MURIEL LEJOUR
ActiveMURIEL LEJOUR has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €100k. Equity is shrinking by ~41.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 14% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency31▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.53 in 2024; short-term debt: 55.7% and cash: 17.4% of total assets), and 93.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.2%
Return on assets
31.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
18 d late
2024
24 d late
2023
30 d late
2022
13 d late
2021
30 d late
2020
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 0.1%
2024 · €19k
2020: €165k
2021: €132k
2022: €104k
2023: €56k
2024: €19k
2020 → 2025
Total assets
€314k▼ 17.8%
2024 · €382k
2020: €539k
2021: €537k
2022: €455k
2023: €424k
2024: €382k
2020 → 2025
Net result
€100k▼ 13.5%
2024 · €115k
2020: €81k
2021: €102k
2022: €96k
2023: €105k
2024: €115k
2020 → 2025
Working capital
€-110k▼ 2.3%
2024 · €-108k
2020: €22k
2021: €-7k
2022: €-31k
2023: €-75k
2024: €-108k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€132k-€104k▼ 21.2%€56k▼ 45.9%€19k▼ 65.4%€19k▲ 0.1%
Operating result€136k-€126k▼ 7.5%€138k▲ 9.3%€152k▲ 10.0%€131k▼ 13.9%
Net result€102k-€96k▼ 5.6%€105k▲ 9.4%€115k▲ 10.0%€100k▼ 13.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €314k
Fixed assets
€249k▼ 4.6%
Current assets
€65k▼ 46.5%
Equity and liabilities €314k
Equity
€19k▲ 0.1%
Debt
€294k▼ 18.8%
The debt ratio falls from 94.9% to 93.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€147k▼
2024 · €170k
Cash flow
€116k▼
2024 · €133k
Solvency
6.2%▲
2024 · 5.1%
Current ratio
0.37▼
2024 · 0.53
Quick ratio
0.37▼
2024 · 0.53
Debt / equity
15.12▼
2024 · 18.65
ROE
512.6%▼
2024 · 593.2%
ROA
31.8%▲
2024 · 30.2%
Interest coverage
63.00▼
2024 · 69.08
Debt
€294k▼
2024 · €363k
Debt ≤ 1 year
€175k▼
2024 · €229k
Debt > 1 year
€120k▼
2024 · €134k
Income taxes
€28k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€382k€314k▼
Fixed assets21/28€261k€249k▼
Tangible fixed assets22/27€261k€249k▼
Land and buildings22€254k€245k▼
Furniture and vehicles24€7k€4k▼
Current assets29/58€121k€65k▼
Amounts receivable within one year40/41€2k€8k▲
Trade receivables40€2k€2k▲
Other amounts receivable41-€7k
Cash at bank and in hand54/58€117k€55k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€382k€314k▼
Equity10/15€19k€19k▲
Contributions10/11€19k€19k=
Reserves13€547€576▲
Distributable reserves133€547€576▲
Amounts payable17/49€363k€294k▼
Amounts payable after more than one year17€134k€120k▼
Financial debts170/4€134k€120k▼
Amounts payable within one year42/48€229k€175k▼
Current portion of amounts payable after more than one year42€14k€14k▲
Financial debts43€0€0=
Credit institutions430/8€0€0=
Trade debts44€450€1k▲
Suppliers440/4€450€1k▲
Taxes, remuneration and social security45€35k€28k▼
Taxes450/3€35k€28k▼
Other amounts payable47/48€179k€131k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€16k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€171k€149k▼
Operating profit (loss)9901€152k€131k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€149k€128k▼
Income taxes67/77€34k€28k▼
Profit (loss) for the period9904€115k€100k▼
Profit (loss) for the period to be appropriated9905€115k€100k▼
Appropriation of the result
Profit (loss) to be appropriated9906€115k€100k▼
Transfer from equity791/2€37k-
Transfer to equity691/2€63€29▼
To other reserves6921€63€29▼
Profit to be distributed694/7€152k€100k▼
Return on contributions (dividend)694€152k€100k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
31-12
Financial
Highest result since 2020net €115k ▲10%
Operating result €152k, net result €115k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
13-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 13 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vinkenberg 381932 ZaventemGround area
242 m²
Building footprint
78 m²
Volume, LiDAR
447 m³
Parcel 23078A0050/00M002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vinkenberg 38, 1932 Zaventem
since 20142.236.203.752
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078A0050/00M002 | Flanders | 242 m² | 1 · 78 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 30,334 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.