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MVK AGRI

Active
Private limited company (pre-2019)founded 201016 yrs activeAlfons Piessensstraat 3, 2870 Puurs-Sint-Amands, BelgiumKBO/BCE: BE 0824.979.258

MVK AGRI has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €34k. Equity is growing by ~60.4% per year across the filed fiscal years. Its solvency ranks better than 91% of 3108 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
97 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+88
Solvency100▲+18
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 6.5 against 1.33 in 2024; short-term debt: 13.3% and cash: 71.7% of total assets), and 13.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
86.7%
Return on assets
61%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-10-2025, 10 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
10 d early
2024
20 d late
2023
on the day
2022
37 d late
2021
25 d late
2020
24 d late
2019
2 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€49k▲ 238%
2024 · €14k
2019: €-13k 2020: €-11k 2021: €469 2022: €9k 2023: €16k 2024: €14k
2019 → 2025
Total assets
€56k▲ 124%
2024 · €25k
2019: €16k 2020: €13k 2021: €17k 2022: €21k 2023: €28k 2024: €25k
2019 → 2025
Net result
€34k
2024 · €-1k
2019: €16k 2020: €2k 2021: €11k 2022: €9k 2023: €7k 2024: €-1k
2019 → 2025
Working capital
€41k▲ 1,073%
2024 · €4k
2019: €-17k 2020: €-13k 2021: €-2k 2022: €8k 2023: €861 2024: €4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€469-€9k▲ 1,851%€16k▲ 71.5%€14k▼ 8.4%€49k▲ 238%
Operating result€13k-€11k▼ 12.4%€9k▼ 23.8%€-6k€49k
Net result€11k-€9k▼ 21.5%€7k▼ 24.6%€-1k€34k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €13k€13kNet result 2021: €11k€11kOperating result 2022: €11k€11kNet result 2022: €9k€9kOperating result 2023: €9k€9kNet result 2023: €7k€7kOperating result 2024: €-6k€-6kNet result 2024: €-1k€-1kOperating result 2025: €49k€49kNet result 2025: €34k€34k20212022202320242025
The operating result returns to profit in 2025: €49k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets €7k▼ 31.5%
Current assets €49k▲ 243%
Equity and liabilities €56k
Equity €49k▲ 238%
Debt €7k▼ 29.8%
The debt ratio falls from 42.5% to 13.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€52k
2024 · €-2k
Cash flow
€38k
2024 · €3k
Solvency
86.7%
2024 · 57.5%
Current ratio
6.50
2024 · 1.33
Quick ratio
6.50
2024 · 1.33
Debt / equity
0.15
2024 · 0.74
ROE
70.4%
2024 · -9.2%
ROA
61.0%
2024 · -5.3%
Interest coverage
376.50
2024 · -15.02
Debt
€7k
2024 · €11k
Debt ≤ 1 year
€7k
2024 · €11k
Income taxes
€15k
2024 · €130
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€25k€56k
Fixed assets21/28€11k€7k
Tangible fixed assets22/27€11k€7k
Land and buildings22€159€79
Furniture and vehicles24€11k€7k
Current assets29/58€14k€49k
Amounts receivable within one year40/41€641€7k
Trade receivables40€0€6k
Other amounts receivable41€641€337
Cash at bank and in hand54/58€12k€40k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€25k€56k
Equity10/15€14k€49k
Contributions10/11€10k€10k=
Reserves13€11k€39k
Non-distributable reserves130/1€12€12=
Reserves not available under the articles1311€12€12=
Distributable reserves133€11k€39k
Profit (loss) carried forward14€-7k€0
Amounts payable17/49€11k€7k
Amounts payable within one year42/48€11k€7k
Trade debts44€1k€1k
Suppliers440/4€1k€1k
Taxes, remuneration and social security45€130€2k
Taxes450/3€130€2k
Other amounts payable47/48€9k€5k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k
Other operating charges640/8€720€1k
Gross operating margin9900€-1k€53k
Operating profit (loss)9901€-6k€49k
Financial income75/76B€5k€18
Recurring financial income75€19€18
Non-recurring financial income76B€5k€0
Financial charges65/66B€139€139
Recurring financial charges65€139€139
Profit (loss) for the period before taxes9903€-1k€49k
Income taxes67/77€130€15k
Profit (loss) for the period9904€-1k€34k
Profit (loss) for the period to be appropriated9905€-1k€34k
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€27k
Profit (loss) brought forward from the previous period14P€-6k€-7k
Transfer to equity691/2-€27k
To other reserves6921-€27k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
21-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Back to profitnet €34k
Net result €34k after one loss-making year.
31-03
Financial Liquidity times 5current ratio 6.50
Current ratio from 1.33 to 6.50; short-term debt falls from €11k to €7k.
2024
20-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
31-03
Financial Weakest financial yearnet €-1k ▼120%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
2023
31-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
07-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 37 days late
2021
25-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2020
24-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2019
29-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
27-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
24-10
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Alfons Piessensstraat 32870 Puurs-Sint-Amands
Ground area
197 m²
Parcel 12022A0289/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
Alfons Piessensstraat 3, 2870 Puurs-Sint-Amands
Growing of vegetables, melons, roots and tubers
since 20102.187.432.449
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12022A0289/00G000 Flanders 196 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,625 companies in sector 01130 we hold annual accounts for 789. 374 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded14-04-2010
Fiscal year end31-03
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.