MVM Professional
ActiveSummary
The computed 12-month bankruptcy probability of MVM Professional is 14.9% (high). The 2025 annual accounts show negative equity (-€311,951) and a net result of -€107,230. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 10% of 3770 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-54
Solvency0▼-1
Growth58▼-20
Track record84
Bankruptcy probability, 12 months
14.9%
High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.75 against 1.12 in 2024; short-term debt: 36.2% and cash: 5.1% of total assets), and equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-70%
Return on assets
-24%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€311,951
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
119 d late
2023
201 d late
2022
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 88 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struck×2
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 October (3 of the last 4 filed years within 76 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€311,951▼ 52.4%
2024 · -€204,721
Total assets
€445,921▼ 48.5%
2024 · €865,850
Net result
-€107,230
2024 · €16,846
Working capital
-€40,626
2024 · €56,418
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€368,795-€53,109€28,190▼ 46.9%-€84,336
Net result-€388,473below the sector's middle half-€43,111above the sector's middle half€16,846within the sector's middle half▼ 60.9%-€107,230below the sector's middle half
Equity-€264,677below the sector's middle half--€221,567below the sector's middle half▲ 16.3%-€204,721below the sector's middle half▲ 7.6%-€311,951below the sector's middle half▼ 52.4%
Total assets€713,351above the sector's middle half-€962,045above the sector's middle half▲ 34.9%€865,850above the sector's middle half▼ 10.0%€445,921within the sector's middle half▼ 48.5%
Debt€598,632-€804,215▲ 34.3%€691,174▼ 14.1%€378,476▼ 45.2%
Working capital€24,875within the sector's middle half-€91,011above the sector's middle half▲ 266%€56,418above the sector's middle half▼ 38.0%-€40,626within the sector's middle half
Solvency-37.1%below the sector's middle half--23.0%below the sector's middle half▲ 14.1pp-23.6%below the sector's middle half▼ 0.6pp-70.0%below the sector's middle half▼ 46.3pp
Current ratio1.08within the sector's middle half-1.18within the sector's middle half▲ 0.101.12within the sector's middle half▼ 0.060.75within the sector's middle half▼ 0.38
Return on assets (ROA)-54.5%below the sector's middle half-4.5%within the sector's middle half▲ 58.9pp1.9%within the sector's middle half▼ 2.5pp-24.0%below the sector's middle half▼ 26.0pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €84,336 after €28,190 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €445,921
Fixed assets
€325,316 ▼ 7.4%
Current assets
€120,605 ▼ 76.6%
Key figures and ratios
EBITDA
-€56,225▼
2024 · €44,085
Cash flow
-€79,119▼
2024 · €32,740
Debt to equity
-1.21▲
2024 · -3.38
Interest coverage
-8.31▼
2024 · 3.89
Debt ≤ 1 year
€161,231▼
2024 · €458,265
Debt > 1 year
€217,245▼
2024 · €232,909
Income taxes
€16,302
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 14.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | €130,392 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,491 | €25,014 | €15,895 | €28,111 | ▲ 76.9% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €379,397 | - | - | - | - |
| Other operating charges640/8 | - | - | - | €3,768 | - |
| Gross operating margin9900 | €33,092 | €78,123 | €44,085 | -€52,457 | ▼ 219% |
| Operating profit (loss)9901 | -€368,795 | €53,109 | €28,190 | -€84,336 | ▼ 399% |
| Financial income75/76B | €2,306 | €133 | €1 | €173 | ▲ 16,541% |
| Recurring financial income75 | €2,306 | €133 | €1 | €173 | ▲ 16,541% |
| Financial charges65/66B | €21,856 | €10,131 | €11,345 | €6,765 | ▼ 40.4% |
| Recurring financial charges65 | €21,856 | €10,131 | €11,345 | €6,765 | ▼ 40.4% |
| Profit (loss) for the period before taxes9903 | -€388,345 | €43,111 | €16,846 | -€90,928 | ▼ 640% |
| Income taxes67/77 | €128 | - | - | €16,302 | - |
| Profit (loss) for the period9904 | -€388,473 | €43,111 | €16,846 | -€107,230 | ▼ 737% |
| Profit (loss) for the period to be appropriated9905 | -€388,473 | €43,111 | €16,846 | -€107,230 | ▼ 737% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €713,351 | €962,045 | €865,850 | €445,921 | ▼ 48.5% |
| Fixed assets21/28 | €375,869 | €360,489 | €351,167 | €325,316 | ▼ 7.4% |
| Tangible fixed assets22/27 | €375,869 | €360,489 | €345,007 | €319,156 | ▼ 7.5% |
| Land and buildings22 | €359,035 | €344,785 | €330,535 | €316,285 | ▼ 4.3% |
