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MULTI PACK

Active
Private limited companyfounded 2024active for 2 yearsKBO/BCE: BE 1015.076.393
Summary

MULTI PACK has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104,409 and a net result of €99,409. Its solvency ranks better than 76% of 330 sector peers (NACE 61, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 14-10-2024 Normal situation
Legal form
Private limited company
Activity
Wired, wireless and satellite telecommunications NACE 61100and 6 others
Establishment unit
2.365.672.424 1081 Koekelberg, since 14-10-2024
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Shareholders
  • Memola Julie-Amandine Bernadetteact of 07-09-2026

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€115,973
Turnover
≈ €290,000
estimated
Profit
€99,409
Equity
€104,409
Total assets
€149,432
Score breakdownraises riskFounded in 20241 change of registered office in 24 monthslowers riskLiquidity: current ratio 3.32, cash €94,283Equity €104,409 (69.9% of total assets)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 86% of micro companies in wholesale trade (NACE 46)
Financial strength
Strong
Solvency 95
equity 69.9% of total assets
Liquidity 87
short-term debt 30.1% · cash 63.1%
Profitability 100
return on assets 66.5%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 11-2025: 1.7% 12-2025: 1.8%▲ +0.1 percentage points vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 2.2%▲ +0.4 percentage points vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.4%▲ +0.2 percentage points vs 03-2026 05-2026: 2.7%▲ +0.3 percentage points vs 04-2026highest value 06-2026: 2.7%● unchanged vs 05-2026highest value 07-2026: 0.1%▼ -2.6 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.4%▲ +0.3 percentage points vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.32, above the usual 1.5. Short-term debt is 30.1% and cash 63.1% of total assets. 30.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 75% of them on solvency, 87% on liquidity and 95% on profitability.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.32, cash €94,283
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Equity €104,409 (69.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
52 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 09-06-2026 PDF

Turnover
≈ €290,000
Estimated: probably between €190,000 and €450,000
Total assets
€149,432
Net result
€99,409
Working capital
€104,409

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €149,432
Equity €104,409
Debt €45,023
Debt's share of the balance-sheet total is 30.1%.
Key figures and ratios
2025 value
Current ratio
3.32
Debt to equity
0.43
ROE
95.2%
ROA
66.5%
Debt ≤ 1 year
€45,023
Income taxes
€15,000
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 25 lines
Balance sheet Code2025
Assets
Total assets20/58€149,432
Current assets29/58€149,432
Amounts receivable within one year40/41€55,149
Trade receivables40€55,149
Cash at bank and in hand54/58€94,283
Equity and liabilities
Total equity and liabilities10/49€149,432
Equity10/15€104,409
Contributions10/11€5,000
Profit (loss) carried forward14€99,409
Amounts payable17/49€45,023
Amounts payable within one year42/48€45,023
Trade debts44€21,667
Suppliers440/4€21,667
Taxes, remuneration and social security45€23,356
Taxes450/3€23,356
Income statement Code2025
Other operating charges640/8€1,322
Gross operating margin9900€115,973
Operating profit (loss)9901€114,651
Financial charges65/66B€242
Recurring financial charges65€242
Profit (loss) for the period before taxes9903€114,409
Income taxes67/77€15,000
Profit (loss) for the period9904€99,409
Profit (loss) for the period to be appropriated9905€99,409
Appropriation of the result
Profit (loss) to be appropriated9906€99,409

The notes to these accounts have 1 item. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 09-06-2026.

Line2025
Other operating charges640/8€1,322
Gross operating margin9900€115,973
Operating profit (loss)9901€114,651
Financial charges65/66B€242
Recurring financial charges65€242
Profit (loss) for the period before taxes9903€114,409
Income taxes67/77€15,000
Profit (loss) for the period9904€99,409
Profit (loss) for the period to be appropriated9905€99,409
Line2025
Assets
Total assets20/58€149,432
Current assets29/58€149,432
Amounts receivable within one year40/41€55,149
Trade receivables40€55,149
Cash at bank and in hand54/58€94,283
Equity and liabilities
Total equity and liabilities10/49€149,432
Equity10/15€104,409
Contributions10/11€5,000
Profit (loss) carried forward14€99,409
Amounts payable17/49€45,023
Amounts payable within one year42/48€45,023
Trade debts44€21,667
Suppliers440/4€21,667
Taxes, remuneration and social security45€23,356
Taxes450/3€23,356
Line2025
Profit (loss) for the period9904€99,409
Operating cash flow (approximation)€99,409

