MULTIFRUITS
ActiveSummary
The computed 12-month bankruptcy probability of MULTIFRUITS is 1.8% (moderate). The 2025 annual accounts show equity of €185k and a net result of €65k. Equity is growing by ~53.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 18400 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability97▼-3
Solvency90▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.49 against 2.35 in 2024; short-term debt: 30.7% and cash: 14.2% of total assets), and 34.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
22.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-10-2025, 191 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
191 d early
2024
90 d early
2023
118 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€185k▲ 54.0%
2024 · €120k
Total assets
€284k▲ 50.1%
2024 · €189k
Net result
€65k▲ 3.5%
2024 · €63k
Working capital
€130k▲ 39.7%
2024 · €93k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€69k-€79k▲ 14.1%€81k▲ 2.3%
Net result€55k-€63k▲ 14.3%€65k▲ 3.5%
Equity€57k-€120k▲ 109%€185k▲ 54.0%
Total assets€143k-€189k▲ 32.9%€284k▲ 50.1%
Debt€85k-€69k▼ 18.8%€99k▲ 43.3%
Working capital€18k-€93k▲ 420%€130k▲ 39.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €284k
Fixed assets
€67k ▲ 146%
Current assets
€217k ▲ 34.0%
Equity and liabilities €284k
Equity
€185k ▲ 54.0%
Debt
€99k ▲ 43.3%
Debt's share of the balance-sheet total falls from 36.5% to 34.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€97k▲
2024 · €93k
Cash flow
€81k▲
2024 · €77k
Current ratio
2.49▲
2024 · 2.35
Quick ratio
2.46▲
2024 · 2.30
Debt to equity
0.53▼
2024 · 0.57
ROE
35.1%▼
2024 · 52.2%
ROA
22.9%▼
2024 · 33.2%
Interest coverage
334.75▼
2024 · 1008.94
Debt ≤ 1 year
€87k▲
2024 · €69k
Debt > 1 year
€12k
Income taxes
€17k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €374k | €335k | - | - |
| Remuneration, social security and pensions62 | €212 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €14k | €16k | ▲ 12.6% |
| Other operating charges640/8 | €1k | €816 | €2k | ▲ 197% |
| Gross operating margin9900 | €83k | €94k | €99k | ▲ 5.6% |
| Operating profit (loss)9901 | €69k | €79k | €81k | ▲ 2.3% |
| Financial income75/76B | €0 | €35 | €2k | ▲ 4,447% |
| Recurring financial income75 | €0 | €35 | €2k | ▲ 4,447% |
| Financial charges65/66B | €8 | €92 | €289 | ▲ 213% |
| Recurring financial charges65 | €8 | €92 | €289 | ▲ 213% |
| Profit (loss) for the period before taxes9903 | €69k | €79k | €82k | ▲ 4.0% |
| Income taxes67/77 | €14k | €16k | €17k | ▲ 6.3% |
| Profit (loss) for the period9904 | €55k | €63k | €65k | ▲ 3.5% |
| Profit (loss) for the period to be appropriated9905 | €55k | €63k | €65k | ▲ 3.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €143k | €189k | €284k | ▲ 50.1% |
| Fixed assets21/28 | €40k | €27k | €67k | ▲ 146% |
| Intangible fixed assets21 | €2k | €2k | €2k | ▼ 12.4% |
| Tangible fixed assets22/27 | €37k | €25k | €65k | ▲ 158% |
| Plant, machinery and equipment23 | €7k | €5k | €5k | ▲ 10.9% |
| Furniture and vehicles24 | €31k | €20k | €60k | ▲ 193% |
| Current assets29/58 | €103k | €162k | €217k | ▲ 34.0% |
| Stocks and contracts in progress3 | €4k | €3k | €3k | ▼ 18.6% |
| Stocks30/36 | €4k | €3k | €3k | ▼ 18.6% |
| Amounts receivable within one year40/41 | €25k | €20k | €24k | ▲ 17.9% |
| Trade receivables40 | €25k | €20k | €21k | ▲ 0.6% |
| Other amounts receivable41 | - | - | €4k | - |
| Current investments50/53 | - | €50k | €150k | ▲ 200% |
| Cash at bank and in hand54/58 | €75k | €89k | €40k | ▼ 54.5% |
| Deferred charges and accrued income490/1 | - | - | €470 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €143k | €189k | €284k | ▲ 50.1% |
| Equity10/15 | €57k | €120k | €185k | ▲ 54.0% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Capital10 | €3k | €3k | - | - |
| Issued capital100 | €3k | €3k | - | - |
| Reserves13 | €54k | €117k | €182k | ▲ 55.6% |
| Distributable reserves133 | €54k | €117k | €182k | ▲ 55.6% |
| Profit (loss) carried forward14 | €996 | €852 | €884 | ▲ 3.8% |
| Amounts payable17/49 | €85k | €69k | €99k | ▲ 43.3% |
| Amounts payable after more than one year17 | - | - | €12k | - |
| Financial debts170/4 | - | - | €12k | - |
| Amounts payable within one year42/48 | €85k | €69k | €87k | ▲ 26.4% |
| Current portion of amounts payable after more than one year42 | - | - | €12k | - |
| Trade debts44 | €10k | €11k | €12k | ▲ 6.3% |
| Suppliers440/4 | €10k | €11k | €12k | ▲ 6.3% |
| Taxes, remuneration and social security45 | €16k | €6k | €17k | ▲ 169% |
| Taxes450/3 | €16k | €6k | €17k | ▲ 169% |
| Other amounts payable47/48 | €59k | €51k | €46k | ▼ 10.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €55k | €63k | €65k | ▲ 3.5% |
| + Depreciation and write-downs630 | €12k | €14k | €16k | ▲ 12.6% |
| Operating cash flow (approximation) | €67k | €77k | €81k | ▲ 5.1% |
| Investment in fixed assets (approximation) | - | €-2k | €-55k | ▼ 3,242% |
| Change in cash | - | €14k | €-48k | ▼ 444% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial
Highest result since 2023net €65k ▲3.5%
Operating result €81k, net result €65k, both a record.
30-09
Financial
Equity above €150kEq €185k ▲54%
3 profitable years in a row build equity to €185k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €100kEq €120k ▲109%
2 profitable years in a row build equity to €120k.
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Theux · 1 establishment unit since 2022
Ground area
192 m²
Building footprint
95 m²
Volume, LiDAR
805 m³
Parcel 63076B1072/00V000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
MULTIFRUITS
since 20222.333.397.158
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63076B1072/00V000 | Wallonia | 192 m² | 1 · 95 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTheux2.333.397.158
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Of 3,824 companies in sector 47210 we hold annual accounts for 965. 718 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-06-2022
Fiscal year end30-09
Activities, NACEBEL 2025
47210Retail sale of fruit and vegetables
Scores and ratios are computed by Checked and are not a credit decision.