MVS - BVO
ActiveSummary
The computed 12-month bankruptcy probability of MVS - BVO is 12.0% (high). The 2025 annual accounts show negative equity (-€69,647) and a net result of -€14,232. Equity is shrinking by ~74.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 13617 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
12.0%
High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.03 in 2024; short-term debt: 685.2% and cash: 0.4% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-585.2%
Return on assets
-119.6%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€69,647
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
24 d late
2022
2 d late
2021
2 d late
2020
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 2 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€69,647▼ 25.7%
2024 · -€55,415
Total assets
€11,902▼ 14.8%
2024 · €13,973
Net result
-€14,232▲ 42.5%
2024 · -€24,733
Working capital
-€79,584▼ 17.7%
2024 · -€67,631
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€14,392▼ 38.0%-€2,066▲ 85.6%-€24,323▼ 1,077%-€24,332=-€14,143▲ 41.9%
Net result-€3,575below the sector's middle half▲ 48.7%€3,339within the sector's middle half-€26,482below the sector's middle half-€24,733below the sector's middle half▲ 6.6%-€14,232below the sector's middle half▲ 42.5%
Equity-€7,540below the sector's middle half▼ 90.1%-€4,200below the sector's middle half▲ 44.3%-€30,682below the sector's middle half▼ 630%-€55,415below the sector's middle half▼ 80.6%-€69,647below the sector's middle half▼ 25.7%
Total assets€14,642below the sector's middle half▲ 319%€24,700below the sector's middle half▲ 68.7%€20,509below the sector's middle half▼ 17.0%€13,973below the sector's middle half▼ 31.9%€11,902below the sector's middle half▼ 14.8%
Debt€22,182▲ 197%€28,900▲ 30.3%€51,191▲ 77.1%€69,387▲ 35.5%€81,550▲ 17.5%
Working capital-€16,525within the sector's middle half▼ 186%-€20,539within the sector's middle half▼ 24.3%-€44,121below the sector's middle half▼ 115%-€67,631below the sector's middle half▼ 53.3%-€79,584below the sector's middle half▼ 17.7%
Solvency-51.5%below the sector's middle half-17.0%below the sector's middle half▲ 34.5pp-149.6%below the sector's middle half▼ 132.6pp-396.6%below the sector's middle half▼ 247.0pp-585.2%below the sector's middle half▼ 188.6pp
Current ratio0.25below the sector's middle half0.29below the sector's middle half▲ 0.030.14below the sector's middle half▼ 0.150.03below the sector's middle half▼ 0.110.02below the sector's middle half=
Return on assets (ROA)-24.4%below the sector's middle half13.5%within the sector's middle half▲ 37.9pp-129.1%below the sector's middle half▼ 142.6pp-177.0%below the sector's middle half▼ 47.9pp-119.6%below the sector's middle half▲ 57.4pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14,143 in 2025 against €24,332 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11,902
Fixed assets
€9,937 ▼ 18.7%
Current assets
€1,966 ▲ 11.9%
Key figures and ratios
EBITDA
-€10,983▲
2024 · -€21,238
Cash flow
-€11,072▲
2024 · -€21,639
Debt to equity
-1.17▲
2024 · -1.25
Interest coverage
-123.20▼
2024 · -53.04
Debt ≤ 1 year
€81,550▲
2024 · €69,387
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.9%
went bankrupt
8.4%
stopped otherwise
83%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 12.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €435 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €445 | €1,907 | €2,900 | €3,094 | €3,160 | ▲ 2.1% |
| Other operating charges640/8 | €428 | €716 | €256 | €180 | - | - |
| Non-recurring operating charges66A | €238 | - | €2,400 | €876 | - | - |
| Gross operating margin9900 | -€13,281 | €556 | -€18,767 | -€20,182 | -€10,983 | ▲ 45.6% |
| Operating profit (loss)9901 | -€14,392 | -€2,066 | -€24,323 | -€24,332 | -€14,143 | ▲ 41.9% |
| Financial income75/76B | €11,089 | €6,000 | - | - | - | - |
| Recurring financial income75 | €11,089 | €6,000 | - | - | - | - |
| Non-recurring financial income76B | €11,089 | €6,000 | - | - | - | - |
