Equity
€5,000 from €156,028 in 2022
Equity fell by 97% in 3 years.
MURISQ
Lifetime
6 annual accounts with figures on one time axispeak €146,766 (2023)
€51,937▼ 49.9%
peak €115,197 (2023)
€44,911▼ 44.0%
peak €156,028 (2022)
€5,000unchanged
€317,835▲ 19.9%
Board1 name since 2020
1 directorHenrard Marc Pierre Alice
Documentsfilings and deeds
13-07-202618 days before the deadline
2025micro format
Gross margin from €103,611 to €51,937Result from €80,182 to €44,911Dividend €44,911Debts from €264,979 to €317,835Investments €10,343
Key points
from the 2025 annual accountsTurnover
≈ €160,000 estimated
The micro format states no turnover.
Debts
€317,835 98% of the balance sheet
Suppliers 5%Taxes and wages 2%Other 93%
Of this, €315,041 falls due within a year.
Investments
€10,343 7.7 × depreciation
Green is investment, beige is depreciation.
Filings
6 annual accounts 3 late
The 2020 accounts came latest: 31 days after the end of the period.
Position in the sector
1.5%
Lower solvency than 81% of companies in education. Sector median 43.8% · 2,612 companies.
Checked score
93
Excellent
Financially stronger than 40% of micro companies in education (NACE 85)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: < 0.1%▼ -0.1 percentage points vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: 0.1%▲ +0.1 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €5,000 (1.5% of total assets)
lowers risk
Sector: Education (NACE 85)
Size: total assets €322,835
Liquidity: current ratio 0.99, cash €258,628
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 17% of them on solvency, 33% on liquidity, 69% on profitability and 42% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as MURISQ has now. Each dot stands for 6 companies, two years later.
96.0%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of MURISQ itself is lower: 0.1% within 12 months. It rests on far more data about MURISQ than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for MURISQ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2612 sector peers (2025).
NBB · sector comparisonPosition among 2612 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
18 days early
2024
6 days early
2023
3 days early
2022
28 days late
2021
15 days late
2020
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 8 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0746940877
Incorporation
Founding capital of €5,000, 100 shares · Founder: Henrard Marc Pierre Alice · Appointment: Henrard Marc Pierre Alice (director) · published on 19-05-2020 · Gazette deed
First establishment
Spoorwegstraat 8, Saint-Josse-ten-Noode
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as MURISQ: other education (NACE 85599). They are comparable in size and age: total assets between €264,000 and €411,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 15-05-2020Normal situation
- Activity
- Other educationNACE 85599and 2 others
- Establishment unit
- 2.302.718.3351210 Saint-Josse-ten-Noode, since 15-05-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 27-10-2025
Annual accounts 2025
- €322,835▲ 19.6%
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on MURISQ
MURISQ files the micro format. That format states no turnover. The gross margin rose from €37,789 in 2020 to €51,937 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MURISQ
- What is the company number of MURISQ?
- The company number of MURISQ is 0746.940.877. The VAT number is the same number with BE in front: BE 0746.940.877.
- Where is MURISQ based?
- The registered office is at Spoorwegstraat 8, 1210 Saint-Josse-ten-Noode.Company details
- What does MURISQ do?
- According to the KBO register, the main activity is other education (NACE 85599).
- What is the legal form of MURISQ?
- MURISQ is a private limited company (BV).
- When was MURISQ founded?
- MURISQ was founded on 15-05-2020.
- Is MURISQ still active?
- Yes, MURISQ is an active enterprise in the KBO register.
- What is the turnover of MURISQ?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €51,937 and 2,667 comparable companies of the same size. It probably lies between €100,000 and €270,000. It is a rough estimate.Financials
- Is MURISQ profitable?
- In financial year 2025, MURISQ made a profit of €44,911.
- Where can I find the annual accounts of MURISQ?
- MURISQ filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MURISQ due?
- MURISQ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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