| Plant, machinery and equipment23 | €777 | - | €309 | €697 | ▲ 125% |
| Furniture and vehicles24 | €16,057 | €15,704 | €14,162 | €2,175 | ▼ 84.6% |
| Financial fixed assets28 | - | - | €6,160 | €6,160 | = |
| Current assets29/58 | €337,482 | €601,556 | €514,683 | €120,605 | ▼ 76.6% |
| Amounts receivable within one year40/41 | €209,297 | €462,391 | €442,821 | €97,987 | ▼ 77.9% |
| Trade receivables40 | €109,521 | €327,681 | €316,740 | €57,886 | ▼ 81.7% |
| Other amounts receivable41 | €99,776 | €134,710 | €126,082 | €40,101 | ▼ 68.2% |
| Cash at bank and in hand54/58 | €119,600 | €94,426 | €27,122 | €22,617 | ▼ 16.6% |
| Deferred charges and accrued income490/1 | €8,586 | €44,740 | €44,740 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €713,351 | €962,045 | €865,850 | €445,921 | ▼ 48.5% |
| Equity10/15 | -€264,677 | -€221,567 | -€204,721 | -€311,951 | ▼ 52.4% |
| Contributions10/11 | €200 | €200 | €200 | €200 | = |
| Outside capital11 | - | €200 | €200 | €200 | = |
| Other1109/19 | - | €200 | €200 | €200 | = |
| Reserves13 | €20 | €20 | €20 | €20 | = |
| Non-distributable reserves130/1 | €20 | €20 | €20 | €20 | = |
| Reserves not available under the articles1311 | €20 | €20 | €20 | €20 | = |
| Profit (loss) carried forward14 | -€264,897 | -€221,787 | -€204,941 | -€312,171 | ▼ 52.3% |
| Provisions and deferred taxes16 | €379,397 | €379,397 | €379,397 | €379,397 | = |
| Provisions for liabilities and charges160/5 | €379,397 | €379,397 | €379,397 | €379,397 | = |
| Other liabilities and charges164/5 | €379,397 | €379,397 | €379,397 | €379,397 | = |
| Amounts payable17/49 | €598,632 | €804,215 | €691,174 | €378,476 | ▼ 45.2% |
| Amounts payable after more than one year17 | €286,025 | €286,025 | €232,909 | €217,245 | ▼ 6.7% |
| Financial debts170/4 | €286,025 | €286,025 | €232,909 | €217,245 | ▼ 6.7% |
| Amounts payable within one year42/48 | €312,607 | €510,545 | €458,265 | €161,231 | ▼ 64.8% |
| Current portion of amounts payable after more than one year42 | €24,983 | €8,220 | €30,168 | €24,190 | ▼ 19.8% |
| Trade debts44 | €278,023 | €490,686 | €416,568 | €57,589 | ▼ 86.2% |
| Suppliers440/4 | €278,023 | €490,686 | €416,568 | €57,589 | ▼ 86.2% |
| Taxes, remuneration and social security45 | €9,601 | €11,639 | €11,530 | - | - |
| Taxes450/3 | €9,601 | €9,601 | €11,530 | - | - |
| Remuneration and social security454/9 | - | €2,038 | - | - | - |
| Other amounts payable47/48 | - | - | - | €79,453 | - |
| Accrued charges and deferred income492/3 | - | €7,645 | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€388,473 | €43,111 | €16,846 | -€107,230 | ▼ 737% |
| + Depreciation and write-downs630 | €22,491 | €25,014 | €15,895 | €28,111 | ▲ 76.9% |
| Operating cash flow (approximation) | -€365,982 | €68,125 | €32,740 | -€79,119 | ▼ 342% |
| Investment in fixed assets (approximation) | - | -€9,634 | -€6,572 | -€2,260 | ▲ 65.6% |
| Change in cash | - | -€25,174 | -€67,304 | -€4,505 | ▲ 93.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
KBO administration
Address struck
Spoorwegstraat 20 L’adresse du siège Spoorwegstraat 20 3890 Die Sitzadresse Spoorwegstraat 20 3890
3890 Gingelom werd doorgehaald met ingang Gingelom · event 12-06-2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
16-03
KBO administration
Address struck
event 14-01-2026
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 119 days late
17-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 201 days late
2023
31-12
Financial
Back to profitnet €43,111
Net result €43,111 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gingelom · 1 establishment unit since 2015
Ground area
744 m²
Building footprint
227 m²
Volume, LiDAR
1,390 m³
2 parcels, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Raatshovenstraat 99, 3400 Landen
since 20152.242.371.665
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71026C0509/00G002 | Flanders | 467 m² | 1 · 100 m² | 10.9 m · 1 fl. |
| 24059B0622/00C002 | Flanders | 277 m² | 1 · 127 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector. Of 618 companies in sector 56309 we hold annual accounts for 118. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-06-2015
Fiscal year end31-12
Activities, NACEBEL 2025
56309Food and beverage service activities
46130Agents in the wholesale of timber and building materials
46831Wholesale of construction materials, general range
46842Wholesale trade
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID
0208:0630973122
Also
9925:BE0630973122
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.