Murimo
ActiveSummary
Murimo has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €324,801 and a net result of -€7,719. Equity has been stable since 2018 (±2.9% per year). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 28-03-1983 Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.037.490.047 7100 La Louvière, since 28-03-1983
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
- CMGL Immobilière SADirector · until 2026
- Dochez LucDirector · until 2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.6%
- Gross margin
- -€1,745
- Loss
- €7,719
- ▼ 17.6%
- Equity
- €324,801
- ▼ 2.3%
- Total assets
- €680,245
- ▼ 3.7%
- 2025 accounts filed 30 days after the deadline
Score breakdownraises riskLiquidity: current ratio 1.67Last filed accounts filed 30 days late; 1 of the last 3 accounts lateNo main activity registeredlowers riskSize: total assets €680,245Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 43% of them on solvency, 65% on liquidity, 16% on profitability and 37% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 74 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 30 days after the deadline Filed on 30 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00477440.
Annual accounts 2025 filed on 30-08-2026 at the NBB all 43 filings
Every figure per financial year
The operating result for 2025 is a loss of €25,811, smaller than the loss of €27,261 in 2024.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €56,722 | €23,063 | €20,988 | €19,617 | €18,641 | €18,639 | €18,636 | €18,631 | = |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | -€24,513 | -€2,173 | - | - | - | - |
| Other operating charges640/8 | - | - | - | €4,983 | €1,741 | €5,135 | €10,686 | €5,435 | ▼ 49.1% |
| Gross operating margin9900 | -€14,447 | €449,981 | €23,861 | €13,902 | €16,860 | -€8,304 | €2,061 | -€1,745 | - |
| Operating profit (loss)9901 | -€88,964 | €412,034 | -€22,828 | €13,815 | -€1,349 | -€32,078 | -€27,261 | -€25,811 | ▲ 5.3% |
| Financial income75/76B | - | - | - | - | €1,296 | €14,525 | €14,494 | €15,219 | ▲ 5.0% |
| Recurring financial income75 | €39,895 | €51,118 | €52,594 | - | €1,296 | €14,525 | €14,494 | €15,219 | ▲ 5.0% |
| Financial charges65/66B | - | - | - | €234 | €421 | €344,552 | €508 | €1,259 | ▲ 148% |
| Recurring financial charges65 | €36,947 | €37,217 | €14,407 | €234 | €421 | €344,552 | €508 | €1,259 | ▲ 148% |
| Profit (loss) for the period before taxes9903 | -€86,016 | €425,935 | €15,358 | €13,581 | -€474 | -€362,105 | -€13,275 | -€11,851 | ▲ 10.7% |
| Transfer from deferred taxes780 | - | - | - | €4,132 | €4,132 | €155,051 | €4,132 | €4,132 | = |
| Income taxes67/77 | -€102 | €113 | - | - | - | €37,500 | €230 | - | - |
| Profit (loss) for the period9904 | -€58,653 | €279,035 | €19,490 | €17,714 | €3,658 | -€244,554 | -€9,373 | -€7,719 | ▲ 17.6% |
| Transfer from tax-exempt reserves789 | - | - | - | €8,022 | €8,022 | €360,166 | €8,022 | €8,022 | = |
| Profit (loss) for the period to be appropriated9905 | -€5,735 | -€65,088 | €27,512 | €25,735 | €11,679 | €115,612 | -€1,351 | €303 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.5m | €1.3m | €1.1m | €1.0m | €1.0m | €0.7m | €0.7m | €0.7m | ▼ 3.7% |
| Fixed assets21/28 | €0.9m | €0.4m | €0.4m | €0.4m | €0.3m | €0.3m | €0.3m | €0.3m | ▼ 6.1% |
| Tangible fixed assets22/27 | €0.9m | €0.4m | €0.4m | €0.4m | €0.3m | €0.3m | €0.3m | €0.3m | ▼ 6.1% |
| Land and buildings22 | - | - | - | €0.4m | €0.3m | €0.3m | €0.3m | €0.3m | ▼ 6.1% |
| Financial fixed assets28 | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | = |
| Current assets29/58 | €0.6m | €0.9m | €0.7m | €0.7m | €0.7m | €0.4m | €0.4m | €0.4m | ▼ 1.8% |
| Amounts receivable after more than one year29 | - | - | - | €0.6m | €0.6m | €0.3m | €0.3m | €0.3m | = |
| Other amounts receivable291 | - | - | - | €0.6m | €0.6m | €0.3m | €0.3m | €0.3m | = |
| Amounts receivable within one year40/41 | €0.5m | €0.9m | €0.03m | €0.02m | €0.03m | €0.03m | €0.06m | €0.06m | ▲ 2.4% |
| Other amounts receivable41 | - | - | - | €0.02m | €0.03m | €0.03m | €0.06m | €0.06m | ▲ 2.4% |
| Current investments50/53 | €0.01m | €43 | €43 | €43 | €43 | €43 | €43 | - | - |
| Cash at bank and in hand54/58 | €0.001m | €0.004m | €0.005m | €159 | €139 | €124 | - | - | - |
| Deferred charges and accrued income490/1 | - | - | - | €0.05m | €0.05m | €0.04m | €0.04m | €0.03m | ▼ 22.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.5m | €1.3m | €1.1m | €1.0m | €1.0m | €0.7m | €0.7m | €0.7m | ▼ 3.7% |
| Equity10/15 | €0.3m | €0.5m | €0.6m | €0.6m | €0.6m | €0.3m | €0.3m | €0.3m | ▼ 2.3% |