| Financial charges65/66B | €271 | €594 | €1,828 | €400 | €89 | ▼ 77.7% |
| Recurring financial charges65 | €271 | €594 | €305 | €400 | €89 | ▼ 77.7% |
| Non-recurring financial charges66B | - | - | €1,523 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€3,575 | €3,339 | -€26,151 | -€24,733 | -€14,232 | ▲ 42.5% |
| Income taxes67/77 | - | - | €331 | - | - | - |
| Profit (loss) for the period9904 | -€3,575 | €3,339 | -€26,482 | -€24,733 | -€14,232 | ▲ 42.5% |
| Profit (loss) for the period to be appropriated9905 | -€3,575 | €3,339 | -€26,482 | -€24,733 | -€14,232 | ▲ 42.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €14,642 | €24,700 | €20,509 | €13,973 | €11,902 | ▼ 14.8% |
| Fixed assets21/28 | €8,986 | €16,339 | €13,439 | €12,216 | €9,937 | ▼ 18.7% |
| Tangible fixed assets22/27 | €6,415 | €11,568 | €8,668 | €7,445 | €5,166 | ▼ 30.6% |
| Plant, machinery and equipment23 | - | €5,659 | €4,446 | €4,175 | €3,459 | ▼ 17.1% |
| Furniture and vehicles24 | €6,415 | €5,909 | €4,222 | €3,271 | €1,707 | ▼ 47.8% |
| Financial fixed assets28 | €2,571 | €4,771 | €4,771 | €4,771 | €4,771 | = |
| Current assets29/58 | €5,656 | €8,361 | €7,070 | €1,756 | €1,966 | ▲ 11.9% |
| Stocks and contracts in progress3 | - | €6,818 | €5,447 | - | - | - |
| Stocks30/36 | - | €6,818 | €5,447 | - | - | - |
| Amounts receivable within one year40/41 | €527 | - | €955 | €1,187 | €1,918 | ▲ 61.6% |
| Other amounts receivable41 | €527 | - | €955 | €1,187 | €1,918 | ▲ 61.6% |
| Cash at bank and in hand54/58 | €4,479 | €1,543 | €668 | €175 | €47 | ▼ 73.0% |
| Deferred charges and accrued income490/1 | €650 | - | - | €394 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €14,642 | €24,700 | €20,509 | €13,973 | €11,902 | ▼ 14.8% |
| Equity10/15 | -€7,540 | -€4,200 | -€30,682 | -€55,415 | -€69,647 | ▼ 25.7% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | -€10,540 | -€7,200 | -€33,682 | -€58,415 | -€72,647 | ▼ 24.4% |
| Amounts payable17/49 | €22,182 | €28,900 | €51,191 | €69,387 | €81,550 | ▲ 17.5% |
| Amounts payable within one year42/48 | €22,182 | €28,900 | €51,191 | €69,387 | €81,550 | ▲ 17.5% |
| Trade debts44 | €2,508 | €2,317 | €8,849 | €7,294 | €1,307 | ▼ 82.1% |
| Suppliers440/4 | €2,508 | €2,317 | €8,849 | €7,294 | €1,307 | ▼ 82.1% |
| Taxes, remuneration and social security45 | €652 | €919 | €615 | - | €17 | - |
| Taxes450/3 | €652 | €919 | €615 | - | €17 | - |
| Other amounts payable47/48 | €19,022 | €25,664 | €41,727 | €62,094 | €80,225 | ▲ 29.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,575 | €3,339 | -€26,482 | -€24,733 | -€14,232 | ▲ 42.5% |
| + Depreciation and write-downs630 | €445 | €1,907 | €2,900 | €3,094 | €3,160 | ▲ 2.1% |
| Operating cash flow (approximation) | -€3,130 | €5,246 | -€23,582 | -€21,639 | -€11,072 | ▲ 48.8% |
| Investment in fixed assets (approximation) | - | -€9,260 | €0 | -€1,871 | -€881 | ▲ 52.9% |
| Change in cash | - | -€2,936 | -€875 | -€493 | -€128 | ▲ 74.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
30-09
Financial
Weakest financial yearnet -€26,482
Net result drops to -€26,482, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-09
Financial
Back to profitnet €3,339
Net result €3,339 after 2 loss-making years.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel
Ground area
110 m²
Building footprint
112 m²
Volume, LiDAR
1,217 m³
Parcel 21809K1186/00F000, Brussels · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K1186/00F000 | Brussels | 110 m² | 1 · 112 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 14,002 companies in sector 56301 we hold annual accounts for 4,896. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-09-2019
Fiscal year end30-09
Activities, NACEBEL 2025
56301Cafés and bars
56112Limited-service restaurants, excluding mobile food services
Contact
E-mail
mvs.bvo@gmail.com
Phone
0471670169
E-invoicing
Reachable via Peppol
Peppol ID
0208:0733624955
Also
9925:BE0733624955
Registered
13-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.