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MVDF

Active
Private limited companyfounded 2024active for 1 yearAugust Van Putlei 160, 2150 Antwerpen, BelgiumKBO/BCE: BE 1018.046.969
Summary

MVDF has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69,114 and a net result of €69,114. Its solvency ranks better than 67% of 11,734 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Activities of building architects
NACE 71111
1 site
Size
≈ €190,000turnover 2025, estimated
Equity
€69,114
Profit
€69,114
Turnover estimated from the gross margin
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 60 days early
Why 97raises riskFounded in 2024lowers riskLiquidity: current ratio 3.08, cash €60,412Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Equity €69,114 (69.4% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 78% of its sector peers (NACE 71, micro)
Financial strength
Strong
Solvency 94
equity 69.4% of total assets
Liquidity 87
short-term debt 30.6% · cash 60.7%
Profitability 100
return on assets 69.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,819 companies, NACE 71, micro)
Last 24 months 01-2026: 0.5% 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.1 percentage points vs 05-2026highest value 07-2026: < 0.1%▼ -0.6 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 3.08, above the usual 1.5; short-term debt: 30.6% and cash: 60.7% of total assets), and 30.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 68% on solvency, 78% on liquidity and 88% on profitability.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.08, cash €60,412
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Equity €69,114 (69.4% of total assets)
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
60 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: VANDERFAEILLIE Matthias Elisabeth Roger…

Financials · financial year 2025, micro format

Source amounts without an identifiable currency are assumed to be EUR.

Turnover
≈ €190,000
Estimated: probably between €150,000 and €270,000
Total assets
€99,531
Net result
€69,114
Working capital
€63,398

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €99,531
Fixed assets €5,716
Current assets €93,815
Equity and liabilities €99,531
Equity €69,114
Debt €30,417
Debt finances 30.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€88,974
Cash flow
€69,620
Current ratio
3.08
Debt to equity
0.44
ROE
100.0%
ROA
69.4%
Interest coverage
75.87
Debt ≤ 1 year
€30,417
Income taxes
€18,181

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€99,531
Fixed assets21/28€5,716
Tangible fixed assets22/27€5,716
Land and buildings22€2,415
Plant, machinery and equipment23€2,004
Furniture and vehicles24€1,296
Current assets29/58€93,815
Amounts receivable within one year40/41€32,195
Trade receivables40€32,195
Other amounts receivable41€0
Cash at bank and in hand54/58€60,412
Deferred charges and accrued income490/1€1,209
Equity and liabilities
Total equity and liabilities10/49€99,531
Equity10/15€69,114
Contributions10/11€3,000
Reserves13€66,114
Distributable reserves133€66,114
Amounts payable17/49€30,417
Amounts payable within one year42/48€30,417
Trade debts44€754
Suppliers440/4€754
Taxes, remuneration and social security45€26,637
Taxes450/3€26,637
Other amounts payable47/48€3,027
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€506
Other operating charges640/8€520
Gross operating margin9900€89,493
Operating profit (loss)9901€88,468
Financial charges65/66B€1,173
Recurring financial charges65€1,173
Profit (loss) for the period before taxes9903€87,295
Income taxes67/77€18,181
Profit (loss) for the period9904€69,114
Profit (loss) for the period to be appropriated9905€69,114
Appropriation of the result
Profit (loss) to be appropriated9906€69,114
Transfer to equity691/2€66,114
To other reserves6921€66,114
Profit to be distributed694/7€3,000
Return on contributions (dividend)694€3,000