| Contributions10/11 | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Capital10 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Issued capital100 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Reserves13 | €0.2m | €0.5m | €0.5m | €0.5m | €0.5m | €0.1m | €0.1m | €0.1m | ▼ 7.2% |
| Non-distributable reserves130/1 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Legal reserve130 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Tax-exempt reserves132 | - | - | - | €0.5m | €0.5m | €0.1m | €0.1m | €0.09m | ▼ 8.1% |
| Distributable reserves133 | - | - | - | €0.005m | €0.005m | €0.005m | €0.005m | €0.005m | = |
| Profit (loss) carried forward14 | €0.05m | -€0.02m | €0.008m | €0.03m | €0.05m | €0.2m | €0.2m | €0.2m | ▲ 0.2% |
| Provisions and deferred taxes16 | €0.2m | €0.3m | €0.3m | €0.3m | €0.3m | €0.1m | €0.1m | €0.1m | ▼ 3.5% |
| Provisions for liabilities and charges160/5 | - | - | - | €0.07m | €0.07m | €0.07m | €0.07m | €0.07m | = |
| Major repairs and maintenance162 | - | - | - | - | - | - | €0.07m | €0.07m | = |
| Other liabilities and charges164/5 | - | - | - | €0.07m | €0.07m | €0.07m | - | - | - |
| Deferred taxes168 | - | - | - | €0.2m | €0.2m | €0.06m | €0.05m | €0.05m | ▼ 8.1% |
| Amounts payable17/49 | €1.0m | €0.4m | €0.2m | €0.2m | €0.2m | €0.2m | €0.3m | €0.2m | ▼ 5.5% |
| Amounts payable after more than one year17 | €0.3m | €0.3m | - | €0.01m | - | - | - | - | - |
| Trade debts175 | - | - | - | €0.01m | - | - | - | - | - |
| Amounts payable within one year42/48 | €0.6m | €0.07m | €0.1m | €0.2m | €0.2m | €0.2m | €0.3m | €0.2m | ▼ 8.3% |
| Financial debts43 | - | - | - | - | - | - | €141 | €126 | ▼ 10.4% |
| Credit institutions430/8 | - | - | - | - | - | - | €141 | €126 | ▼ 10.4% |
| Trade debts44 | - | - | - | - | €0.003m | €0.003m | €0.008m | €0.001m | ▼ 86.3% |
| Suppliers440/4 | - | - | - | - | €0.003m | €0.003m | €0.008m | €0.001m | ▼ 86.3% |
| Advances received on contracts in progress46 | - | - | - | €0.01m | - | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | - | - | €0.04m | €0.04m | - | - |
| Taxes450/3 | - | - | - | - | - | €0.04m | €0.04m | - | - |
| Other amounts payable47/48 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 11.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | - | - | €0.007m | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€58,653 | €279,035 | €19,490 | €17,714 | €3,658 | -€244,554 | -€9,373 | -€7,719 | ▲ 17.6% |
| + Depreciation and write-downs630 | €56,722 | €23,063 | €20,988 | €19,617 | €18,641 | €18,639 | €18,636 | €18,631 | = |
| Operating cash flow (approximation) | -€1,931 | €302,099 | €40,478 | €37,330 | €22,299 | -€225,914 | €9,264 | €10,912 | ▲ 17.8% |
| Investment in fixed assets (approximation) | - | €486,937 | €0 | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €3,394 | €432 | -€4,487 | -€20 | -€15 | - | - | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 8,617 companies had the same profile as Murimo has now. Two years later, 94.1% were still going and 0.4% had gone bankrupt.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Murimo itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for Murimo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 43 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 30-08-2026 | 2026-00477440 | |
| 31-12-2024 | micro format | 29-08-2025 | 2025-00471769 | |
| 31-12-2023 | micro format | 20-12-2024 | 2024-00625401 | |
| 31-12-2022 | micro format | 31-10-2023 | 2023-00505450 | |
| 31-12-2021 | micro format | 26-07-2022 | 2022-20260437 | |
| 31-12-2020 | micro format | 15-11-2021 | 2021-77800365 | |
| 31-12-2019 | micro format | 01-12-2020 | 2020-74200093 | |
| 31-12-2018 | micro format | 30-09-2019 | 2019-68300328 | |
| 31-12-2017 | micro format | 21-09-2018 | 2018-64000203 | |
| 31-12-2016 | micro format | 10-10-2017 | 2017-66800573 |
Board & ownership
Directors
Owners and capital
Owners
Mandate history
- Board
- mandate already running before its first mention
| Name | Functions and periods |
|---|---|
| CMGL Immobilière SA |
|
| Dochez Luc |
|
Timeline
Deeds, filings and financial milestones
08-09
Gazette deed
Resignations: Luc Dochez (director) and CMGL Immobilière SA (director)Director discharge: Luc Dochez · Director discharge: CMGL Immobilière SA5 points ▸
- General meeting, 18-08-2026
- Director discharge, Luc Dochez
- Director resignation, Luc Dochez
- Director discharge, CMGL Immobilière SA
- Director resignation, CMGL Immobilière SA
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Invoicing and payment
Financial year and general meeting
Accounts at the NBBAgenda
Sites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25004B0011/00P003 | Wallonia | 1,499 m² | 1 · 110 m² | 7.8 m · 2 |