Equity
€284,693 ▲ 11.1%
MV paid out €75,200 in dividends. That is 73% of the 2025 profit.
MV
Lifetime
9 annual accounts with figures on one time axispeak €178,149 (2025)
€178,149▲ 17.1%
peak €103,683 (2025)
€103,683▲ 11.3%
peak €284,693 (2025)
€284,693▲ 11.1%
€159,879▲ 65.5%
Board2 names since 2016
2 directorsSerenaSEVEREYNS and 1 other
Owners2 names in the annual accounts
Documentsfilings and deeds
04-09-202635 days late
2025micro format
Gross margin from €152,105 to €178,149Dividend €75,200Debts from €96,595 to €159,879Cash from €32,627 to €78,967
Key points
from the 2025 annual accountsTurnover
≈ €320,000 estimated
The micro format states no turnover.
Debts
€159,879 ▲ 65.5%
Debts rose by €63,284 in 2025.
Investments
€13,956 1.8 × depreciation
Green is investment, beige is depreciation.
Filings
9 annual accounts 7 late
The 2017 accounts came latest: 142 days after the end of the period.
Position in the sector
€103,683
Higher net result than 91% of companies in real estate. Sector median €5,994 · 17,181 companies.
Checked score
91
Excellent
Financially stronger than 76% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.7%▼ -0.1 percentage points vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 1.1%▲ +0.4 percentage points vs 07-2025
09-2025: 1.3%▲ +0.2 percentage points vs 08-2025highest value
10-2025: 0.5%▼ -0.8 percentage points vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.4%▼ -0.1 percentage points vs 02-2026
04-2026: 0.5%▲ +0.1 percentage points vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.1 percentage points vs 07-2026
09-2026: 0.7%▲ +0.1 percentage points vs 08-2026
10-2026: 0.2%▼ -0.5 percentage points vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 35 days late; 3 of the last 3 accounts late
lowers risk
Liquidity: current ratio 3.42, cash €78,967
Sector: Real estate activities (NACE 68)
Equity €284,693 (64.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 74% of them on solvency, 73% on liquidity, 89% on profitability and 67% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as MV has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of MV itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for MV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.42 (3.38 in 2024), above the usual 1.5. Short-term debt is 27.8% and cash 17.8% of total assets. 36% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 35 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
35 days late
2024
56 days late
2023
57 days late
2022
31 days late
2021
52 days early
2020
24 days late
2019
60 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 30 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
S
SerenaSEVEREYNS
Manager, since 01-06-2016
VM
Vermeiren Michel
Director, since 01-06-2016
- Michel VERMEIRENannual accounts 2017
- Serena SEVEREYNSannual accounts 2017
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0655843031
Registered office moved within Zoersel
New registered office: Sint-Antoniusbaan 197 te 2980 Zoersel · Previous registered office: Schriekbos 12, 2980 Zoersel · Gazette deed
Registered-office move
Director in office: SerenaSEVEREYNS (manager) · Gazette deed
Incorporation
published on 03-06-2016 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MV Zoersel | €444,572 | €178,149 | 64.0% | - |
| AKKIMMO Essen | €480,553 | €148,311 | 27.4% | - |
| MANALEX Geel | €449,449 | €203,488 | 34.4% | - |
| Brancusi Kontich | €483,233 | €136,276 | 84.7% | - |
| MACON PROJECTS Bornem | €437,000 | €107,802 | 29.2% | - |
| BLV Duffel | €520,145 | €117,686 | 47.7% | - |
| AD REAL ESTATE Lasne | €442,346 | €158,384 | 55.7% | - |
These companies have the same main activity as MV: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €437,000 and €520,000, founded between 2015 and 2016.
Official details
Source: KBO- Status
- Active since 01-06-2016Normal situation
- Activity
- Development of residential building projectsNACE 68121and 2 others
- Establishment unit
- 2.255.511.7022980 Zoersel, since 01-06-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 19-11-2025
Insights on MV
MV files the micro format. That format states no turnover. The gross margin rose from €51,905 in 2017 to €178,149 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MV
- What is the company number of MV?
- The company number of MV is 0655.843.031. The VAT number is the same number with BE in front: BE 0655.843.031.
- Where is MV based?
- The registered office is at St. Antoniusbaan 197, 2980 Zoersel.Company details
- What does MV do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of MV?
- MV is a private limited company (pre-2019) (BVBA).
- When was MV founded?
- MV was founded on 01-06-2016.
- Is MV still active?
- Yes, MV is an active enterprise in the KBO register.
- What is the turnover of MV?
- The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €178,149 and 49 comparable companies (NACE 681). It probably lies between €240,000 and €590,000.Financials
- Is MV profitable?
- In financial year 2025, MV made a profit of €103,683.
- Where can I find the annual accounts of MV?
- MV filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MV due?
- MV must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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