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MUNTU

Active
Private limited companyfounded 20251 yr activeRue Albin Body 17, 4900 Spa, BelgiumKBO/BCE: BE 1020.243.723
Summary

The computed 12-month bankruptcy probability of MUNTU is 1.7% (moderate). The 2025 annual accounts show equity of €42,365 and a net result of €39,865. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 5.51; short-term debt: 18.2% and cash: 65.8% of total assets), and 23.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
76.7%
Return on assets
72.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 February 2025, MUNTU was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€42,365
Total assets
€55,252
Net result
€39,865
Working capital
€45,217

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €55,252
Equity €42,365
Debt €12,887
Debt finances 23.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€53,141
Cash flow
€43,070
Current ratio
5.51
Debt to equity
0.30
ROE
94.1%
ROA
72.2%
Interest coverage
1476.14
Debt ≤ 1 year
€10,035
Income taxes
€10,035
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€55,252
Current assets29/58€55,252
Amounts receivable within one year40/41€7,346
Trade receivables40€203
Other amounts receivable41€7,143
Cash at bank and in hand54/58€36,362
Deferred charges and accrued income490/1€11,544
Equity and liabilities
Total equity and liabilities10/49€55,252
Equity10/15€42,365
Contributions10/11€2,500
Reserves13€39,865
Distributable reserves133€39,865
Amounts payable17/49€12,887
Amounts payable within one year42/48€10,035
Taxes, remuneration and social security45€10,035
Taxes450/3€10,035
Accrued charges and deferred income492/3€2,852
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,205
Other operating charges640/8€400
Gross operating margin9900€53,541
Operating profit (loss)9901€49,936
Financial charges65/66B€36
Recurring financial charges65€36
Profit (loss) for the period before taxes9903€49,900
Income taxes67/77€10,035
Profit (loss) for the period9904€39,865
Profit (loss) for the period to be appropriated9905€39,865
Appropriation of the result
Profit (loss) to be appropriated9906€39,865
Transfer to equity691/2€39,865
To other reserves6921€39,865

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,205
Other operating charges640/8€400
Gross operating margin9900€53,541
Operating profit (loss)9901€49,936
Financial charges65/66B€36
Recurring financial charges65€36
Profit (loss) for the period before taxes9903€49,900
Income taxes67/77€10,035
Profit (loss) for the period9904€39,865
Profit (loss) for the period to be appropriated9905€39,865
Line2025
Assets
Total assets20/58€55,252
Current assets29/58€55,252
Amounts receivable within one year40/41€7,346
Trade receivables40€203
Other amounts receivable41€7,143
Cash at bank and in hand54/58€36,362
Deferred charges and accrued income490/1€11,544
Equity and liabilities
Total equity and liabilities10/49€55,252
Equity10/15€42,365
Contributions10/11€2,500
Reserves13€39,865
Distributable reserves133€39,865
Amounts payable17/49€12,887
Amounts payable within one year42/48€10,035
Taxes, remuneration and social security45€10,035
Taxes450/3€10,035
Accrued charges and deferred income492/3€2,852
Line2025
Profit (loss) for the period9904€39,865
+ Depreciation and write-downs630€3,205
Operating cash flow (approximation)€43,070

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Spa · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
36 m²
Building footprint
23 m²
Volume, LiDAR
239 m³
Parcel 63072G0438/00V000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Muntu
Rue Albin Body 17, 4900 SpaPhysiotherapy
since 20252.372.525.572
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63072G0438/00V000 Wallonia 36 m² 1 · 23 m² 11.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded20-02-2025
Fiscal year end31-12

Scores and ratios are computed by Checked and are not a credit decision.