MUR EXPERT
InactiveMUR EXPERT was declared bankrupt on 16-09-2024 (Tribunal de l’entreprise du Hainaut, division Charleroi); the bankruptcy was closed for insufficient assets by judgment of 15-07-2025, published in the Belgian State Gazette on 30-07-2025.
Summary
Inactive; last annual accounts for fiscal year 2020.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · No filing for years
The last filed financial year closed on 31-12-2020. Since then, 5 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 10 filingsPosition against the passed deadline
31-12-2021 close31-07-2022 deadline27-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 03-11-2021, 95 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
95 d late
2019
48 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 72 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Financials · fiscal year 2020, micro schema
Equity
€44,816▲ 99.6%
2019 · €22,452
Total assets
€128,889▲ 474%
2019 · €22,452
Net result
€97,364▲ 3,037%
2019 · €3,104
Working capital
€44,816▲ 132%
2018 · €19,349
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line201820192020
Operating result-€671-€103,538
Net result-€671-€3,104€97,364▲ 3,037%
Equity€19,349-€22,452▲ 16.0%€44,816▲ 99.6%
Total assets€51,349-€22,452▼ 56.3%€128,889▲ 474%
Debt€32,000-€84,073
Working capital€19,349-€44,816
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2020 Total assets +474% on 2019. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result is €103,538 in 2020, compared with -€671 in 2018. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
Equity and liabilities €128,889
Equity
€44,816
Debt
€84,073
Debt finances 65.2% of the balance-sheet total.
Key figures and ratios
Current ratio
1.53
ROE
217.3%▲
2019 · 13.8%
ROA
75.5%▲
2019 · 13.8%
Debt ≤ 1 year
€84,073
Income taxes
€6,055
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Gross operating margin9900 | -€548 | - | €103,538 | - |
| Operating profit (loss)9901 | -€671 | - | €103,538 | - |
| Recurring financial income75 | - | €3,104 | - | - |
| Recurring financial charges65 | - | - | €120 | - |
| Profit (loss) for the period before taxes9903 | -€671 | €3,104 | €103,418 | ▲ 3,232% |
| Income taxes67/77 | - | - | €6,055 | - |
| Profit (loss) for the period9904 | -€671 | €3,104 | €97,364 | ▲ 3,037% |
| Profit (loss) for the period to be appropriated9905 | -€671 | €3,104 | €97,364 | ▲ 3,037% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €51,349 | €22,452 | €128,889 | ▲ 474% |
| Current assets29/58 | €51,349 | €22,452 | €128,889 | ▲ 474% |
| Amounts receivable within one year40/41 | €51,349 | €22,452 | €117,889 | ▲ 425% |
| Cash at bank and in hand54/58 | - | - | €11,000 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €51,349 | €22,452 | €128,889 | ▲ 474% |
| Equity10/15 | €19,349 | €22,452 | €44,816 | ▲ 99.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€1,111 | €1,992 | €24,356 | ▲ 1,123% |
| Amounts payable17/49 | €32,000 | - | €84,073 | - |
| Amounts payable within one year42/48 | €32,000 | - | €84,073 | - |
| Trade debts44 | - | - | €2,710 | - |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€671 | €3,104 | €97,364 | ▲ 3,037% |
| Operating cash flow (approximation) | -€671 | €3,104 | €97,364 | ▲ 3,037% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-07
Bankruptcy
Bankruptcy closure (insufficient assets)
Tribunal de l’entreprise du Hainaut, division Charleroi · event 15-07-2025
2024
20-09
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 16-09-2024
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 95 days late
2020
31-12
Financial
Highest result since 2018net €97,364 ▲3,037%
Net result €97,364, the highest in the series.
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
31-12
Financial
Back to profitnet €3,104
Net result €3,104 after one loss-making year.
23-12
Bankruptcy
Judicial dissolution
Tribunal de l’entreprise du Hainaut, division Charleroi
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 61 days late
Show earlier events
2014
29-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 29 days late
2013
30-09
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 61 days late
2012
30-08
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 30 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PIERRE-EMMANUEL CORNIL RUE DE GOZEE, 137,
6110 MONTIGNY-LE-TILLEUL- .
109469
BELGISCH STAATSBLAD — 20.09.2024 − Ed. 2 — MONITEUR BELGE
Date provisoire de cessation de paiement : 16/09/2024 |
16-09-2024 → 15-07-2025 |