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MV IMMO

Active
Private limited companyfounded 20251 yr activeRafhay(SUPPRIME) 34, 4877 Olne, BelgiumKBO/BCE: BE 1027.156.556
Summary

The computed 12-month bankruptcy probability of MV IMMO is 2.4% (moderate). The 2025 annual accounts show equity of €163,232 and a net result of -€1,768. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability45
Solvency58
Growth-
Track record67
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.49; short-term debt: 8.4% and cash: 4.1% of total assets), and 66.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 3 September 2025, MV IMMO was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€163,232
Total assets
€491,466
Net result
-€1,768
Working capital
-€21,037

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €484,164
Fixed assets €464,101
Current assets €20,063
Equity and liabilities €491,466
Equity €163,232
Debt €328,234
Debt finances 66.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€13,721
Cash flow
€9,391
Current ratio
0.49
Debt to equity
2.01
ROE
-1.1%
ROA
-0.4%
Interest coverage
3.17
Debt ≤ 1 year
€41,100
Debt > 1 year
€286,870

Peer companies

Historical observation

Of the 12,797 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 94% are still going.

  • Small
  • solvency 30% or more
  • a small loss
  • without age
0.6% went bankrupt
5.1% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,797 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€491,466
Formation expenses20€7,301
Fixed assets21/28€464,101
Tangible fixed assets22/27€463,851
Land and buildings22€463,851
Financial fixed assets28€250
Current assets29/58€20,063
Cash at bank and in hand54/58€20,063
Equity and liabilities
Total equity and liabilities10/49€491,466
Equity10/15€163,232
Contributions10/11€165,000
Profit (loss) carried forward14-€1,768
Amounts payable17/49€328,234
Amounts payable after more than one year17€286,870
Financial debts170/4€286,870
Amounts payable within one year42/48€41,100
Current portion of amounts payable after more than one year42€10,545
Trade debts44€272
Suppliers440/4€272
Other amounts payable47/48€30,283
Accrued charges and deferred income492/3€264
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,159
Other operating charges640/8€1,096
Gross operating margin9900€14,817
Operating profit (loss)9901€2,562
Financial charges65/66B€4,330
Recurring financial charges65€4,330
Profit (loss) for the period before taxes9903-€1,768
Profit (loss) for the period9904-€1,768
Profit (loss) for the period to be appropriated9905-€1,768
Appropriation of the result
Profit (loss) to be appropriated9906-€1,768

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,159
Other operating charges640/8€1,096
Gross operating margin9900€14,817
Operating profit (loss)9901€2,562
Financial charges65/66B€4,330
Recurring financial charges65€4,330
Profit (loss) for the period before taxes9903-€1,768
Profit (loss) for the period9904-€1,768
Profit (loss) for the period to be appropriated9905-€1,768
Line2025
Assets
Total assets20/58€491,466
Formation expenses20€7,301
Fixed assets21/28€464,101
Tangible fixed assets22/27€463,851
Land and buildings22€463,851
Financial fixed assets28€250
Current assets29/58€20,063
Cash at bank and in hand54/58€20,063
Equity and liabilities
Total equity and liabilities10/49€491,466
Equity10/15€163,232
Contributions10/11€165,000
Profit (loss) carried forward14-€1,768
Amounts payable17/49€328,234
Amounts payable after more than one year17€286,870
Financial debts170/4€286,870
Amounts payable within one year42/48€41,100
Current portion of amounts payable after more than one year42€10,545
Trade debts44€272
Suppliers440/4€272
Other amounts payable47/48€30,283
Accrued charges and deferred income492/3€264
Line2025
Profit (loss) for the period9904-€1,768
+ Depreciation and write-downs630€11,159
Operating cash flow (approximation)€9,391

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Olne · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
627 m²
Building footprint
63 m²
Volume, LiDAR
499 m³
Parcel 63057A1263/00K000, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MV Immo
Rafhay 34, 4877 OlneRenting and operating of own or leased residential real estate, excluding social housing
since 20252.377.975.883
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63057A1263/00K000 Wallonia 627 m² 1 · 63 m² 9.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded03-09-2025
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1027156556
Registered 10-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.