MUYS ESSEN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.77M and a net result of €210k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 66% of 2377 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
54 d late
2023
57 d late
2022
32 d late
2021
58 d late
2020
16 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€1.77M▲ 13.5%
2024 · €1.56M
2018: €1.07M
2019: €1.07M
2020: €1.06M
2021: €1.05M
2022: €1.09M
2023: €1.55M
2024: €1.56M
2018 → 2025
Net result
€210k▲ 2,161%
2024 · €9k
2018: €17k
2019: €6k
2020: €-12k
2021: €-12k
2022: €40k
2023: €461k
2024: €9k
2018 → 2025
Total assets
€2.26M▼ 0.1%
2024 · €2.26M
2018: €1.82M
2019: €1.84M
2020: €1.83M
2021: €1.84M
2022: €1.82M
2023: €2.29M
2024: €2.26M
2018 → 2025
Solvency
78.4%▲ 9.4pp
2024 · 69.0%
2018: 58.6%
2019: 58.2%
2020: 57.9%
2021: 56.9%
2022: 59.9%
2023: 67.6%
2024: 69.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.05M-€1.09M▲ 3.8%€1.55M▲ 42.3%€1.56M▲ 0.6%€1.77M▲ 13.5%
Operating result€8k-€82k▲ 925%€116k▲ 41.2%€18k▼ 84.9%€16k▼ 9.2%
Net result€-12k-€40k€461k▲ 1,043%€9k▼ 98.0%€210k▲ 2,161%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.26M
Fixed assets
€1.70M▲ 12.1%
Current assets
€554k▼ 25.2%
Equity and liabilities €2.26M
Equity
€1.77M▲ 13.5%
Debt
€489k▼ 30.3%
The debt ratio falls from 31.0% to 21.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
78.4%▲
2024 · 69.0%
ROE
11.9%▲
2024 · 0.6%
ROA
9.3%▲
2024 · 0.4%
Debt
€489k▼
2024 · €701k
Debt ≤ 1 year
€466k▼
2024 · €674k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.26M€2.26M▼
Fixed assets21/28€1.52M€1.70M▲
Tangible fixed assets22/27€124k€98k▼
Furniture and vehicles24€124k€98k▼
Financial fixed assets28€1.40M€1.61M▲
Current assets29/58€741k€554k▼
Amounts receivable within one year40/41€325k€356k▲
Trade receivables40€9k€28k▲
Other amounts receivable41€316k€328k▲
Cash at bank and in hand54/58€414k€197k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2.26M€2.26M▼
Equity10/15€1.56M€1.77M▲
Contributions10/11€948k€948k=
Capital10€948k€948k=
Issued capital100€948k€948k=
Reserves13€611k€822k▲
Non-distributable reserves130/1€77k€77k=
Legal reserve130€77k€77k=
Distributable reserves133€535k€745k▲
Amounts payable17/49€701k€489k▼
Amounts payable within one year42/48€674k€466k▼
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€668k€461k▼
Accrued charges and deferred income492/3€27k€23k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€27k▲
Other operating charges640/8€118€1k▲
Non-recurring operating charges66A€16k€0▼
Gross operating margin9900€42k€44k▲
Operating profit (loss)9901€18k€16k▼
Financial income75/76B€23k€219k▲
Recurring financial income75€23k€8k▼
Non-recurring financial income76B-€211k
Financial charges65/66B€28k€23k▼
Recurring financial charges65€28k€23k▼
Profit (loss) for the period before taxes9903€13k€212k▲
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€9k€210k▲
Profit (loss) for the period to be appropriated9905€9k€210k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€210k▲
Transfer to equity691/2€9k€210k▲
To other reserves6921€9k€210k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
31-12
Financial
Highest result since 2018net €461k ▲1043%
Operating result €116k, net result €461k, both a record.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Back to profitnet €40k
Net result €40k after 2 loss-making years.
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-12k ▼323%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dreveneind 152910 EssenGround area
1,591 m²
Building footprint
266 m²
Volume, LiDAR
1,469 m³
Parcel 11016A0836/00F000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dreveneind 15, 2910 Essen
since 20012.098.103.367
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016A0836/00F000 | Flanders | 1,591 m² | 1 · 266 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 11,269 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPartnership limited by shares
Founded12-01-2001
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
65231
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.