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MVH IMMO

Active
Private limited companyfounded 20224 yrs activeRue du Houmier(RVX) 31 D, 4140 Sprimont, BelgiumKBO/BCE: BE 0785.335.754
Summary

The computed 12-month bankruptcy probability of MVH IMMO is 5.1% (elevated). The 2024 annual accounts show negative equity (-€135,707) and a net result of -€85,288. Equity is shrinking by ~116.4% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability0▼-18
Solvency0▼-20
Growth32=
Track record94
Bankruptcy probability, 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.12 against 0.01 in 2023; short-term debt: 60.4% and cash: 6.8% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-25.1%
Return on assets
-15.8%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
49 d early
2024
37 d early
2023
2 d early
2022
25 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 28 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MVH IMMO was incorporated on 22 April 2022 as a Private limited company.1 Total assets fell from EUR 623,397 in 2022 to EUR 541,128 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, full schema, 2025 accounts filed, figures not processed yet

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€85,288▼ 166%
2023 · -€32,113
Working capital
-€289,031▲ 5.3%
2023 · -€305,194
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result-€17,536--€19,580▼ 11.7%-€58,805▼ 200%
Net result-€20,306--€32,113▼ 58.1%-€85,288▼ 166%
Equity-€18,306--€50,419▼ 175%-€135,707▼ 169%
Total assets€623,397-€987,948▲ 58.5%€541,128▼ 45.2%
Debt€641,702-€1.0m▲ 61.8%€676,835▼ 34.8%
Working capital-€189,724--€305,194▼ 60.9%-€289,031▲ 5.3%
Result per fiscal year
Operating resultNet result
-€100,000-€75,000-€50,000-€25,000€0Operating result 2022: -€17,536-€17,536Net result 2022: -€20,306-€20,306Operating result 2023: -€19,580-€19,580Net result 2023: -€32,113-€32,113Operating result 2024: -€58,805-€58,805Net result 2024: -€85,288-€85,288202220232024-€100,000-€75,000-€50,000-€25,000€0Operating result 2022: -€17,536-€17,500Net result 2022: -€20,306-€20,300Operating result 2023: -€19,580-€19,600Net result 2023: -€32,113-€32,100Operating result 2024: -€58,805-€58,800Net result 2024: -€85,288-€85,300202220232024
The operating result stays negative: a loss of €58,805 in 2024 against €19,580 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €541,128
Fixed assets €503,324 ▼ 48.9%
Current assets €37,804 ▲ 1,640%
Equity and liabilities
Equity-€135,707
Debt€676,835
Equity is negative: debt (€676,835) exceeds the balance-sheet total (€541,128).
Key figures and ratios
2024 value · change against 2023
EBITDA
-€38,325▼
2023 · €5,204
Cash flow
-€64,808▼
2023 · -€7,329
Solvency
-25.1%▼
2023 · -5.1%
Current ratio
0.12▲
2023 · 0.01
ROA
-15.8%▼
2023 · -3.3%
Interest coverage
-1.45▼
2023 · 0.42
Debt ≤ 1 year
€326,835▲
2023 · €307,367
Debt > 1 year
€350,000▼
2023 · €731,000
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 490 companies that looked in July 2024 the way this one looks now, 6.7% went bankrupt within 24 months and 89% are still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
6.7% went bankrupt
3.9% stopped otherwise
89% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 490 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 32 lines
Balance sheet Code20232024
Assets
Total assets20/58€987,948€541,128▼
Fixed assets21/28€985,775€503,324▼
Tangible fixed assets22/27€985,775€503,324▼
Land and buildings22€981,129€500,297▼
Furniture and vehicles24€4,646€3,027▼
Current assets29/58€2,173€37,804▲
Amounts receivable within one year40/41-€45
Trade receivables40-€45
Cash at bank and in hand54/58€1,058€36,626▲
Deferred charges and accrued income490/1€1,115€1,133▲
Equity and liabilities
Total equity and liabilities10/49€987,948€541,128▼
Equity10/15-€50,419-€135,707▼
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€52,419-€137,707▼
Amounts payable17/49€1.0m€676,835▼
Amounts payable after more than one year17€731,000€350,000▼
