Financials
- Fiscal year
- 2025
- Total assets
- €9,248
- Profit
- €995
- Solvency
- 43.2%
MUNI VICTORY
ActiveSummary
MUNI VICTORY has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,995 and a net result of €995. Its solvency ranks better than 58% of 21069 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716
1 site
Size
€9,248total assets 2025
- Equity
- €3,995
- Profit
- €995
Turnover not published (abridged schema)
Structure
Accounts filed 20 d late0 of 1 deed read
Why 70- Founded in 2025- Size: total assets €9,248- Latest accounts 20 days late+ Liquidity: current ratio 1.76, cash €3,134Show the evidence
Checked score
Score 2025
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 58% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
68
equity 43.2% of total assets
Liquidity
63
short-term debt 56.8% · cash 33.9%
Profitability
64
return on assets 10.8%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 1.8%highest value
09-2026: 0.7%▼ -62.6% vs 08-2026lowest value
10-2026: 0.7%▲ +4.6% vs 09-2026
- Founded in 2025 raises the probability for this profile
- Liquidity: current ratio 1.76, cash €3,134 lowers the probability
- Size: total assets €9,248 raises the probability for this profile
- Latest accounts 20 days late raises the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 58%, liquidity 70%, profitability 45%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
20 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 20-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of clothing and accessories for women…NACE 47716
- Founded
- 01-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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