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MV IMMO

Active
Private limited companyfounded 20224 yrs activeRue des Deux Tilleuls 75, 4630 Soumagne, BelgiumKBO/BCE: BE 0789.805.474
Summary

MV IMMO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€24,441) and a net result of -€4,324. Equity is shrinking by ~63.2% per year across the filed fiscal years. Its solvency ranks better than 17% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability35▲+8
Solvency22=
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.13 against 0.12 in 2024; short-term debt: 45.9% and cash: 5.7% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-3.1%
Return on assets
-0.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€24,441
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
29 d late
2024
14 d late
2023
11 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 August 2022, MV IMMO was incorporated as a Private limited company.1 Total assets went from EUR 675,975 in 2023 to EUR 778,393 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€24,441▼ 21.5%
2024 · -€20,117
Total assets
€778,393▼ 2.9%
2024 · €801,262
Net result
-€4,324▲ 79.5%
2024 · -€21,087
Working capital
-€310,251▲ 1.5%
2024 · -€314,835
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€7,925--€1,819▲ 77.0%€18,656
Net result-€19,030below the sector's middle half--€21,087below the sector's middle half▼ 10.8%-€4,324within the sector's middle half▲ 79.5%
Equity€970below the sector's middle half--€20,117below the sector's middle half-€24,441below the sector's middle half▼ 21.5%
Total assets€675,975within the sector's middle half-€801,262within the sector's middle half▲ 18.5%€778,393within the sector's middle half▼ 2.9%
Debt€675,005-€821,379▲ 21.7%€802,834▼ 2.3%
Working capital-€321,820--€314,835▲ 2.2%-€310,251▲ 1.5%
Solvency0.1%below the sector's middle half--2.5%below the sector's middle half▼ 2.7pp-3.1%below the sector's middle half▼ 0.6pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0€10,000€20,000Operating result 2023: -€7,925-€7,925Net result 2023: -€19,030-€19,030Operating result 2024: -€1,819-€1,819Net result 2024: -€21,087-€21,087Operating result 2025: €18,656€18,656Net result 2025: -€4,324-€4,324202320242025-€30,000-€20,000-€10,000€0€10,000€20,000Operating result 2023: -€7,925-€7,930Net result 2023: -€19,030-€19,000Operating result 2024: -€1,819-€1,820Net result 2024: -€21,087-€21,100Operating result 2025: €18,656€18,700Net result 2025: -€4,324-€4,320202320242025
The operating result returns to profit in 2025: €18,656 after a loss of €1,819 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €778,393
Fixed assets €731,232 ▼ 3.8%
Current assets €47,161 ▲ 14.9%
Key figures and ratios
2025 value · change against 2024
EBITDA
€47,655▲
2024 · €27,180
Cash flow
€24,675▲
2024 · €7,912
Current ratio
0.13▲
2024 · 0.12
Debt to equity
-32.85▲
2024 · -40.83
ROA
-0.6%▲
2024 · -2.6%
Interest coverage
2.07▲
2024 · 1.41
Debt ≤ 1 year
€357,412▲
2024 · €355,866
Debt > 1 year
€445,422▼
2024 · €465,513
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,253 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 96% are still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a small loss
0.9% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,253 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€801,262€778,393▼
Fixed assets21/28€760,231€731,232▼
Tangible fixed assets22/27€760,231€731,232▼
Land and buildings22€689,713€664,425▼
Other tangible fixed assets26€70,518€66,807▼
Current assets29/58€41,031€47,161▲
Cash at bank and in hand54/58€38,904€44,434▲
Deferred charges and accrued income490/1€2,127€2,727▲
Equity and liabilities
Total equity and liabilities10/49€801,262€778,393▼
Equity10/15-€20,117-€24,441▼
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14-€40,117-€44,441▼
Amounts payable17/49€821,379€802,834▼
Amounts payable after more than one year17€465,513€445,422▼
Financial debts170/4€465,513€445,422▼
Amounts payable within one year42/48€355,866€357,412▲
