MVL Electrics

Active

Private limited companyfounded 20241 yr activeGrootveld 76, 1745 Opwijk, BelgiumKBO/BCE: BE 1017.033.815

Summary

The computed 12-month bankruptcy probability of MVL Electrics is 1.9% (moderate). The 2025 annual accounts show equity of €18,679 and a net result of €8,679. Its solvency ranks better than 28% of 30651 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

MVL ElectricsActiveChecked score 53/100

Risk analysis Report Compare

Activity

General electrical installation work

NACE 43211

1 site

Size

€69,440total assets 2025

Staff: 0.2 FTE
Equity: €18,679
Profit: €8,679

Turnover not published (abridged schema)

Financial health

53 Fair Checked score 2025

Bankruptcy chance 12 m: 1.9%

Structure

Accounts 28 d early0 of 1 deed read

Why 53- Founded in 2024- Size: total assets €69,440- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 1.30, cash €8,180Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 34% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Average

Solvency 52

equity 26.9% of total assets

Liquidity 25

short-term debt 73.1% · cash 11.8%

Profitability 80

return on assets 12.5%

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)

Last 14 months 01-2026: 1.9% 02-2026: 1.9%▲ +2.7% vs 01-2026 03-2026: 2.0%▲ +2.0% vs 02-2026 04-2026: 2.4%▲ +22.7% vs 03-2026 05-2026: 2.4%▲ +0.5% vs 04-2026 06-2026: 2.7%▲ +11.5% vs 05-2026 07-2026: 3.0%▲ +10.3% vs 06-2026highest value 08-2026: 1.9%▼ -37.2% vs 07-2026 09-2026: 1.9%● 0.0% vs 08-2026 10-2026: 1.9%▼ -0.7% vs 09-2026lowest value

Founded in 2024 raises the probability for this profile
Size: total assets €69,440 raises the probability for this profile
Sector Specialised construction activities (NACE 43) raises the probability
Liquidity: current ratio 1.30, cash €8,180 lowers the probability

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.3; short-term debt: 73.1% and cash: 11.8% of total assets), and 73.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 28%, liquidity 15%, profitability 60%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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