MUSKER
ActiveSummary
MUSKER has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €14k. Equity is growing by ~55.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-5
Solvency100▲+17
Growth78=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 0.87 in 2024; short-term debt: 21.9% and cash: 15.7% of total assets), and 21.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.1%
Return on assets
20.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
45 d late
2024
76 d late
2023
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 36.5%
2024 · €39k
2023: €10k
2024: €39k
2023 → 2025
Total assets
€68k▲ 1.9%
2024 · €66k
2023: €61k
2024: €66k
2023 → 2025
Net result
€14k▼ 50.5%
2024 · €29k
2023: €7k
2024: €29k
2023 → 2025
Working capital
€12k
2024 · €-3k
2023: €-35k
2024: €-3k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€39k▲ 280%€53k▲ 36.5%
Operating result€10k-€37k▲ 282%€20k▼ 46.8%
Net result€7k-€29k▲ 296%€14k▼ 50.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€41k ▼ 8.6%
Current assets
€27k ▲ 23.7%
Equity and liabilities €68k
Equity
€53k ▲ 36.5%
Debt
€15k ▼ 46.5%
Debt's share of the balance-sheet total falls from 41.7% to 21.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▼
2024 · €42k
Cash flow
€21k▼
2024 · €34k
Current ratio
1.81▲
2024 · 0.87
Debt to equity
0.28▼
2024 · 0.71
ROE
26.7%▼
2024 · 73.7%
ROA
20.9%▼
2024 · 43.0%
Interest coverage
21.53▼
2024 · 34.69
Debt ≤ 1 year
€15k▼
2024 · €25k
Debt > 1 year
€0▼
2024 · €3k
Income taxes
€5k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€66k€68k▲
Fixed assets21/28€45k€41k▼
Intangible fixed assets21€42k€37k▼
Tangible fixed assets22/27€3k€4k▲
Plant, machinery and equipment23€3k€4k▲
Current assets29/58€22k€27k▲
Amounts receivable within one year40/41€4k€16k▲
Trade receivables40€0€626▲
Other amounts receivable41€4k€16k▲
Cash at bank and in hand54/58€18k€11k▼
Equity and liabilities
Total equity and liabilities10/49€66k€68k▲
Equity10/15€39k€53k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€36k€50k▲
Amounts payable17/49€28k€15k▼
Amounts payable after more than one year17€3k€0▼
Financial debts170/4€3k€0▼
Amounts payable within one year42/48€25k€15k▼
Current portion of amounts payable after more than one year42€0€376▲
Trade debts44€57€413▲
Suppliers440/4€57€413▲
Taxes, remuneration and social security45€8k€14k▲
Taxes450/3€8k€14k▲
Other amounts payable47/48€17k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€133€807▲
Gross operating margin9900€43k€27k▼
Operating profit (loss)9901€37k€20k▼
Financial income75/76B€0€421▲
Recurring financial income75€0€421▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€36k€19k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€29k€14k▼
Profit (loss) for the period to be appropriated9905€29k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€50k▲
Profit (loss) brought forward from the previous period14P€7k€36k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 1.81
Current ratio from 0.87 to 1.81; short-term debt falls from €25k to €15k.
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 76 days late
2024
31-12
Financial
Highest result since 2023net €29k ▲296%
Operating result €37k, net result €29k, both a record.
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 12060 AntwerpenGround area
68 m²
Building footprint
92 m²
Volume, LiDAR
1,153 m³
Parcel 11805E0461/00P022, Flanders · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MUSKER
since 20222.333.149.908
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E0461/00P022 | Flanders | 68 m² | 1 · 91 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,000 companies in sector 96102 we hold annual accounts for 459. 361 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.