Equity
-€2,259
Debts exceed assets in financial year 2025.
MV
Lifetime
2 annual accounts with figures on one time axispeak €5,790 (2025)
€5,790
lowest -€7,259 (2025)
-€7,259
peak €5,000 (2024)
-€2,259▼ €7,259
€44,301
Board1 name since 2024
1 directorVERVLOESEM, Mathieu Alexis Inge Maria
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Loss of €7,259Equity from €5,000 to -€2,259Cash from €5,000 to €2,615
Key points
from the 2025 annual accountsTurnover
≈ €43,000 estimated
The micro format states no turnover.
Debts
€44,301 105% of the balance sheet
Financial debts 4%Suppliers 17%Other 78%
Investments
€38,223 3.3 × depreciation
Green is investment, beige is depreciation.
Starting capital
€5,000 100 shares
Position in the sector
-5.4%
Lower solvency than 90% of companies in building services and landscaping. Sector median 40.5% · 5,728 companies.
Checked score
48
Fair
Financially stronger than 10% of micro companies in building services and landscaping (NACE 81)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,709 companies (NACE 81, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.6%
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026lowest value
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026
08-2026: 3.0%▲ +2.3 percentage points vs 07-2026
09-2026: 3.0%● unchanged vs 08-2026highest value
10-2026: 3.0%● unchanged vs 09-2026
11-2026: 3.0%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2024
Sector: Services to buildings and landscape activities (NACE 81)
Negative equity -€2,259
lowers risk
Size: total assets €42,042
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 9% of them on solvency, 6% on liquidity, 22% on profitability and 3% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,322 companies had the same profile as MV has now. Each dot stands for 4 companies, two years later.
90.2%
were still trading
5.5%
stopped another way
4.2%
went bankrupt
That fits the bankruptcy probability of MV itself: 3.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for MV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.35, below 1. Short-term debt is 105.4% and cash 6.2% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€2,259
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 days early
2024
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 13 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VERVLOESEM, Mathieu Alexis Inge Maria 100 sharesdeed of 31-12-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1018013218
Incorporation
Founding capital of €5,000, 100 shares · Founder: VERVLOESEM, Mathieu Alexis Inge Maria · Appointment: VERVLOESEM, Mathieu Alexis Inge Maria (statutory director) · published on 31-12-2024 · Gazette deed
First establishment
Botanx, Koekoekstraat 73, Schelle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MV Schelle | €42,042 | €5,790 | -5.4% | - |
| FLO GARDEN Saint-Hubert | €36,679 | €5,991 | 5.7% | - |
| MERCKX-VANHEMELEN Tielt-Winge | €36,718 | €7,037 | 6.8% | - |
| TUINEN MOTTET Riemst | €33,698 | €6,087 | 14.5% | - |
| Innergrow Zottegem | €37,222 | €4,965 | 54.4% | - |
| TUINEN SEGHERS Tremelo | €32,475 | €5,756 | 16.8% | - |
| Tom Boomen Sint-Niklaas | €42,941 | €7,132 | 9.3% | - |
These companies have the same main activity as MV: landscape service activities (NACE 81300). They are comparable in size and age: total assets between €32,500 and €42,900, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 27-12-2024Normal situation
- Activity
- Landscape service activitiesNACE 81300and 1 other
- Establishment unit
- 2.368.640.9212627 Schelle, since 27-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 23-06-2025
Annual accounts 2025
- €42,042▲ 741%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on MV
The computed 12-month bankruptcy probability of MV is 3.0% (moderate). The 2025 annual accounts show negative equity (-€2,259) and a net result of -€7,259.
Its solvency ranks better than 10% of 5,728 sector peers (NACE 81, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MV
- What is the company number of MV?
- The company number of MV is 1018.013.218. The VAT number is the same number with BE in front: BE 1018.013.218.
- Where is MV based?
- The registered office is at Koekoekstraat 73, 2627 Schelle.Company details
- What does MV do?
- According to the KBO register, the main activity is landscape service activities (NACE 81300).
- What is the legal form of MV?
- MV is a private limited company (BV).
- When was MV founded?
- MV was founded on 27-12-2024.
- Is MV still active?
- Yes, MV is an active enterprise in the KBO register.
- What is the turnover of MV?
- The turnover in financial year 2025 is ≈ €43,000. This figure is estimated from the gross margin of €5,790 and 36 comparable companies (NACE 81300). It probably lies between €28,000 and €83,000. It is a rough estimate.Financials
- Is MV profitable?
- In financial year 2025, MV made a loss of €7,259.
- Where can I find the annual accounts of MV?
- MV filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MV due?
- MV must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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