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MULTI-RISK INSURANCE

Active
Private limited companyfounded 2013active for 13 yearsChaussée de Redemont(PIE) 128, 7100 La Louvière, Belgium88 active companies are registered at this addressKBO/BCE: BE 0535.588.864

From the official registers: KBO 12 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The annual accounts of MULTI-RISK INSURANCE for financial year 2025 show a net loss of 67% of total assets. The 2025 annual accounts show equity of €6,353 and a net result of -€4,245. Equity is shrinking by about 19% per year across the filed financial years. Its solvency ranks better than 95% of 9,643 sector peers (NACE 82, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisFollow ReportCompare
MULTI-RISK INSURANCEActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 11-06-2013 Normal situation
Legal form
Private limited company
Registered office
Chaussée de Redemont(PIE) 128, 7100 La Louvière
Activity
Other business support services NACE 82990
Establishment unit
2.220.173.018 7100 La Louvière, since 11-06-2013
Financial year end
31 December
Peppol
Reachable since 06-05-2026
Company details

Who decides

Board
Board & ownership

How it is doing

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Turnover
€36,955
Loss
€4,245
▲ 11×
Equity
€6,353
▼ 40.1%
Total assets
€6,353
▼ 62.6%
2025 accounts filed 31 days late
Filed on 31-08-2026at the National Bank
Financials
Why 55raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year1 change of registered office in 24 monthsLast filed accounts filed 31 days late; 1 of the last 3 latelowers riskLiquidity: cash €2,300Size: turnover €36,955, total assets €6,353Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 49% of its sector peers (NACE 82, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+13
equity 100.0% of total assets
Liquidity 95+45
short-term debt 0.0% · cash 36.2%
Profitability 0-16
return on assets -66.8%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,668 companies, NACE 82, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: < 0.1%▼ -0.1 percentage points vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: 0.1%▲ +0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 0.5%▼ -0.2 percentage points vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
short-term debt: 0% and cash: 36.2% of total assets, and 0% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 88% on solvency, 90% on liquidity, 5% on profitability and 15% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: cash €2,300
NBB · annual accounts
lowers risk · Size: turnover €36,955, total assets €6,353
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
8 days early
2023
5 days early
2022
3 days early
2021
6 days early
2020
2 days early
2019
66 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Positive: Among the best 5% on solvencysector median 50.4% · 9,643 companies 100.0% View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€4,245 View

Documents

Annual accounts at the NBB

All 12 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about MULTI-RISK INSURANCE

What is the company number of MULTI-RISK INSURANCE?
0535.588.864. In Belgium the VAT number is the company number with BE in front: BE 0535.588.864.
Where is MULTI-RISK INSURANCE based?
The registered office is at Chaussée de Redemont(PIE) 128, 7100 La Louvière.Company details
What does MULTI-RISK INSURANCE do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of MULTI-RISK INSURANCE?
Private limited company (BV).
When was MULTI-RISK INSURANCE founded?
On 11-06-2013.
Is MULTI-RISK INSURANCE still active?
Yes, MULTI-RISK INSURANCE is an active enterprise in the KBO register.
What is the turnover of MULTI-RISK INSURANCE?
€36,955 in financial year 2025, according to the filed annual accounts.Financials
Is MULTI-RISK INSURANCE profitable?
In financial year 2025, MULTI-RISK INSURANCE made a loss of €4,245.
Where can I find the annual accounts of MULTI-RISK INSURANCE?
MULTI-RISK INSURANCE filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of MULTI-RISK INSURANCE due?
By 31-07-2027, for financial year 2026.Timeline

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