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MVA COM

Active
Private limited companyfounded 2023active for 3 years607 active companies are registered at this addressKBO/BCE: BE 0803.453.275
Summary

The computed 12-month bankruptcy probability of MVA COM is 11.8% (high). The 2024 annual accounts show equity of €11,491 and a net result of €7,491. Its solvency ranks better than 60% of 9,840 sector peers (NACE 41, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€108,381turnover 2024
Equity
€11,491
Profit
€7,491
Financial health
33 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
11.8%
Structure
Accounts 20 days early0 of 1 deed read
Why 33raises riskEx-officio strike-off in the KBOFounded in 2023Size: turnover €108,381, total assets €22,133Figures for financial year 2024 (filed 20-06-2025)Show the evidence

Checked score

Score 2024
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 68% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency 77
equity 51.9% of total assets
Liquidity 50
short-term debt 8.5% · cash 0.0%
Profitability 100
return on assets 33.8%
Bankruptcy probability, 12 months
11.8% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,427 companies, NACE 41, micro)
Last 24 months 11-2024: 4.2%lowest value 12-2024: 4.6%▲ +0.4 percentage points vs 11-2024 01-2025: 4.6%● unchanged vs 12-2024 02-2025: 5.0%▲ +0.4 percentage points vs 01-2025 03-2025: 5.0%● unchanged vs 02-2025 04-2025: 4.8%▼ -0.2 percentage points vs 03-2025 05-2025: 4.8%● unchanged vs 04-2025 06-2025: 5.3%▲ +0.5 percentage points vs 05-2025 07-2025: 4.5%▼ -0.8 percentage points vs 06-2025 08-2025: 4.5%● unchanged vs 07-2025 09-2025: 4.5%● unchanged vs 08-2025 10-2025: 4.5%● unchanged vs 09-2025 11-2025: 8.1%▲ +3.6 percentage points vs 10-2025 12-2025: 8.3%▲ +0.2 percentage points vs 11-2025 01-2026: 8.3%● unchanged vs 12-2025 02-2026: 8.3%● unchanged vs 01-2026 03-2026: 8.6%▲ +0.3 percentage points vs 02-2026 04-2026: 8.7%▲ +0.1 percentage points vs 03-2026 05-2026: 8.6%▼ -0.1 percentage points vs 04-2026 06-2026: 8.8%▲ +0.2 percentage points vs 05-2026 07-2026: 9.1%▲ +0.3 percentage points vs 06-2026 08-2026: 9.4%▲ +0.3 percentage points vs 07-2026 09-2026: 10.6%▲ +1.2 percentage points vs 08-2026 10-2026: 11.8%▲ +1.2 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 11.82, above the usual 1.5; short-term debt: 8.5% and cash: 0% of total assets), and 48.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 60% on solvency, 52% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: turnover €108,381, total assets €22,133
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed 20-06-2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2024 was due by 30-06-2025 and was filed on 10-06-2025, 20 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
20 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 20 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Address struckKBO administration
  2. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2024, micro format

Turnover
€108,381
EBIT margin
8.8%
Net result
€7,491
Working capital
€20,261
Balance-sheet composition
Equity and liabilities €22,133
Equity €11,491
Debt €10,643
Debt finances 48.1% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
11.82
Debt to equity
0.93
ROE
65.2%
ROA
33.8%
Debt ≤ 1 year
€1,873
Debt > 1 year
€8,770
Income taxes
€1,873

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 11.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 27 lines
Balance sheet Code2024
Assets
Total assets20/58€22,133
Current assets29/58€22,133
Amounts receivable within one year40/41€22,125
Trade receivables40€8,865
Other amounts receivable41€13,261
Cash at bank and in hand54/58€8
Equity and liabilities
Total equity and liabilities10/49€22,133
Equity10/15€11,491
Contributions10/11€4,000
Profit (loss) carried forward14€7,491
Amounts payable17/49€10,643
Amounts payable after more than one year17€8,770
Trade debts175€8,770
Amounts payable within one year42/48€1,873
Taxes, remuneration and social security45€1,873
Taxes450/3€1,873
Income statement Code2024
Turnover70€108,381
Goods, raw materials, services and sundry goods60/61€99,058
Gross operating margin9900€9,564
Operating profit (loss)9901€9,564
Financial charges65/66B€201
Recurring financial charges65€201
Profit (loss) for the period before taxes9903€9,363
Income taxes67/77€1,873
Profit (loss) for the period9904€7,491
Profit (loss) for the period to be appropriated9905€7,491
Appropriation of the result
Profit (loss) to be appropriated9906€7,491

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Turnover70€108,381
Goods, raw materials, services and sundry goods60/61€99,058
Gross operating margin9900€9,564
Operating profit (loss)9901€9,564
Financial charges65/66B€201
Recurring financial charges65€201
Profit (loss) for the period before taxes9903€9,363
Income taxes67/77€1,873
Profit (loss) for the period9904€7,491
Profit (loss) for the period to be appropriated9905€7,491
Line2024
Assets
Total assets20/58€22,133
Current assets29/58€22,133
Amounts receivable within one year40/41€22,125
Trade receivables40€8,865
Other amounts receivable41€13,261
Cash at bank and in hand54/58€8
Equity and liabilities
Total equity and liabilities10/49€22,133
Equity10/15€11,491
Contributions10/11€4,000
Profit (loss) carried forward14€7,491
Amounts payable17/49€10,643
Amounts payable after more than one year17€8,770
Trade debts175€8,770
Amounts payable within one year42/48€1,873
Taxes, remuneration and social security45€1,873
Taxes450/3€1,873
Line2024
Profit (loss) for the period9904€7,491
Operating cash flow (approximation)€7,491

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
30-11-2024 micro format 10-06-2025 2025-00155105

Similar companies · same sector, comparable size

Of the 29,210 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,157. 9,928 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

MVA COM was incorporated on 1 July 2023 as a private limited company.1 The company has filed annual accounts once, for financial year 2024.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2024

Acts, filings and financial milestones

2025
27-10
KBO administration Address struck
10-06
NBB filing Annual accounts filed
financial year 2024 · micro format
SignalNBB filing
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded01-07-2023
Financial year end30-11
Activities, NACEBEL 2025
41001General construction of residential buildings
41002General construction of office buildings
41003General construction of other non-residential buildings
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID 0208:0803453275
Also 9925:BE0803453275

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 22 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0803.453.275

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
599 m²
Building footprint
393 m²
Building volume
3,856 m³
2 parcels, Brussels, Flanders · tallest building 19.2 m. Linked by address, not a title deed.
607 companies at this address See who is registered here
1 establishment unit
MVA COM
Victor Jacobslaan 46, 1040 EtterbeekGeneral construction of residential buildings
since 2023unit no. 2.347.182.046
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
22006A0114/00P000 Flanders 520 m² 1 · 325 m² 14.8 m · 3
21363B0406/00K016 Brussels 79 m² 1 · 69 m² 19.2 m · 5
How the parcels are linked
Good to know
Both parcels match the address exactly.