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MUMUS

Active
Private limited companyfounded 20214 yrs activeKBO/BCE: BE 0775.828.170
Summary

The computed 12-month bankruptcy probability of MUMUS is 2.1% (moderate). The 2024 annual accounts show negative equity (-€4,710) and a net result of €22,189. Equity is growing by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 3542 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability100▲+100
Solvency0=
Growth65▲+33
Track record94
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3542 sector peers (2024).
NBB · sector comparison
Position among 3542 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
31 d late
2022
51 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 37 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MUMUS was incorporated on 17 October 2021 as a Private limited company.1 Total assets fell from EUR 19,155 in 2022 to EUR 1,769 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Turnover
€56,874▲ 1.9%
2023 · €55,797
EBIT margin
39.4%▲ 65.9pp
2023 · -26.5%
Net result
€22,189
2023 · -€14,834
Working capital
-€4,710▲ 82.5%
2023 · -€26,899
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Turnover€55,797€56,874▲ 1.9%
Operating result-€13,064--€14,794▼ 13.2%€22,390
Net result-€13,064below the sector's middle half--€14,834below the sector's middle half▼ 13.5%€22,189within the sector's middle half
EBIT margin-26.5%39.4%▲ 65.9pp
Equity-€12,064below the sector's middle half--€26,899below the sector's middle half▼ 123%-€4,710below the sector's middle half▲ 82.5%
Total assets€19,155below the sector's middle half-€16,548below the sector's middle half▼ 13.6%€1,769below the sector's middle half▼ 89.3%
Debt€31,220-€43,446▲ 39.2%€6,479▼ 85.1%
Working capital-€12,064--€26,899▼ 123%-€4,710▲ 82.5%
Solvency-63.0%below the sector's middle half--162.6%below the sector's middle half▼ 99.6pp
Staff (FTE)2.91.1▼ 62.1%
above within below the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000Operating result 2022: -€13,064-€13,064Net result 2022: -€13,064-€13,064Operating result 2023: -€14,794-€14,794Net result 2023: -€14,834-€14,834Operating result 2024: €22,390€22,390Net result 2024: €22,189€22,189202220232024-€20,000-€10,000€0€10,000€20,000Operating result 2022: -€13,064-€13,100Net result 2022: -€13,064-€13,100Operating result 2023: -€14,794-€14,800Net result 2023: -€14,834-€14,800Operating result 2024: €22,390€22,400Net result 2024: €22,189€22,200202220232024
The operating result returns to profit in 2024: €22,390 after a loss of €14,794 in 2023, the highest result in the available series.
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€6,479▼
2023 · €43,446
Staff costs
€4,540▼
2023 · €13,842
Ratios withheld: a balance sheet total of €1,769 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,022 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
5.8% went bankrupt
4.1% stopped otherwise
89% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,022 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 31 lines
Balance sheet Code20232024
Assets
Total assets20/58€16,548€1,769▼
Current assets29/58€16,548€1,769▼
Amounts receivable within one year40/41€16,116-
Trade receivables40€16,116-
Cash at bank and in hand54/58€432€1,769▲
Equity and liabilities
Total equity and liabilities10/49€16,548€1,769▼
Equity10/15-€26,899-€4,710▲
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14-€27,899-€5,710▲
Amounts payable17/49€43,446€6,479▼
Amounts payable within one year42/48€43,446€6,479▼
Trade debts44€21,953-
Suppliers440/4€21,953-
Taxes, remuneration and social security45€19,611€6,479▼
Taxes450/3€11,936€1,163▼
Remuneration and social security454/9€7,674€5,316▼
Other amounts payable47/48€1,882-
Income statement Code20232024
Turnover70€55,797€56,874▲
Non-recurring operating income76A-€5,771
Goods, raw materials, services and sundry goods60/61€56,206€35,310▼
Remuneration, social security and pensions62€13,842€4,540▼
Other operating charges640/8€543€405▼
Gross operating margin9900-€409€27,335▲
Operating profit (loss)9901-€14,794€22,390▲
Financial charges65/66B€40€201▲
Recurring financial charges65€40€201▲
Profit (loss) for the period before taxes9903-€14,834€22,189▲
Profit (loss) for the period9904-€14,834€22,189▲
Profit (loss) for the period to be appropriated9905-€14,834€22,189▲
Appropriation of the result
Profit (loss) to be appropriated9906-€27,899-€5,710▲
Profit (loss) brought forward from the previous period14P-€13,064-€27,899▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Turnover70-€55,797€56,874▲ 1.9%
Non-recurring operating income76A--€5,771-
Goods, raw materials, services and sundry goods60/61-€56,206€35,310▼ 37.2%
Remuneration, social security and pensions62€23,968€13,842€4,540▼ 67.2%
Other operating charges640/8€42€543€405▼ 25.5%
Gross operating margin9900€10,946-€409€27,335▲ 6,778%
Operating profit (loss)9901-€13,064-€14,794€22,390▲ 251%
Financial charges65/66B-€40€201▲ 402%
Recurring financial charges65-€40€201▲ 402%
Profit (loss) for the period before taxes9903-€13,064-€14,834€22,189▲ 250%
Profit (loss) for the period9904-€13,064-€14,834€22,189▲ 250%
Profit (loss) for the period to be appropriated9905-€13,064-€14,834€22,189▲ 250%
Line202220232024Change
Assets
Total assets20/58€19,155€16,548€1,769▼ 89.3%
Current assets29/58€19,155€16,548€1,769▼ 89.3%
Amounts receivable within one year40/41€16,529€16,116--
Trade receivables40€16,529€16,116--
Cash at bank and in hand54/58€2,045€432€1,769▲ 310%
Deferred charges and accrued income490/1€581---
Equity and liabilities
Total equity and liabilities10/49€19,155€16,548€1,769▼ 89.3%
Equity10/15-€12,064-€26,899-€4,710▲ 82.5%
Contributions10/11€1,000€1,000€1,000=
Profit (loss) carried forward14-€13,064-€27,899-€5,710▲ 79.5%
Amounts payable17/49€31,220€43,446€6,479▼ 85.1%
Amounts payable within one year42/48€31,220€43,446€6,479▼ 85.1%
Trade debts44€20,175€21,953--
Suppliers440/4€20,175€21,953--
Taxes, remuneration and social security45€11,045€19,611€6,479▼ 67.0%
Taxes450/3€4,303€11,936€1,163▼ 90.3%
Remuneration and social security454/9€6,742€7,674€5,316▼ 30.7%
Other amounts payable47/48-€1,882--
Line202220232024Change
Profit (loss) for the period9904-€13,064-€14,834€22,189▲ 250%
Operating cash flow (approximation)-€13,064-€14,834€22,189▲ 250%
Change in cash--€1,613€1,338▲ 183%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Back to profitnet €22,189
Net result €22,189 after 2 loss-making years.
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial Weakest financial yearnet -€14,834
Net result drops to -€14,834, the lowest in the series; recovery starts the following year.
20-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2022
seat establishment approximate The establishment unit on the map
Ground area
240 m²
Building footprint
130 m²
Volume, LiDAR
750 m³
Parcel 56043C0002/00Z000, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MUMUS
NACE 45206
since 20222.330.964.042
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56043C0002/00Z000indicative Wallonia 240 m² 1 · 130 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector. Of 3,205 companies in sector 95316 we hold annual accounts for 753. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
E-invoicing
Reachable via Peppol
Peppol ID 0208:0775828170
Also 9925:BE0775828170
Registered 01-05-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.