲
2024 · €56k
Current ratio
8.79▲
2024 · 0.79
Debt to equity
0.82▼
2024 · 0.83
ROE
-2.2%▼
2024 · -2.2%
ROA
-1.2%▼
2024 · -1.2%
Interest coverage
9.51▲
2024 · 8.98
Debt ≤ 1 year
€33k▼
2024 · €332k
Debt > 1 year
€839k▲
2024 · €572k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.00M€1.95M▼
Fixed assets21/28€1.74M€1.66M▼
Intangible fixed assets21€22k€14k▼
Tangible fixed assets22/27€1.72M€1.64M▼
Land and buildings22€1.72M€1.61M▼
Plant, machinery and equipment23-€35k
Current assets29/58€262k€289k▲
Cash at bank and in hand54/58€259k€286k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€2.00M€1.95M▼
Equity10/15€1.10M€1.07M▼
Contributions10/11€1.20M€1.20M=
Capital10€1.20M€1.20M=
Issued capital100€1.20M€1.20M=
Profit (loss) carried forward14€-104k€-128k▼
Amounts payable17/49€906k€875k▼
Amounts payable after more than one year17€572k€839k▲
Financial debts170/4€572k€839k▲
Amounts payable within one year42/48€332k€33k▼
Current portion of amounts payable after more than one year42€32k€33k▲
Other amounts payable47/48€300k-
Accrued charges and deferred income492/3€1k€3k▲
Income statement
Code20242025
Non-recurring operating income76A-€308
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€81k€81k=
Other operating charges640/8-€6k
Gross operating margin9900€64k€70k▲
Operating profit (loss)9901€-17k€-17k▲
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€-24k€-24k▲
Profit (loss) for the period9904€-24k€-24k▲
Profit (loss) for the period to be appropriated9905€-24k€-24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-104k€-128k▼
Profit (loss) brought forward from the previous period14P€-79k€-104k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 39 days late
2025
31-12
Financial
Liquidity times 11current ratio 8.79
Current ratio from 0.79 to 8.79; short-term debt falls from €332k to €33k.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de la Marquette(Irc) 527801 AthGround area
6,249 m²
Building footprint
390 m²
Parcel 51035A0044/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
MVV IMMO
since 20212.324.203.142
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51035A0044/00D000 | Wallonia | 6,249 m² | 1 · 390 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.