MUNIO VASTGOED
ActiveMUNIO VASTGOED has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €-2k. Equity is shrinking by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-6
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 25.09 against 23.67 in 2024; short-term debt: 4% and cash: 0.8% of total assets), and 4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96%
Return on assets
-9.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
on the day
2022
2 d early
2021
1 d early
2020
on the day
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 8.9%
2024 · €23k
2018: €32k
2019: €31k
2020: €29k
2021: €28k
2022: €26k
2023: €25k
2024: €23k
2018 → 2025
Total assets
€22k▼ 9.1%
2024 · €24k
2018: €34k
2019: €33k
2020: €31k
2021: €31k
2022: €28k
2023: €26k
2024: €24k
2018 → 2025
Net result
€-2k▼ 19.1%
2024 · €-2k
2018: €-4k
2019: €-901
2020: €-2k
2021: €-1k
2022: €-2k
2023: €-1k
2024: €-2k
2018 → 2025
Working capital
€21k▼ 8.9%
2024 · €23k
2018: €32k
2019: €31k
2020: €29k
2021: €28k
2022: €26k
2023: €25k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€26k▼ 6.2%€25k▼ 4.2%€23k▼ 7.0%€21k▼ 8.9%
Operating result€-1k-€-2k▼ 43.8%€-670▲ 57.5%€-2k▼ 154%€-2k▼ 22.4%
Net result€-1k-€-2k▼ 51.0%€-1k▲ 37.4%€-2k▼ 60.3%€-2k▼ 19.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €22k
Equity
€21k▼ 8.9%
Debt
€887▼ 14.3%
The debt ratio falls from 4.2% to 4.0%. Equity and debt are lower.
Key figures and ratios
Solvency
96.0%▲
2024 · 95.8%
Current ratio
25.09▲
2024 · 23.67
Quick ratio
25.09▲
2024 · 23.67
Debt / equity
0.04▼
2024 · 0.04
ROE
-9.8%▼
2024 · -7.5%
ROA
-9.4%▼
2024 · -7.2%
Debt
€887▼
2024 · €1k
Debt ≤ 1 year
€887▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€22k▼
Fixed assets21/28€0€0=
Tangible fixed assets22/27€0€0=
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Current assets29/58€24k€22k▼
Amounts receivable within one year40/41€159€59▼
Other amounts receivable41€159€59▼
Current investments50/53€24k€22k▼
Cash at bank and in hand54/58€10€187▲
Equity and liabilities
Total equity and liabilities10/49€24k€22k▼
Equity10/15€23k€21k▼
Contributions10/11€20k€20k=
Reserves13€17k€17k=
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-14k€-16k▼
Amounts payable17/49€1k€887▼
Amounts payable within one year42/48€1k€887▼
Trade debts44€245€325▲
Suppliers440/4€245€325▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€789€562▼
Income statement
Code20242025
Other operating charges640/8€182€186▲
Gross operating margin9900€-2k€-2k▼
Operating profit (loss)9901€-2k€-2k▼
Financial income75/76B€162€139▼
Recurring financial income75€162€139▼
Financial charges65/66B€173€147▼
Recurring financial charges65€173€147▼
Profit (loss) for the period before taxes9903€-2k€-2k▼
Income taxes67/77€43-
Profit (loss) for the period9904€-2k€-2k▼
Profit (loss) for the period to be appropriated9905€-2k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-16k▼
Profit (loss) brought forward from the previous period14P€-12k€-14k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liersesteenweg 1162220 Heist-op-den-BergGround area
1,832 m²
Building footprint
238 m²
Volume, LiDAR
783 m³
Parcel 12322G0567/00L000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MUNIO VASTGOED
since 20102.187.836.186
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322G0567/00L000 | Flanders | 1,832 m² | 1 · 238 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 241 EUR awarded · 286 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 98 EUR | 98 EUR |
| 2024 | 1 | 57 EUR | 102 EUR |
| 2023 | 1 | 45 EUR | 45 EUR |
| 2022 | 1 | 41 EUR | 41 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,011 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-03-2010
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68110Buying and selling of own real estate
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.