MVB CONSULTING
ActiveFinancials · financial year 2025, micro format
Annual accounts 2025 filed on 27-01-2026 PDF all 21 filings
Every figure per financial year
The operating result for 2025 is a loss of €455, after a profit of €130 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €3,359 | €1,528 | ▼ 54.5% |
| Other operating charges640/8 | - | €4,320 | €4,981 | ▲ 15.3% |
| Gross operating margin9900 | - | €7,809 | €6,054 | ▼ 22.5% |
| Operating profit (loss)9901 | -€14,584 | €130 | -€455 | - |
| Financial charges65/66B | €824 | €420 | €382 | ▼ 9.0% |
| Recurring financial charges65 | €824 | €420 | €382 | ▼ 9.0% |
| Profit (loss) for the period before taxes9903 | - | -€290 | -€837 | ▼ 189% |
| Profit (loss) for the period9904 | - | -€290 | -€837 | ▼ 189% |
| Profit (loss) for the period to be appropriated9905 | - | -€290 | -€837 | ▼ 189% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €26,049 | €26,291 | €24,919 | ▼ 5.2% |
| Fixed assets21/28 | - | €1,528 | - | - |
| Tangible fixed assets22/27 | €4,887 | €1,528 | - | - |
| Plant, machinery and equipment23 | €3,726 | €1,528 | - | - |
| Furniture and vehicles24 | €1,161 | - | - | - |
| Current assets29/58 | €21,162 | €24,763 | €24,919 | ▲ 0.6% |
| Amounts receivable within one year40/41 | €6,000 | €5,000 | €2,000 | ▼ 60.0% |
| Trade receivables40 | €6,000 | €5,000 | €2,000 | ▼ 60.0% |
| Cash at bank and in hand54/58 | €15,162 | €19,763 | €22,919 | ▲ 16.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €26,049 | €26,291 | €24,919 | ▼ 5.2% |
| Equity10/15 | €25,225 | €24,935 | €24,099 | ▼ 3.4% |
| Contributions10/11 | €17,114 | €17,114 | €17,115 | = |
| Reserves13 | €8,111 | €7,821 | €6,984 | ▼ 10.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €222 | €222 | €222 | = |
| Distributable reserves133 | €6,029 | €5,739 | €4,902 | ▼ 14.6% |
| Amounts payable17/49 | €824 | €1,356 | €820 | ▼ 39.5% |
| Amounts payable within one year42/48 | €824 | €1,356 | - | - |
| Trade debts44 | €824 | €1,356 | €820 | ▼ 39.5% |
| Suppliers440/4 | €824 | €1,356 | €820 | ▼ 39.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | - | -€290 | -€837 | ▼ 189% |
| + Depreciation and write-downs630 | - | €3,359 | €1,528 | ▼ 54.5% |
| Operating cash flow (approximation) | - | €3,069 | €691 | ▼ 77.5% |
| Change in cash | - | €4,601 | €3,156 | ▼ 31.4% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 12,322 companies had the same profile as MVB CONSULTING has now. Two years later, 90.3% were still going and 0.7% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MVB CONSULTING itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for MVB CONSULTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 21 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 27-01-2026 | 2026-00017555 | |
| 30-06-2024 | micro format | 16-01-2025 | 2025-00006862 | |
| 30-06-2023 | micro format | 24-01-2024 | 2024-00011352 | |
| 30-06-2022 | micro format | 25-01-2023 | 2023-00003271 | |
| 30-06-2021 | micro format | 26-01-2022 | 2022-02100279 | |
| 30-06-2020 | micro format | 07-01-2021 | 2021-00500341 | |
| 30-06-2019 | micro format | 09-01-2020 | 2020-00800296 | |
| 30-06-2018 | micro format | 14-01-2019 | 2019-01500315 | |
| 30-06-2017 | micro format | 04-01-2018 | 2018-00900234 | |
| 30-06-2016 | abbreviated format | 06-01-2017 | 2017-00500206 |