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as MULTI PACK has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of MULTI PACK itself: 0.4% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for MULTI PACK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 09-06-2026 2026-00149958 PDF

Board & ownership

Directors

Directors
3 directors, no change since 2026
Christophe BRICHARD
Director · appointed in the act of 10-04-2025
Current
Memola Julie-Amandine Bernadette
Director · appointed in the act of 21-08-2026
Current
BRICHARD Christophe René Philippe Ghislain
Director (not named in the articles) · appointed in the act of 16-10-2024 · earlier director, until 07-09-2026 · term without a fixed end
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
deed of 16-10-2024

Owners and capital

Shareholders

Capital transactions

Capital over time

Act of 07-09-2026Registered office moved from Brussels to KoekelbergTransfer of 40 shares from Brichard Christophe René P to Memola Julie-Amandine Bernadette · New seat: Avenue du Panthéon 88, 1081 Koekelberg · Previous seat: Avenue Frans van Kallen 9/8, 1070 Bruxelles

Act of 21-08-2026Transfer of 60 shares from Brichard Christophe René P to Memola Julie-Amandine BernadetteAppointment: Memola Julie-Amandine Bernadette (director) · Brichard Christophe René P holds 100 shares

  1. 16-10-2024 Incorporation · €1,000 · 100 shares

Mandate history

4 people, 3 in office
Show
  • Board
  • mandate already running before its first mention
Mandates per person, with start and end dates
Name Functions and periods
BRICHARD Christophe René Philippe Ghislain
  • Director (not named in the articles), appointed in the act of 16-10-2024, until 07-09-2026
  • Director (not named in the articles), appointed in the act of 16-10-2024, still in office
Christophe BRICHARD
  • Director, until 11-02-2025
  • Director, appointed in the act of 10-04-2025, still in office
Memola Julie-Amandine Bernadette
  • Director, appointed in the act of 21-08-2026, still in office
Léon BOURDOUXHE
  • Director, appointed in the act of 24-02-2025, until 31-03-2025
See the board, name and registered office on a given date →

Articles of association

Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Moitié cédant moitié acquéreurs proportionnellement actions acquises, nullité”

Articles of association, deed of 16-10-2024 (in French)

Network & group

MULTI PACK shares no director with another company.

Companies at the same address

83 other companies

Connections & network

3 current directors
Depth

The network starts from the directors of MULTI PACK. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
07-09
Gazette deed Registered office moved from Brussels to Koekelberg
Transfer of 40 shares from Brichard Christophe René P to Memola Julie-Amandine Bernadette · New seat: Avenue du Panthéon 88, 1081 Koekelberg · Previous seat: Avenue Frans van Kallen 9/8, 1070 Bruxelles6 points ▸
  • Director resignation, Brichard Christophe René P
  • Share transfer, Brichard Christophe René P → Memola Julie-Amandine Bernadette, 40 shares
  • Memola Julie-Amandine Bernadette holds 100 shares
  • Registered-office move, Avenue du Panthéon 88, 1081 Koekelberg
  • Director in office, Memola Julie-Amandine Bernadette
  • General meeting, 20-06-2026

Open the act in the Belgian Official Gazette

21-08
Gazette deed Transfer of 60 shares from Brichard Christophe René P to Memola Julie-Amandine Bernadette
Appointment: Memola Julie-Amandine Bernadette (director) · Brichard Christophe René P holds 100 shares4 points ▸
  • General meeting, 15-06-2026, mentioned 2 times in the deed
  • Director appointment, Memola Julie-Amandine Bernadette
  • Share transfer, Brichard Christophe René P → Memola Julie-Amandine Bernadette, 60 shares
  • Brichard Christophe René P holds 100 shares

Open the act in the Belgian Official Gazette

09-06
NBB filing Annual accounts 2025 filedPDF
micro format · 52 days before the deadline
2025
10-04
Gazette deed Resignation: Léon BOURDOUXHE (director)
Appointment: Christophe BRICHARD (director) · Director discharge: Léon BOURDOUXHE4 points ▸
  • General meeting, 01-04-2025
  • Director resignation, Léon BOURDOUXHE
  • Director discharge, Léon BOURDOUXHE
  • Director appointment, Christophe BRICHARD

