MUNDO
ActiveMUNDO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €1k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 57% of 4422 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+23
Solvency72▼-28
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 4.48 in 2024; short-term debt: 53% and cash: 0.3% of total assets), but 53% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47%
Return on assets
1.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
11 d late
2023
60 d late
2022
32 d late
2021
78 d late
2020
31 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▲ 4.1%
2024 · €37k
2018: €33k
2019: €39k
2020: €55k
2021: €45k
2022: €42k
2023: €39k
2024: €37k
2018 → 2025
Total assets
€81k▲ 72.2%
2024 · €47k
2018: €137k
2019: €93k
2020: €100k
2021: €56k
2022: €55k
2023: €48k
2024: €47k
2018 → 2025
Net result
€1k
2024 · €-2k
2018: €6k
2019: €6k
2020: €25k
2021: €-9k
2022: €-3k
2023: €-3k
2024: €-2k
2018 → 2025
Working capital
€38k▲ 4.5%
2024 · €36k
2018: €19k
2019: €29k
2020: €55k
2021: €43k
2022: €41k
2023: €39k
2024: €36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€42k▼ 6.4%€39k▼ 8.3%€37k▼ 5.5%€38k▲ 4.1%
Operating result€-8k-€-2k▲ 76.5%€-4k▼ 137%€-3k▲ 27.7%€1k
Net result€-9k-€-3k▲ 69.4%€-3k▼ 21.6%€-2k▲ 39.4%€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€151▼ 50.0%
Current assets
€81k▲ 72.9%
Equity and liabilities €81k
Equity
€38k▲ 4.1%
Debt
€43k▲ 311%
The debt ratio rises from 22.2% to 53.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1k▲
2024 · €-3k
Cash flow
€2k▲
2024 · €-2k
Solvency
47.0%▼
2024 · 77.8%
Current ratio
1.88▼
2024 · 4.48
Quick ratio
1.88▼
2024 · 4.48
Debt / equity
1.13▲
2024 · 0.29
ROE
3.9%▲
2024 · -5.8%
ROA
1.8%▲
2024 · -4.5%
Interest coverage
1.81▲
2024 · -12.54
Debt
€43k▲
2024 · €10k
Debt ≤ 1 year
€43k▲
2024 · €10k
Income taxes
€150
Staff costs
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€81k▲
Fixed assets21/28€302€151▼
Tangible fixed assets22/27€302€151▼
Furniture and vehicles24€302€151▼
Current assets29/58€47k€81k▲
Amounts receivable after more than one year29€44k€42k▼
Other amounts receivable291€44k€42k▼
Amounts receivable within one year40/41€3k€38k▲
Trade receivables40-€33k
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€128€230▲
Deferred charges and accrued income490/1-€987
Equity and liabilities
Total equity and liabilities10/49€47k€81k▲
Equity10/15€37k€38k▲
Contributions10/11€6k€6k=
Reserves13€2k€3k▲
Distributable reserves133€2k€3k▲
Profit (loss) carried forward14€29k€29k=
Amounts payable17/49€10k€43k▲
Amounts payable within one year42/48€10k€43k▲
Trade debts44€3k€29k▲
Suppliers440/4€3k€29k▲
Taxes, remuneration and social security45-€3k
Taxes450/3-€190
Remuneration and social security454/9-€3k
Other amounts payable47/48€7k€11k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€151€151=
Other operating charges640/8€465€2k▲
Gross operating margin9900€-3k€6k▲
Operating profit (loss)9901€-3k€1k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€237€747▲
Recurring financial charges65€237€747▲
Profit (loss) for the period before taxes9903€-2k€2k▲
Income taxes67/77-€150
Profit (loss) for the period9904€-2k€1k▲
Profit (loss) for the period to be appropriated9905€-2k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€30k▲
Profit (loss) brought forward from the previous period14P€31k€29k▼
Transfer to equity691/2-€1k
To other reserves6921-€1k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after 4 loss-making years.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Weakest financial yearnet €-9k ▼137%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 4.98
Current ratio from 2.22 to 4.98; short-term debt falls from €45k to €11k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €25k ▲317%
Operating result €30k, net result €25k, both a record.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 62 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondse Steenweg(O) 109290 BerlareGround area
734 m²
Building footprint
194 m²
Volume, LiDAR
589 m³
Parcel 42017A0459/00P003, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Mundo-infra
since 20152.240.788.882
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42017A0459/00P003 | Flanders | 734 m² | 1 · 194 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesMUNDO BV45439
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Of 7,008 companies in sector 81220 we hold annual accounts for 2,416. 1,970 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2015
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
81220Other building cleaning and industrial cleaning
43990Other specialised construction activities
43999Specialised construction activities
49410Freight transport by road
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.