Equity
-€3,630
Debts exceed assets in financial year 2025.
MULTI SERVICES BURO
Lifetime
20 annual accounts with figures on one time axis, 46 filings since 1980peak €165,659 (2025)
€165,659▲ 66.0%
lowest -€30,293 (2023)
€7,554▲ €19,021
peak €65,136 (2016)
-€3,630▲ €7,554
€37,102▲ 48.6%
Board4 names since 2022
1 directorQUERSON Rudy
Documentsfilings and deeds
09-09-202640 days late
2025abbreviated format
Turnover from €102,668 to €168,059Gross margin from €99,797 to €165,659Back to profit: €7,554Equity from -€11,185 to -€3,630Debts from €24,973 to €37,102Cash from €5,260 to €8,037
Key points
from the 2025 annual accountsTurnover
€168,059 ▲ 63.7%
Turnover rose in 2025 from €102,668 to €168,059.
Debts
€37,102 111% of the balance sheet
Suppliers 11%Taxes and wages 87%Other 3%
Payment terms
604 days to suppliers
MULTI SERVICES BURO pays its suppliers 320 days later than in 2024. Customers pay 31 days later.
Filings
46 annual accounts since 1980
Nine of the last ten came late. The 2020 accounts came latest: 138 days after the end of the period.
Position in the sector
-10.8%
Lower solvency than 95% of companies in legal and accounting. Sector median 44.4% · 4,136 companies.
Checked score
55
Fair
Financially stronger than 39% of micro companies in legal and accounting (NACE 69)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.2 percentage points vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025highest value
09-2025: 0.2%▼ -0.4 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.3%▲ +0.1 percentage points vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.1 percentage points vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.2%▼ -0.2 percentage points vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€3,630
Last filed accounts filed 40 days late; 2 of the last 3 accounts late
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: turnover €168,059, total assets €33,471
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 3% of them on solvency, 9% on liquidity, 57% on profitability and 89% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,794 companies had the same profile as MULTI SERVICES BURO has now. Each dot stands for 10 companies, two years later.
91.5%
were still trading
5.3%
stopped another way
2.7%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MULTI SERVICES BURO itself is lower: 0.2% within 12 months. It rests on far more data about MULTI SERVICES BURO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,794 companies, not a prediction for MULTI SERVICES BURO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.9 (0.55 in 2024), below 1. Short-term debt is 110.8% and cash 24% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 4136 sector peers (2025).
NBB · sector comparisonPosition among 4136 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · 2025 accounts filed 40 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
40 days late
2024
30 days late
2023
66 days late
2022
21 days late
2021
121 days late
2020
138 days late
2019
11 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 61 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0419885086
New establishment in Dour
Rue Victor Delporte 97
Registered office moved from Quiévrain to Dour
Transfer of 750 shares to QUERSON Rudy · New registered office: rue Marechal Foch, 5 à 7370 DOUR · Previous registered office: rue de la Pépinière, 3 à 7380 QUIEVRAIN · General meeting of 12-01-2022 · Gazette deed
First establishment
Rue Maréchal Foch 5, Dour
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MULTI SERVICES BURO Dour | €168,059 | 5.6% | -10.8% | - |
| VQTM Courcelles | - | - | -44.0% | - |
| IMPORGEST Namur | - | - | 68.4% | - |
| LASCO Uccle | - | - | 55.1% | - |
| F.A. ROBERO Kortenaken | - | - | -537.0% | - |
| LEON NIESSEN Brussels | - | - | 93.8% | - |
| TARTENCO Saint-Hubert | €61,050 | 13.4% | 23.4% | - |
Grey: the largest companies of the sector (legal and accounting (NACE 69)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as MULTI SERVICES BURO: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €20,500 and €94,900, founded between 1973 and 2004.
Official details
Source: KBO- Status
- Active since 15-11-1979Normal situation
- Activity
- Other tax advisory servicesNACE 69209
- Establishment units
- 2.016.816.9717370 Dour, since 15-11-1979
- 2.332.371.0377370 Dour, since 22-06-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 23-01-2026
Insights on MULTI SERVICES BURO
MULTI SERVICES BURO files the abbreviated format. That format states no turnover. The gross margin rose from €9,601 in 2006 to €165,659 in 2025.
In January 2022, the Official Gazette published the appointment of QUERSON Rudy as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MULTI SERVICES BURO
- What is the company number of MULTI SERVICES BURO?
- The company number of MULTI SERVICES BURO is 0419.885.086. The VAT number is the same number with BE in front: BE 0419.885.086.
- Where is MULTI SERVICES BURO based?
- The registered office is at Rue Maréchal Foch 5, 7370 Dour.Company details
- What does MULTI SERVICES BURO do?
- According to the KBO register, the main activity is other tax advisory services (NACE 69209).
- What is the legal form of MULTI SERVICES BURO?
- MULTI SERVICES BURO is a private limited company (pre-2019) (BVBA).
- When was MULTI SERVICES BURO founded?
- MULTI SERVICES BURO was founded on 15-11-1979.
- Is MULTI SERVICES BURO still active?
- Yes, MULTI SERVICES BURO is an active enterprise in the KBO register.
- What is the turnover of MULTI SERVICES BURO?
- The turnover of MULTI SERVICES BURO was €168,059 in financial year 2025, according to the filed annual accounts.Financials
- Is MULTI SERVICES BURO profitable?
- In financial year 2025, MULTI SERVICES BURO made a profit of €7,554.
- Where can I find the annual accounts of MULTI SERVICES BURO?
- MULTI SERVICES BURO filed 46 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MULTI SERVICES BURO due?
- MULTI SERVICES BURO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.