MULTITAVERNE
ActiveThe computed 12-month bankruptcy probability of MULTITAVERNE is 1.8% (moderate). The 2025 annual accounts show equity of €113k and a net result of €4k. Equity is growing by ~30.6% per year across the filed fiscal years. Its solvency ranks better than 79% of 13091 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-42
Solvency90▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.54 against 2.46 in 2024; short-term debt: 30.9% and cash: 66.1% of total assets), and 35.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.6%
Return on assets
2.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
25 d late
2024
26 d late
2023
26 d late
2022
20 d early
2021
5 d early
2020
15 d early
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€113k▲ 3.6%
2024 · €110k
2019: €25k
2020: €33k
2021: €27k
2022: €43k
2023: €70k
2024: €110k
2019 → 2025
Total assets
€176k▲ 7.0%
2024 · €164k
2019: €167k
2020: €148k
2021: €161k
2022: €175k
2023: €136k
2024: €164k
2019 → 2025
Net result
€4k▼ 90.3%
2024 · €40k
2019: €7k
2020: €8k
2021: €-6k
2022: €16k
2023: €26k
2024: €40k
2019 → 2025
Working capital
€83k▲ 22.2%
2024 · €68k
2019: €-54k
2020: €-38k
2021: €-31k
2022: €-6k
2023: €15k
2024: €68k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€43k▲ 59.8%€70k▲ 60.9%€110k▲ 57.7%€113k▲ 3.6%
Operating result€-5k-€17k€34k▲ 92.7%€56k▲ 65.5%€12k▼ 78.8%
Net result€-6k-€16k€26k▲ 62.7%€40k▲ 52.4%€4k▼ 90.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176k
Fixed assets
€38k▼ 22.9%
Current assets
€138k▲ 19.8%
Equity and liabilities €176k
Equity
€113k▲ 3.6%
Debt
€62k▲ 13.9%
The debt ratio rises from 33.3% to 35.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▼
2024 · €71k
Cash flow
€19k▼
2024 · €55k
Solvency
64.6%▼
2024 · 66.7%
Current ratio
2.54▲
2024 · 2.46
Quick ratio
2.44▲
2024 · 2.33
Debt / equity
0.55▲
2024 · 0.50
ROE
3.4%▼
2024 · 36.6%
ROA
2.2%▼
2024 · 24.4%
Interest coverage
4.29▼
2024 · 19.01
Debt
€62k▲
2024 · €55k
Debt ≤ 1 year
€54k▲
2024 · €47k
Debt > 1 year
€8k=
2024 · €8k
Income taxes
€2k▼
2024 · €12k
Staff costs
€128k▲
2024 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€176k▲
Fixed assets21/28€49k€38k▼
Intangible fixed assets21€42k€29k▼
Tangible fixed assets22/27€7k€9k▲
Plant, machinery and equipment23€4k€7k▲
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€260-
Current assets29/58€115k€138k▲
Stocks and contracts in progress3€6k€5k▼
Stocks30/36€6k€5k▼
Amounts receivable within one year40/41€18k€12k▼
Trade receivables40€14k-
Other amounts receivable41€4k€12k▲
Cash at bank and in hand54/58€83k€116k▲
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€164k€176k▲
Equity10/15€110k€113k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€91k€95k▲
Amounts payable17/49€55k€62k▲
Amounts payable after more than one year17€8k€8k=
Financial debts170/4€8k€8k=
Amounts payable within one year42/48€47k€54k▲
Trade debts44€15k€16k▲
Suppliers440/4€15k€16k▲
Taxes, remuneration and social security45€29k€38k▲
Taxes450/3€13k€18k▲
Remuneration and social security454/9€16k€20k▲
Other amounts payable47/48€2k€364▼
Income statement
Code20242025
Non-recurring operating income76A€10k€102▼
Remuneration, social security and pensions62€116k€128k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€17k€5k▼
Non-recurring operating charges66A€3k€6k▲
Gross operating margin9900€207k€166k▼
Operating profit (loss)9901€56k€12k▼
Financial income75/76B€505€602▲
Recurring financial income75€505€602▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€52k€6k▼
Income taxes67/77€12k€2k▼
Profit (loss) for the period9904€40k€4k▼
Profit (loss) for the period to be appropriated9905€40k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€91k€95k▲
Profit (loss) brought forward from the previous period14P€51k€91k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2019net €40k ▲52.4%
Operating result €56k, net result €40k, both a record.
31-12
Financial
Equity above €100kEq €110k ▲57.7%
3 profitable years in a row build equity to €110k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-6k ▼175%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard d'Avroy 24000 LiègeGround area
63 m²
Building footprint
44 m²
Volume, LiDAR
472 m³
Parcel 62803B0106/00_000, Wallonia · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TAVERNE ROYALE
since 20182.276.068.772
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62803B0106/00_000 | Wallonia | 63 m² | 1 · 44 m² | 16.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.276.068.772
Similar companies · same sector, comparable size
HOTSY TOTSY
BE 0885.933.662
Gent · Eq €113k
O2ME
BE 0641.842.961
Chaudfontaine · Eq €113k
DEN HEFFER
BE 1023.922.694
Mechelen · Eq €113k
LE MAD
BE 0753.971.991
Ciney · Eq €113k
BARVIS
BE 0547.703.570
Sint-Gillis (bij-Brussel) · Eq €113k
Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 3,593 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2018
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.