MULTIFISC

Active

Private limited companyfounded 1999active for 27 yearsClos Marie Popelin 13, 4800 Verviers, BelgiumKBO/BCE: BE 0465.702.542

Summary

MULTIFISC has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €213,293 and a net result of €71,287. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 24% of 15,732 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

MULTIFISCActiveChecked score 91/100

Risk analysis Report Compare

Activity

Certified accountants and tax accountants

NACE 69201

1 site

Size

≈ €540,000turnover 2025, estimated

Staff: 3.9 FTE
Equity: €213,293
Profit: €71,287

Turnover estimated from the gross margin

Financial health

91 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Parent: Fiduciaire de la Construction · 98%

2025 accounts filed 24 days late5 deeds in the Belgian Official Gazette

Why 91lowers riskSize: total assets €829,688Sector: Legal and accounting activities (NACE 69)Figures for financial year 2025 (filed 24-08-2026)Liquidity: current ratio 2.08, cash €99,646Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 28% of its sector peers (NACE 69, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 51-22

equity 25.7% of total assets

Liquidity 56-1

short-term debt 25.2% · cash 12.0%

Profitability 79-1

return on assets 8.6%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,071 companies, NACE 69, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €19,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.08, compared with 1.49 in 2024, above the usual 1.5; short-term debt: 25.2% and cash: 12% of total assets), but 74.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 27% on solvency, 40% on liquidity, 33% on profitability and 13% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €829,688

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Legal and accounting activities (NACE 69)

KBO

Figures for financial year 2025 (filed 24-08-2026)

NBB · annual accounts

Liquidity: current ratio 2.08, cash €99,646

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 15732 sector peers (2025).

NBB · sector comparison

Position among 15732 sector peers

Solvency

better than 24%

← weakest strongest →

A punctual record breaks

This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

24 days late

2024

27 days early

2023

41 days early

2022

29 days early

2021

31 days early

2020

23 days early

2019

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

24-08-2026 Annual accounts filedfinancial year 2025 · micro…
31-03-2026 Name clause · Legal form clauseRegistered office clause · Incorporation
04-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Equity fell in 2025from €362,007 to €213,293 ▼ 41.1% View
Positive: 8 profitable years in a rowprofit 2025: €71,287 8 years View
Among the largest 9% on gross marginsector median €72,195 · 15,730 companies €308,075 View

By topic

Financials

Financial year: 2025
Total assets: €829,688
Profit: €71,287
Solvency: 25.7%

Go to Financials

Board & ownership

Largest shareholder: Fiduciaire de la Construction · 98%

Go to Board & ownership

Timeline

Events: 36
Since: 2002
Next accounts: by 31-07-2027

20-06-2024Annual accounts filed
29-04-2024Incorporation · Name clause
12-10-2023Transfer restriction · Board rule

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Certified accountants and tax accountantsNACE 69201
Founded: 25-03-1999
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about MULTIFISC

What is the company number of MULTIFISC?: 0465.702.542. In Belgium the VAT number is the company number with BE in front: BE 0465.702.542.
Where is MULTIFISC based?: The registered office is at Clos Marie Popelin 13, 4800 Verviers.Company details
What does MULTIFISC do?: According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of MULTIFISC?: Private limited company (BV).
When was MULTIFISC founded?: On 25-03-1999.
Is MULTIFISC still active?: Yes, MULTIFISC is an active enterprise in the KBO register.
How many employees does MULTIFISC have?: On average 3.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of MULTIFISC?: €0 in financial year 2019, according to the filed annual accounts.
Is MULTIFISC profitable?: In financial year 2025, MULTIFISC made a profit of €71,287.
Where can I find the annual accounts of MULTIFISC?: MULTIFISC filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MULTIFISC due?: By 31-07-2027, for financial year 2026.Timeline