MVRH MANAGEMENT
ActiveThe annual accounts of MVRH MANAGEMENT for fiscal year 2025 show a net loss of 79% of the equity at the start of that year. The 2025 annual accounts show equity of €1k and a net result of €-5k. Equity is shrinking by ~57.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 14% of 31662 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-6
Solvency32▼-20
Growth32=
Track record82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.15 against 0.74 in 2024; short-term debt: 93.4% and cash: 0% of total assets), and 93.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.6%
Return on assets
-23.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-5k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
9 d early
2024
44 d early
2023
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 78.5%
2024 · €6k
2023: €8k
2024: €6k
2023 → 2025
Total assets
€19k▼ 11.5%
2024 · €22k
2023: €24k
2024: €22k
2023 → 2025
Net result
€-5k▼ 113%
2024 · €-2k
2023: €5k
2024: €-2k
2023 → 2025
Working capital
€-15k▼ 269%
2024 · €-4k
2023: €-908
2024: €-4k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€8k-€6k▼ 26.9%€1k▼ 78.5%
Operating result€7k-€-1k€-4k▼ 210%
Net result€5k-€-2k€-5k▼ 113%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €1k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€17k▲ 64.9%
Current assets
€3k▼ 76.5%
Equity and liabilities €19k
Equity
€1k▼ 78.5%
Debt
€18k▲ 13.2%
The debt ratio rises from 73.0% to 93.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-4k▼
2024 · €-1k
Cash flow
€-4k▼
2024 · €-2k
Solvency
6.6%▼
2024 · 27.0%
Current ratio
0.15▼
2024 · 0.74
Quick ratio
0.15▼
2024 · 0.74
Debt / equity
14.26▲
2024 · 2.71
ROE
-365.4%▼
2024 · -36.8%
ROA
-23.9%▼
2024 · -9.9%
Interest coverage
-16.53▼
2024 · -7.49
Debt
€18k▲
2024 · €16k
Debt ≤ 1 year
€18k▲
2024 · €16k
Income taxes
€165▼
2024 · €665
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22k€19k▼
Fixed assets21/28€10k€17k▲
Tangible fixed assets22/27€1k€614▼
Furniture and vehicles24€1k€614▼
Financial fixed assets28€9k€16k▲
Current assets29/58€12k€3k▼
Amounts receivable within one year40/41€6k€3k▼
Trade receivables40€6k€2k▼
Other amounts receivable41-€585
Cash at bank and in hand54/58€5k€4▼
Deferred charges and accrued income490/1€1k€258▼
Equity and liabilities
Total equity and liabilities10/49€22k€19k▼
Equity10/15€6k€1k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€3k€-2k▼
Amounts payable17/49€16k€18k▲
Amounts payable within one year42/48€16k€18k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€10k€834▼
Taxes450/3€10k€834▼
Other amounts payable47/48€4k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€313€464▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€5k
Other operating charges640/8€514€419▼
Gross operating margin9900€-542€2k▲
Operating profit (loss)9901€-1k€-4k▼
Financial charges65/66B€141€229▲
Recurring financial charges65€141€229▲
Profit (loss) for the period before taxes9903€-2k€-4k▼
Income taxes67/77€665€165▼
Profit (loss) for the period9904€-2k€-5k▼
Profit (loss) for the period to be appropriated9905€-2k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-2k▼
Profit (loss) brought forward from the previous period14P€5k€3k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fabriekstraat 71652 BeerselGround area
1,107 m²
Building footprint
64 m²
Volume, LiDAR
572 m³
Parcel 23001C0135/00X000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
maxime Vermeersch
since 20232.355.229.185
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23001C0135/00X000 | Flanders | 1,107 m² | 1 · 64 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CC GROWTH
BE 0769.546.035
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BE 0459.277.677
Blégny · Eq €1k
KP CONSULTANCY
BE 1001.447.794
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Edouard Decamp
BE 0761.745.057
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RDCONSULT
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 5,767 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:max.verm@hotmail.com
Phone:0494981261