MULTI DESTOCK
ActiveSummary
MULTI DESTOCK has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,952 and a net result of -€1,468. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 95% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability20▼-8
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 20.95; short-term debt: 4.8% and cash: 4.5% of total assets), and 4.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.2%
Return on assets
-7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
3 d early
2023
23 d early
2022
17 d early
2021
1 d late
2020
10 d early
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€0
Total assets
€20,952▼ 2.2%
2024 · €21,420
Net result
-€1,468▼ 86.6%
2024 · -€787
Working capital
€19,952
2021 · -€72,668
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€0
Operating result-€30,895▲ 1.2%€69,351-€10,830-€636▲ 94.1%-€1,288▼ 102%
Net result-€31,037▲ 7.6%€66,977-€10,981-€787▲ 92.8%-€1,468▼ 86.6%
Equity-€33,790▼ 1,128%€33,188€22,207▼ 33.1%€21,420▼ 3.5%€19,952▼ 6.9%
Total assets€39,405▼ 43.7%€33,188▼ 15.8%€22,207▼ 33.1%€21,420▼ 3.5%€20,952▼ 2.2%
Debt€73,195▲ 0.7%€1,000
Working capital-€72,668▼ 1.6%€19,952
Staff (FTE)
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,288 in 2025 against €636 in 2024; the loss grows.
Balance-sheet composition
Equity and liabilities €20,952
Equity
€19,952
Debt
€1,000
Debt finances 4.8% of the balance-sheet total.
Key figures and ratios
Current ratio
20.95
Debt to equity
0.05
ROE
-7.4%▼
2024 · -3.7%
ROA
-7.0%▼
2024 · -3.7%
Debt ≤ 1 year
€1,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,916 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,916 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €0 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €1,395 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29,927 | €29,883 | €8,995 | - | - | - |
| Other operating charges640/8 | €193 | €193 | €440 | €193 | €447 | ▲ 132% |
| Gross operating margin9900 | -€775 | €99,427 | -€1,395 | -€443 | -€841 | ▼ 89.7% |
| Operating profit (loss)9901 | -€30,895 | €69,351 | -€10,830 | -€636 | -€1,288 | ▼ 102% |
| Financial charges65/66B | €143 | €2,373 | €151 | €151 | €181 | ▲ 19.9% |
| Recurring financial charges65 | €143 | €2,373 | €151 | €151 | €181 | ▲ 19.9% |
| Profit (loss) for the period before taxes9903 | -€31,037 | €66,977 | -€10,981 | -€787 | -€1,468 | ▼ 86.6% |
| Profit (loss) for the period9904 | -€31,037 | €66,977 | -€10,981 | -€787 | -€1,468 | ▼ 86.6% |
| Profit (loss) for the period to be appropriated9905 | -€31,037 | €66,977 | -€10,981 | -€787 | -€1,468 | ▼ 86.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €39,405 | €33,188 | €22,207 | €21,420 | €20,952 | ▼ 2.2% |
| Formation expenses20 | €38,879 | €8,995 | €0 | - | - | - |
| Fixed assets21/28 | - | - | €0 | - | - | - |
| Intangible fixed assets21 | - | - | €0 | - | - | - |
| Current assets29/58 | €526 | €24,192 | €22,207 | €21,420 | €20,952 | ▼ 2.2% |
| Amounts receivable within one year40/41 | €90 | €22,090 | €21,254 | €20,254 | €20,000 | ▼ 1.3% |
| Other amounts receivable41 | €90 | €22,090 | €21,254 | €20,254 | €20,000 | ▼ 1.3% |
| Cash at bank and in hand54/58 | €436 | €2,102 | €953 | €1,166 | €952 | ▼ 18.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €39,405 | €33,188 | €22,207 | €21,420 | €20,952 | ▼ 2.2% |
| Equity10/15 | -€33,790 | €33,188 | €22,207 | €21,420 | €19,952 | ▼ 6.9% |
| Contributions10/11 | €30,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Capital10 | €30,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Issued capital100 | €30,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Reserves13 | €4,962 | €4,962 | €4,962 | €4,962 | €4,962 | = |
| Non-distributable reserves130/1 | €846 | €846 | €846 | €846 | €846 | = |
| Legal reserve130 | €846 | €846 | €846 | €846 | €846 | = |
| Distributable reserves133 | €4,116 | €4,116 | €4,116 | €4,116 | €4,116 | = |
| Profit (loss) carried forward14 | -€68,751 | -€1,774 | -€12,755 | -€13,542 | -€15,010 | ▼ 10.8% |
| Amounts payable17/49 | €73,195 | - | - | - | €1,000 | - |
| Amounts payable within one year42/48 | €73,195 | - | - | - | €1,000 | - |
| Other amounts payable47/48 | €73,195 | - | - | - | €1,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€31,037 | €66,977 | -€10,981 | -€787 | -€1,468 | ▼ 86.6% |
| + Depreciation and write-downs630 | €29,927 | €29,883 | €8,995 | - | - | - |
| Operating cash flow (approximation) | -€1,110 | €96,860 | -€1,986 | -€787 | -€1,468 | ▼ 86.6% |
| Change in cash | - | €1,666 | -€1,149 | €213 | -€214 | ▼ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €66,977
Net result €66,977 after 2 loss-making years.
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€33,576
Net result drops to -€33,576, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2010
Ground area
395 m²
Building footprint
121 m²
Volume, LiDAR
949 m³
Parcel 55032A0203/00S005, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ACY & CO
since 20102.185.664.970
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55032A0203/00S005indicative | Wallonia | 395 m² | 1 · 121 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,513 companies in sector 47540 we hold annual accounts for 805. 394 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-02-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47540Retail sale of electrical household appliances
E-invoicing
Reachable via Peppol
Peppol ID
0208:0822883761
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.