Multi Check
ActiveSummary
Multi Check has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117,921 and a net result of €73,900. Its solvency ranks better than 58% of 11,772 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 12-08-2024 Normal situation
- Registered office
- 13 active companies are registered at this address Source: KBO register, as of 3 November 2026.
- Activity
- Other technical testing and analysis NACE 71209and 1 other
- Establishment unit
- 2.362.475.085 2018 Antwerpen, since 12-08-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 18-08-2024
Board and ownership
- KUBITSEK BlimiDirector · since 12-08-2024
- OLLECH MordechaiDirector · since 12-08-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €142,661
- ▲ 105%
- Turnover
- ≈ €290,000
- estimated
- Profit
- €73,900
- ▲ 80.2%
- Equity
- €117,921
- ▲ 168%
- Total assets
- €190,130
- ▲ 167%
- Employees on 31-12-2025
- 2
- =
- 2025 accounts filed 7 days after the deadline
Score breakdownraises riskFounded in 2024lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Liquidity: current ratio 2.81, cash €59,461Equity €117,921 (62.0% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 60% of them on solvency, 62% on liquidity, 88% on profitability and 95% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 6 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 7 days after the deadline Filed on 7 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00386867.
Annual accounts 2025 filed on 07-08-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is 78% higher than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2024 | 31-12-2025 |
|---|---|---|
| Employees at the balance-sheet date | 2 | 2 |
| full-time | - | 1 |
| part-time | 2 | 1 |
| in full-time equivalents | 1.3 | 1.7 |
| Average over the year, in full-time equivalents | 1.3 | 1.4 |
| On a permanent contract | 2 | 2 |
| Joined | 2 | - |
| Left | 0 | - |
Source: social balance sheet in the 2024 to 2025 annual accounts
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €1,228 | €7,430 |
| Intangible fixed assets | €1,222 | - |
| Financial fixed assets | €150 | - |
| Depreciation and write-downs of the year | €178 | €1,300 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2025 · 1 entry · €519 awarded · €519 paid| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €17,759 | €49,716 | ▲ 180% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €178 | €1,300 | ▲ 631% |
| Other operating charges640/8 | €427 | €120 | ▼ 71.9% |
| Gross operating margin9900 | €69,698 | €142,661 | ▲ 105% |
| Operating profit (loss)9901 | €51,334 | €91,525 | ▲ 78.3% |
| Financial income75/76B | - | €1,450 | - |
| Recurring financial income75 | - | €1,450 | - |
| Financial charges65/66B | €15 | €340 | ▲ 23× |
| Recurring financial charges65 | €15 | €340 | ▲ 23× |
| Profit (loss) for the period before taxes9903 | €51,319 | €92,635 | ▲ 80.5% |
| Income taxes67/77 | €10,298 | €18,735 | ▲ 81.9% |
| Profit (loss) for the period9904 | €41,021 | €73,900 | ▲ 80.2% |
| Profit (loss) for the period to be appropriated9905 | €41,021 | €73,900 | ▲ 80.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €71,292 | €190,130 | ▲ 167% |
| Fixed assets21/28 | €2,422 | €8,553 | ▲ 253% |
| Intangible fixed assets21 | €1,181 | €1,059 | ▼ 10.3% |
| Tangible fixed assets22/27 | €1,091 | €7,344 | ▲ 573% |
| Plant, machinery and equipment23 | - | €3,286 | - |
| Furniture and vehicles24 | €1,091 | €4,059 | ▲ 272% |
| Financial fixed assets28 | €150 | €150 | = |
| Current assets29/58 | €68,870 | €181,577 | ▲ 164% |
| Amounts receivable within one year40/41 | €27,486 | €122,115 | ▲ 344% |
| Trade receivables40 | €27,486 | €38,392 | ▲ 39.7% |
| Other amounts receivable41 | - | €83,723 | - |
| Cash at bank and in hand54/58 | €41,198 | €59,461 | ▲ 44.3% |
| Deferred charges and accrued income490/1 | €185 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €71,292 | €190,130 | ▲ 167% |
| Equity10/15 | €44,021 | €117,921 | ▲ 168% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €41,021 | €114,921 | ▲ 180% |
| Amounts payable17/49 | €27,271 | €72,209 | ▲ 165% |
| Amounts payable after more than one year17 | - | €7,173 | - |
| Financial debts170/4 | - | €7,173 | - |
| Amounts payable within one year42/48 | €27,271 | €64,686 | ▲ 137% |
| Current portion of amounts payable after more than one year42 | - | €3,881 | - |
| Trade debts44 | €5,107 | €1,442 | ▼ 71.8% |
| Suppliers440/4 | €5,107 | €1,442 | ▼ 71.8% |
| Taxes, remuneration and social security45 | €22,164 | €59,364 | ▲ 168% |
| Taxes450/3 | €20,057 | €43,408 | ▲ 116% |
| Remuneration and social security454/9 | €2,107 | €15,956 | ▲ 657% |
| Accrued charges and deferred income492/3 | - | €350 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €41,021 | €73,900 | ▲ 80.2% |
| + Depreciation and write-downs630 | €178 | €1,300 | ▲ 631% |
| Operating cash flow (approximation) | €41,199 | €75,199 | ▲ 82.5% |
| Investment in fixed assets (approximation) | - | -€7,430 | - |
| Change in cash | - | €18,263 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as Multi Check has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Multi Check itself is lower: 0.1% within 12 months. It rests on far more data about Multi Check than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Multi Check. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- OLLECH Mordechai sole founder · 100% at incorporation
Capital transactions
- 14-08-2024 Incorporation · €3,000
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| KUBITSEK Blimi |
|
| OLLECH Mordechai |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Natuurlijke of rechtspersonen,al dan niet aandeelhouders, 1”
Articles of association, deed of 14-08-2024 (in Dutch)
Network & group
Multi Check shares no director with another company.
Companies at the same address
12 other companies- Dokter Ianina Griniouk Registered office · since 2025 1021037143
- Stern, Perla (sole trader) Establishment · since 2024 0694694204
- Corversstraat 1315 Registered office · since 2022 0794675765
- HOPTONE Establishment · since 2019 0739561454
- 26 & US Establishment · since 2019 0724884859
- SWD INVESTMENT Registered office · since 2019 0724729857
- Wosner, Yakov (sole trader) Establishment · since 2018 0694577903
- Antwerp Girls Seminary Registered office · since 2017 0680596441
- Schreiber, Benjamin (sole trader) Establishment · since 2017 0676807996
- Toda Raba Establishment · since 2016 0663626092
Connections & network
2 current directorsThe network starts from the directors of Multi Check. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
14-08
Gazette deed
IncorporationStarting capital €3,000 · Appointments: OLLECH Mordechai (director) and KUBITSEK Blimi (director) · Founder5 points ▸
- Incorporation, 12-08-2024
- Founder, OLLECH Mordechai
- Founding capital, €3,000
- Director appointment, OLLECH Mordechai (director (not named in the articles))
- Director appointment, KUBITSEK Blimi (director (not named in the articles))
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11806F1241/00C002 | Flanders | 294 m² | 1 · 270 m² | 29.6 m · 8 |