& Mulder
ActiveSummary
& Mulder has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €285k and a net result of €37k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 81% of 15865 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2022
Profitability63▲+5
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 4.52 against 6.81 in 2022; short-term debt: 21.8% of total assets), and 21.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2022
240 d late
2021
605 d late
2020
31 d late
2019
90 d late
2018
453 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€285k▼ 0.7%
2022 · €287k
Total assets
€365k▲ 8.6%
2022 · €336k
Net result
€37k▲ 34.5%
2022 · €27k
Working capital
€281k▼ 0.8%
2022 · €283k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222024
Operating result€51k▲ 47.6%€45k▼ 11.1%€47k▲ 4.5%€34k▼ 28.3%€53k-
Net result€40k▲ 23.4%€33k▼ 17.9%€37k▲ 14.5%€27k▼ 26.9%€37k-
Equity€213k▲ 22.4%€240k▲ 13.1%€267k▲ 11.0%€287k▲ 7.7%€285k-
Total assets€291k▼ 0.7%€324k▲ 11.3%€324k▲ 0.1%€336k▲ 3.6%€365k-
Debt€79k▼ 34.2%€84k▲ 6.4%€57k▼ 31.4%€49k▼ 15.1%€80k-
Working capital€218k▲ 14.7%€246k▲ 12.7%€263k▲ 6.9%€283k▲ 7.5%€281k-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €53k in 2024, compared with €34k in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €365k
Fixed assets
€5k =
Current assets
€360k ▲ 8.7%
Equity and liabilities €365k
Equity
€285k ▼ 0.7%
Debt
€80k ▲ 63.7%
Debt's share of the balance-sheet total rises from 14.5% to 21.8%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
4.52▼
2022 · 6.81
Quick ratio
4.50▼
2022 · 6.81
Debt to equity
0.28▲
2022 · 0.17
ROE
12.9%▲
2022 · 9.5%
ROA
10.1%▲
2022 · 8.1%
Debt ≤ 1 year
€80k▲
2022 · €49k
Income taxes
€17k▲
2022 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €3k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | - | - | - | - | - |
| Other operating charges640/8 | - | - | €2k | €529 | €2k | - |
| Gross operating margin9900 | €99k | €76k | €51k | €34k | €56k | - |
| Operating profit (loss)9901 | €51k | €45k | €47k | €34k | €53k | - |
| Financial income75/76B | - | - | €9k | €7k | €7k | - |
| Recurring financial income75 | €10k | €5k | €9k | €7k | €7k | - |
| Financial charges65/66B | - | - | €7k | €3k | €7k | - |
| Recurring financial charges65 | €8k | €7k | €7k | €3k | €7k | - |
| Profit (loss) for the period before taxes9903 | €53k | €43k | €50k | €38k | €54k | - |
| Income taxes67/77 | €13k | €10k | €12k | €11k | €17k | - |
| Profit (loss) for the period9904 | €40k | €33k | €37k | €27k | €37k | - |
| Profit (loss) for the period to be appropriated9905 | €30k | €33k | €37k | €27k | €37k | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €291k | €324k | €324k | €336k | €365k | - |
| Fixed assets21/28 | €5k | €5k | €5k | €5k | €5k | - |
| Financial fixed assets28 | €5k | €5k | €5k | €5k | €5k | - |
| Current assets29/58 | €287k | €319k | €320k | €331k | €360k | - |
| Amounts receivable after more than one year29 | - | - | €200k | €200k | €200k | - |
| Other amounts receivable291 | - | - | €200k | €200k | €200k | - |
| Stocks and contracts in progress3 | - | - | - | - | €2k | - |
| Contracts in progress37 | - | - | - | - | €2k | - |
| Amounts receivable within one year40/41 | €67k | €112k | €112k | €124k | €151k | - |
| Trade receivables40 | - | - | €34k | €46k | €21k | - |
| Other amounts receivable41 | - | - | €78k | €78k | €130k | - |
| Deferred charges and accrued income490/1 | - | - | €8k | €8k | €8k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €291k | €324k | €324k | €336k | €365k | - |
| Equity10/15 | €213k | €240k | €267k | €287k | €285k | - |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | - |
| Capital10 | - | - | €6k | €6k | €6k | - |
| Issued capital100 | - | - | €19k | €19k | €19k | - |
| Uncalled capital101 | - | - | €12k | €12k | €12k | - |
| Reserves13 | €171k | €198k | €225k | €245k | €243k | - |
| Non-distributable reserves130/1 | - | - | €2k | €2k | €2k | - |
| Legal reserve130 | - | - | €2k | €2k | €2k | - |
| Tax-exempt reserves132 | - | - | €10k | €10k | - | - |
| Distributable reserves133 | - | - | €213k | €234k | €241k | - |
| Profit (loss) carried forward14 | €36k | €36k | €36k | €36k | €36k | - |
| Amounts payable17/49 | €79k | €84k | €57k | €49k | €80k | - |
| Amounts payable after more than one year17 | €10k | €10k | €834 | - | - | - |
| Financial debts170/4 | - | - | €834 | - | - | - |
| Amounts payable within one year42/48 | €68k | €73k | €56k | €49k | €80k | - |
| Current portion of amounts payable after more than one year42 | - | - | €7k | - | - | - |
| Financial debts43 | - | - | €19k | €16k | €16k | - |
| Credit institutions430/8 | - | - | €13k | €16k | €16k | - |
| Other loans439 | - | - | €6k | - | - | - |
| Trade debts44 | €15k | €14k | €30k | €7k | €7k | - |
| Suppliers440/4 | - | - | €30k | €7k | €7k | - |
| Taxes, remuneration and social security45 | - | - | - | €19k | €40k | - |
| Taxes450/3 | - | - | - | €19k | €40k | - |
| Other amounts payable47/48 | - | - | €560 | €7k | €16k | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40k | €33k | €37k | €27k | €37k | - |
| + Depreciation and write-downs630 | €6k | - | - | - | - | - |
| Operating cash flow (approximation) | €46k | €33k | €37k | €27k | €37k | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 240 days late
27-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 605 days late
2022
31-12
Financial
Weakest financial yearnet €27k ▼26.9%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 453 days late
26-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 818 days late
2019
31-12
Financial
Highest result since 2018net €40k ▲23.4%
Net result €40k, the highest in the series.
31-12
Financial
Equity above €200kEq €213k ▲22.4%
2 profitable years in a row build equity to €213k.
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
06-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 190 days late
2015
10-11
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 102 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 2 establishment units since 2005
Ground area
760 m²
Building footprint
152 m²
Volume, LiDAR
1,083 m³
2 parcels, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
Green & Clean
since 20052.262.484.121
& Mulder BVBA
since 20232.353.445.474
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24114D0135/00D000 | Flanders | 708 m² | 1 · 115 m² | 9.7 m · 3 fl. |
| 24009A0467/00M000 | Flanders | 52 m² | 1 · 37 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PIERRES ET ARTISANAT
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Of 1,744 companies in sector 46720 we hold annual accounts for 1,083. 763 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded28-10-2005
Fiscal year end31-12
Activities, NACEBEL 2025
46720Wholesale of motor vehicle parts and accessories
46190Agents in non-specialised wholesale trade
46423Wholesale of clothing, excluding workwear and underwear
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.