Financial debts170/4€731,000€350,000▼
Amounts payable within one year42/48€307,367€326,835▲
Trade debts44€4,822€13▼
Suppliers440/4€4,822€13▼
Other amounts payable47/48€302,545€326,822▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,784€20,480▼
Other operating charges640/8€3,775€9,246▲
Gross operating margin9900€8,979-€29,078▼
Operating profit (loss)9901-€19,580-€58,805▼
Financial charges65/66B€12,533€26,483▲
Recurring financial charges65€12,533€26,483▲
Profit (loss) for the period before taxes9903-€32,113-€85,288▼
Profit (loss) for the period9904-€32,113-€85,288▼
Profit (loss) for the period to be appropriated9905-€32,113-€85,288▼
Appropriation of the result
Profit (loss) to be appropriated9906-€52,419-€137,707▼
Profit (loss) brought forward from the previous period14P-€20,306-€52,419▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,809€24,784€20,480▼ 17.4%
Other operating charges640/8€1,664€3,775€9,246▲ 145%
Gross operating margin9900€6,937€8,979-€29,078▼ 424%
Operating profit (loss)9901-€17,536-€19,580-€58,805▼ 200%
Financial charges65/66B€2,770€12,533€26,483▲ 111%
Recurring financial charges65€2,770€12,533€26,483▲ 111%
Profit (loss) for the period before taxes9903-€20,306-€32,113-€85,288▼ 166%
Profit (loss) for the period9904-€20,306-€32,113-€85,288▼ 166%
Profit (loss) for the period to be appropriated9905-€20,306-€32,113-€85,288▼ 166%
Line202220232024Change
Assets
Total assets20/58€623,397€987,948€541,128▼ 45.2%
Fixed assets21/28€602,418€985,775€503,324▼ 48.9%
Tangible fixed assets22/27€602,418€985,775€503,324▼ 48.9%
Land and buildings22€602,418€981,129€500,297▼ 49.0%
Furniture and vehicles24-€4,646€3,027▼ 34.8%
Current assets29/58€20,979€2,173€37,804▲ 1,640%
Amounts receivable within one year40/41--€45-
Trade receivables40--€45-
Cash at bank and in hand54/58€20,979€1,058€36,626▲ 3,363%
Deferred charges and accrued income490/1-€1,115€1,133▲ 1.6%
Equity and liabilities
Total equity and liabilities10/49€623,397€987,948€541,128▼ 45.2%
Equity10/15-€18,306-€50,419-€135,707▼ 169%
Contributions10/11€2,000€2,000€2,000=
Profit (loss) carried forward14-€20,306-€52,419-€137,707▼ 163%
Amounts payable17/49€641,702€1.0m€676,835▼ 34.8%
Amounts payable after more than one year17€431,000€731,000€350,000▼ 52.1%
Financial debts170/4€431,000€731,000€350,000▼ 52.1%
Amounts payable within one year42/48€210,702€307,367€326,835▲ 6.3%
Trade debts44€702€4,822€13▼ 99.7%
Suppliers440/4€702€4,822€13▼ 99.7%
Taxes, remuneration and social security45€0---
Taxes450/3€0---
Other amounts payable47/48€210,000€302,545€326,822▲ 8.0%
Line202220232024Change
Profit (loss) for the period9904-€20,306-€32,113-€85,288▼ 166%
+ Depreciation and write-downs630€22,809€24,784€20,480▼ 17.4%
Operating cash flow (approximation)€2,503-€7,329-€64,808▼ 784%
Investment in fixed assets (approximation)--€408,141€461,971▲ 213%
Change in cash--€19,921€35,568▲ 279%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
18-05
State Gazette act Incorporation · Founder
Founding capital · Bank account
2025
24-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Weakest financial yearnet -€85,288
Net result drops to -€85,288, the lowest in the series.
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
2,448 m²
Building footprint
222 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
MVH IMMO
Rue Jean Damard 43/A, 4163 AnthisnesReal estate activities
since 20222.333.202.069
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62091M0892/00F000 Wallonia 1,937 m² 1 · 222 m² -
61059C0010/00K000 Wallonia 512 m² - -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners

Owners 2

Holdings 0

The accounts to 31-12-2024 list no holdings, and no other source names one.

According to the 2024 annual accounts of MVH IMMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Company details

Identification
Legal formPrivate limited company
Founded22-04-2022
Fiscal year end31-12
Contact
Phone 042599774Anthisnes
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.