Open the act in the Belgian Official Gazette

24-02
Gazette deed Transfer of 90 shares from Christophe BRICHARD to Léon BOURDOUXHE
Resignation: Christophe BRICHARD (director) · Appointment: Léon BOURDOUXHE (director) · Christophe BRICHARD holds 10 shares7 points ▸
  • General meeting, 11-02-2025
  • Share transfer, Christophe BRICHARD → Léon BOURDOUXHE, 90 shares
  • Christophe BRICHARD holds 10 shares
  • Léon BOURDOUXHE holds 90 shares
  • Director resignation, Christophe BRICHARD
  • Director discharge, Christophe BRICHARD
  • Director appointment, Léon BOURDOUXHE
  • The act holds 1 more point.

Open the act in the Belgian Official Gazette

2024
16-10
Gazette deed Incorporation
Founding capital of €1,000, 100 shares · Founder: BRICHARD Christophe René Philippe Ghislain · Appointment: BRICHARD Christophe René Philippe Ghislain (director)7 points ▸
  • Founder, BRICHARD Christophe René Philippe Ghislain
  • Founding capital, €1,000, 100 shares
  • 100 shares
  • Registered office clause, Avenue Frans Van Kalken 9, boîte 8, 1070 Anderlecht
  • Board rule, 1
  • Director appointment, BRICHARD Christophe René Philippe Ghislain (director (not named in the articles))
  • Incorporation, 14-10-2024
  • The act holds 8 more points.

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

MULTI PACK was incorporated on 14 October 2024 as a private limited company by one natural person, with a starting capital of €1,000.12 The registered office was moved to Koekelberg in 2026.3 The board currently has 3 members.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 16-10-2024
  3. 3Belgian Official Gazette, 07-09-2026
  4. 4Belgian Official Gazette, 21-08-2026

Company details

Register details

Identity

KBO record
Name MULTI PACK in French
Enterprise number 1015.076.393
Legal form Private limited company
Status Active, normale toestand
Founded 14-10-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 16-10-2024 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région de Bruxelles-Capitale”
deed of 16-10-2024 (in French)

Registered office and establishments

Establishment unit MULTI PACK, Pantheonlaan 88, 1081 Koekelberg since 14-10-2024 · unit number 2.365.672.424 46180 Agents specialised in the wholesale of other particular products

Activities

NACEBEL 2025
61100 Wired, wireless and satellite telecommunications main activity
17210 Manufacture of paper and paper products
46180 Agents specialised in the wholesale of other particular products
46492 Wholesale trade
68110 Buying and selling of own real estate
68203 Renting and operating of own or leased non-residential real estate, excluding land
82920 Office administrative, office support and other business support activities
Codes under NACEBEL 2008
17210 Manufacture of paper and paper products
45112
45192
46492 Wholesale trade
68100 Real estate activities
68203 Real estate rental
82920 Office administrative, office support and other business support activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“La production d’emballages dans tous les domaines et de tous les articles de papeterie, ventes de matières premières, machines et outillage…”
6 activities
  1. La production d’emballages dans tous les domaines et de tous les articles de papeterie, ventes de matières premières, machines et outillage pour la dite industrie ;
  2. L’importation, l’exportation, l’achat, la vente, en gros ou au détail, la commercialisation de tout matériel d’imprimerie ainsi que tous les accessoires y relatif (papier, encre, etc) ;
  3. L’importation, l’exportation, l’achat, la vente, en gros ou au détail, la commercialisation ainsi que la location de tout véhicule automoteur, neuf et d’occasion ;
  4. L’importation, l’exportation, l’achat, la vente, en gros ou au détail, la commercialisation, l’entretien, la réparation, la location de tout produit, de toute marchandise, de tout matériel de quelque nature que ce soit ;
  5. La manutention et la location d’entrepôts ;
  6. Toutes opérations immobilières pour compte propre, à savoir l’achat, la vente, la location, la promotion, l’urbanisation et la gestion de tous immeubles, appartements, terrains, maisons, etc ; la présente liste étant énonciative et non limitative.
deed of 16-10-2024 (in French)

Invoicing and payment

VAT number BE 1015.076.393
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1015076393
Registered 18-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map
84 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
946 m²
Building footprint
483 m²
Building volume
9,757 m³
Cadastral parcel Region Area Buildings Height / floors
21011A0040/00A013 Brussels 946 m² 1 · 482 m² 23.5 m · 7