Age6 yrs
Real estate1 parcel · 1,675 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of MVB Invest is 2.8% (moderate). The 2021 annual accounts show equity of €173k and a net result of €171k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone2.8%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 14 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 29-08-2025 | 29 d late | 2025-00434532 |
| 31-12-2023 | 31-07-2024 | 29-08-2024 | 29 d late | 2024-00414168 |
| 31-12-2022 | 31-07-2023 | 07-06-2023 | 54 d early | 2023-00111566 |
| 31-12-2021 | 31-07-2022 | 05-07-2022 | 26 d early | 2022-20152167 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€171k
Working capital€-82k
Annual accounts & ratios
Source: NBB · 2021Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · verkort
| Fiscal year | 2021 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €273k |
| Net profit | €171k |
| Cash flow | €172k |
| Staff costs | - |
| Income taxes | €50k |
| Dividends | - |
| Total assets | €830k |
| Equity | €173k |
| Debt | €657k |
| of which ≤ 1y | €642k |
| of which > 1y | - |
| Working capital | €-82k |
| Employees (FTE) | - |
Ratios (computed)
| 2021 | |
|---|---|
| Current ratio | 0.87 |
| Quick ratio | 0.13 |
| Working capital ratio | -9.9% |
| Solvency | 20.8% |
| Debt / equity | 3.81 |
| Long-term debt ratio | - |
| Interest coverage | 5.39 |
| Gross margin | - |
| Net margin | - |
| ROA | 20.5% |
| ROE | 98.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2021 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €830k |
| Fixed assets | 21/28 | €270k |
| Tangible fixed assets | 22/27 | €270k |
| Current assets | 29/58 | €560k |
| Stocks & contracts in progress | 3 | €474k |
| Amounts receivable within one year | 40/41 | €4k |
| Cash & bank | 54/58 | €71k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €830k |
| Equity | 10/15 | €173k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €171k |
| Amounts payable | 17/49 | €657k |
| Amounts payable within one year | 42/48 | €642k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €274k |
| Operating result | 9901 | €271k |
| Financial income | 75 | €9 |
| Financial charges | 65 | €51k |
| Result before taxes | 9903 | €221k |
| Income taxes | 67/77 | €50k |
| Net result for the period | 9904 | €171k |
| Result to be appropriated | 9905 | €171k |
Ratios computed by Checked.
Health barometer
FY 2021 · computed43
/ 100
Weak
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2021. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Robert Dansaertlaan 761702 DilbeekEstablishment units
1 locationMVB Invest
since 20202.307.474.404
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,675 m²
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026B0114/00W002indicative | Flanders | 1,675 m² | - | - |
Methodology
via registered seat: 1
0 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Company purpose
De vennootschap heeft als voorwerp, zowel in Belgie als in het buitenland, voor eigen rekening, voor rekening van derden of in samenwerking met derden: - De activeiten gerelateerd aan bouwwerkzaamheden, o.a. doch niet uitsluitend: Electriciteitswerkszaamheden, dakwerken, HVAC, loodgieterij, metselwerken, schrijnwerken, opkuis werf, beheer werf, … - De activiteit van algemene aannemer in de bouw: - De activiteit van ontwerp, studie en engineering (studiebureau) - Het sluiten van aannemingscontracten. - Het besturen van vennootschappen en verenigingen ... - Het rechtstreeks of onrechtstreeks participeren ... - Het verstrekken van leningen en kredieten ...
Per act of 25-03-2026
Capital history · 2
25-03-2026
Founding capital: amount: 1000, shares: 1000, currency: EUR
25-03-2026
Capital: amount: 1000, currency: EUR
Address history · 1
18-09-2023
Registered-office move
All acts · 2
updated 4 months ago
2026
25-03-2026 Act object · Notarial deed · Incorporation · Founder
- Act object: OPRICHTING · ChoreBusters
- Publication: 25/03/2026 · ChoreBusters
- Filing: 23-03-2026 · ChoreBusters
- Notarial deed: 20-03-2026 · ChoreBusters
- Incorporation: 20-03-2026 · ChoreBusters
- Founder · MVB INVEST
- Founding capital: amount: 1000, shares: 1000, currency: EUR · ChoreBusters
- Capital: amount: 1000, currency: EUR · ChoreBusters
- Purpose: De vennootschap heeft als voorwerp, zowel in Belgie als in het buitenland, voor eigen rekening, voor rekening van derden of in samenwerking met derden: - De activeiten gerelateerd aan bouwwerkzaamheden, o.a. doch niet uitsluitend: Electriciteitswerkszaamheden, dakwerken, HVAC, loodgieterij, metselwerken, schrijnwerken, opkuis werf, beheer werf, … - De activiteit van algemene aannemer in de bouw: - De activiteit van ontwerp, studie en engineering (studiebureau) - Het sluiten van aannemingscontracten. - Het besturen van vennootschappen en verenigingen ... - Het rechtstreeks of onrechtstreeks participeren ... - Het verstrekken van leningen en kredieten ... · ChoreBusters
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2026-03-20 · MVB INVEST
- Permanent representative · MAETER Michaël
- Mandate compensation: onbezoldigd · MVB INVEST
- First fiscal year: end: 31-12-2027, start: 23-03-2026 · ChoreBusters
- Filing representative: vervulling van de formaliteiten bij het rechtspersonenregister en, desgevallend, bij de Administratie van de Belasting over de Toegevoegde Waarde, alsook bij een ondernemingsloket met het oog op de inschrijving van de gegevens in de Kruispuntbank van Ondernemingen · SBB Accountants & Adviseurs
Summary:
Act object · Notarial deed · Incorporation · Founder
2023
18-09-2023 Registered office moved from Leuven to Groot-Bijgaarden
- Maria-Theresiastraat 4/401, 3000 Leuven → Robert Dansaertlaan 76A, 1702 Groot-Bijgaarden
Analysis
Snowflake analysis
financial profile on 5 axes63
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
43
Profitability
100
Solvency
24
Growth
-
Stability
85
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Company registry
Company registry (CBE)
Crossroads BankActivities
Niet-gespecialiseerde groothandel46900Niet-gespecialiseerde groothandel46900Ontwikkeling van residentiële bouwprojecten41101Ontwikkeling van residentiële bouwprojecten68121Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201
Primary activity highlighted.
Names & trade names
| Legal nameNL | MVB Invest |
Registered office
Robert Dansaertlaan 76 bus A
1702 Dilbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.