Current portion of amounts payable after more than one year42€42,029€42,029=
Trade debts44-€2,727
Suppliers440/4-€2,727
Other amounts payable47/48€313,837€312,656▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,999€28,999=
Other operating charges640/8€1,816€1,293▼
Gross operating margin9900€28,996€48,948▲
Operating profit (loss)9901-€1,819€18,656▲
Financial charges65/66B€19,268€22,980▲
Recurring financial charges65€19,268€22,980▲
Profit (loss) for the period before taxes9903-€21,087-€4,324▲
Profit (loss) for the period9904-€21,087-€4,324▲
Profit (loss) for the period to be appropriated9905-€21,087-€4,324▲
Appropriation of the result
Profit (loss) to be appropriated9906-€40,117-€44,441▼
Profit (loss) brought forward from the previous period14P-€19,030-€40,117▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,085€28,999€28,999=
Other operating charges640/8€988€1,816€1,293▼ 28.8%
Non-recurring operating charges66A€3,690---
Gross operating margin9900-€2,162€28,996€48,948▲ 68.8%
Operating profit (loss)9901-€7,925-€1,819€18,656▲ 1,126%
Financial charges65/66B€11,105€19,268€22,980▲ 19.3%
Recurring financial charges65€11,105€19,268€22,980▲ 19.3%
Profit (loss) for the period before taxes9903-€19,030-€21,087-€4,324▲ 79.5%
Profit (loss) for the period9904-€19,030-€21,087-€4,324▲ 79.5%
Profit (loss) for the period to be appropriated9905-€19,030-€21,087-€4,324▲ 79.5%
Line202320242025Change
Assets
Total assets20/58€675,975€801,262€778,393▼ 2.9%
Fixed assets21/28€664,230€760,231€731,232▼ 3.8%
Tangible fixed assets22/27€664,230€760,231€731,232▼ 3.8%
Land and buildings22€590,000€689,713€664,425▼ 3.7%
Other tangible fixed assets26€74,230€70,518€66,807▼ 5.3%
Current assets29/58€11,745€41,031€47,161▲ 14.9%
Amounts receivable within one year40/41€331---
Other amounts receivable41€331---
Cash at bank and in hand54/58€9,759€38,904€44,434▲ 14.2%
Deferred charges and accrued income490/1€1,655€2,127€2,727▲ 28.2%
Equity and liabilities
Total equity and liabilities10/49€675,975€801,262€778,393▼ 2.9%
Equity10/15€970-€20,117-€24,441▼ 21.5%
Contributions10/11€20,000€20,000€20,000=
Profit (loss) carried forward14-€19,030-€40,117-€44,441▼ 10.8%
Amounts payable17/49€675,005€821,379€802,834▼ 2.3%
Amounts payable after more than one year17€341,440€465,513€445,422▼ 4.3%
Financial debts170/4€341,440€465,513€445,422▼ 4.3%
Amounts payable within one year42/48€333,565€355,866€357,412▲ 0.4%
Current portion of amounts payable after more than one year42€28,747€42,029€42,029=
Trade debts44€1,655-€2,727-
Suppliers440/4€1,655-€2,727-
Other amounts payable47/48€303,163€313,837€312,656▼ 0.4%
Line202320242025Change
Profit (loss) for the period9904-€19,030-€21,087-€4,324▲ 79.5%
+ Depreciation and write-downs630€1,085€28,999€28,999=
Operating cash flow (approximation)-€17,945€7,912€24,675▲ 212%
Investment in fixed assets (approximation)--€125,000€0▲ 100%
Change in cash-€29,145€5,530▼ 81.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
14-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial Weakest financial yearnet -€21,087
Net result drops to -€21,087, the lowest in the series; recovery starts the following year.
11-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
939 m²
Building footprint
170 m²
Volume, LiDAR
771 m³
Parcel 62099B0126/00L000, Wallonia · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
MV IMMO
Rue des Deux Tilleuls 75, 4630 SoumagneReal estate development
since 20222.338.374.545
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62099B0126/00L000 Wallonia 939 m² 1 · 170 m² 6.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,699 companies in sector 68121 we hold annual accounts for 7,393. 798 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
43990Other specialised construction activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Contact
E-mail van_837@hotmail.comSoumagne
Phone 0477443965Soumagne
E-invoicing
Reachable via Peppol
Peppol ID 0208:0789805474
Also 9925:BE0789805474
Registered 21-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.