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€506
Other operating charges640/8€520
Gross operating margin9900€89,493
Operating profit (loss)9901€88,468
Financial charges65/66B€1,173
Recurring financial charges65€1,173
Profit (loss) for the period before taxes9903€87,295
Income taxes67/77€18,181
Profit (loss) for the period9904€69,114
Profit (loss) for the period to be appropriated9905€69,114
Line2025
Assets
Total assets20/58€99,531
Fixed assets21/28€5,716
Tangible fixed assets22/27€5,716
Land and buildings22€2,415
Plant, machinery and equipment23€2,004
Furniture and vehicles24€1,296
Current assets29/58€93,815
Amounts receivable within one year40/41€32,195
Trade receivables40€32,195
Other amounts receivable41€0
Cash at bank and in hand54/58€60,412
Deferred charges and accrued income490/1€1,209
Equity and liabilities
Total equity and liabilities10/49€99,531
Equity10/15€69,114
Contributions10/11€3,000
Reserves13€66,114
Distributable reserves133€66,114
Amounts payable17/49€30,417
Amounts payable within one year42/48€30,417
Trade debts44€754
Suppliers440/4€754
Taxes, remuneration and social security45€26,637
Taxes450/3€26,637
Other amounts payable47/48€3,027
Line2025
Profit (loss) for the period9904€69,114
+ Depreciation and write-downs630€506
Operating cash flow (approximation)€69,620

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 01-06-2026 2026-00132373

Similar companies · same sector, comparable size

Of the 18,227 active companies whose main activity is activities of building architects (NACE 71111), figures are known for 6,484. 5,572 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
VANDERFAEILLIE Matthias Elisabeth Roger
Director · since 02-01-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
VANDERFAEILLIE Matthias Elisabeth Roger
  • Director, from 02-01-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 02-01-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 02-01-2025 Incorporation · €3,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 30 December 2024, MVDF was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 VANDERFAEILLIE Matthias Elisabeth Roger has served as director of the company since 2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 02-01-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
01-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
02-01
Gazette deed Incorporation
Appointment: VANDERFAEILLIE Matthias Elisabeth Roger (director) · Founder · Founding capital6 facts ▸
  • Incorporation, “MVDF” (deed in Dutch)
  • Founder, VANDERFAEILLIE Matthias Elisabeth Roger
  • Founding capital, €3,000
  • Bank account, “KBC Bank, BE37 7380 4587 1928” (deed in Dutch)
  • Other provision, “heden, beschikking over stortingen” (deed in Dutch)
  • Director appointment, VANDERFAEILLIE Matthias Elisabeth Roger (director)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded30-12-2024
Financial year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018046969
Also 9925:BE1018046969
Registered 02-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
registered office establishment approximate The establishment unit on the map
Ground area
215 m²
Building footprint
76 m²
Building volume
620 m³
Parcel 11007A0082/00S000, Flanders · tallest building 9.6 m. Linked by address, not a title deed.
1 establishment unit
MVDF
August Van Putlei 160, 2150 AntwerpenActivities of building architects
since 2024unit no. 2.369.983.578
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11007A0082/00S000indicative Flanders 215 m² 1 · 76 m² 9.6 m · 3
How the parcels are linked
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Het verlenen van diensten die behoren tot de uitoefening van het beroep van architect alsook aanverwante activiteiten die niet onverenigbaar…” (deed in Dutch)
3 activities (deed in Dutch)
  1. Het verlenen van diensten die behoren tot de uitoefening van het beroep van architect alsook aanverwante activiteiten die niet onverenigbaar zijn met de uitoefening van het beroep van architect
  2. Alle roerende of onroerende, financiële of industriële handelingen en verrichtingen van welke aard ook verrichten, die rechtstreeks of onrechtstreeks verband houden met haar voorwerp en die niet in strijd zijn met deontologische regels van de Orde van architecten
  3. Door middel van inbreng, overdracht, fusie, inschrijving, deelneming, financiële tussenkomst of op enige andere wijze een belang nemen in elke vennootschap of vennootschappen die een voorwerp hebben dat niet onverenigbaar is met het beroep van architect

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“2150 Borsbeek, August Van Putlei 160, overbrenging naar om het even welke plaats in het Nederlandse taalgebied of het tweetalige gebied…” (deed in Dutch)

deed of 02-01-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Één of meer, bestuurders gerechtigd beroep van architect uit te oefenen ook onderworpen aan deontologische regels in kader van verrichting…” (deed in Dutch)
Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
One provision in the deed

deed of 02-01-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Monday of June at 20:00

deed of 02-01-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Aanwending nettowinst, algemene vergadering” (deed in Dutch)
Other provision: “Bestuur, uitkeringen uit winst lopende of voorgaande boekjaar” (deed in Dutch)
1 more provision in the deed, see the deed of 02-01-2025

deed of 02-01-2025