MU2-Informatic
ActiveMU2-Informatic has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €18k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 1395 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-4
Solvency81▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 2.43 in 2024; short-term debt: 44.4% and cash: 92.5% of total assets), and 44.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.6%
Return on assets
8.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
83 d early
2023
68 d early
2022
61 d early
2021
68 d early
2019
335 d late
2018
69 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€18k▲ 6.7%
2024 · €17k
2018: €55k
2019: €33k
2021: €9k
2022: €15k
2023: €18k
2024: €17k
2018 → 2025
Working capital
€112k▲ 19.1%
2024 · €94k
2018: €51k
2019: €14k
2021: €44k
2022: €59k
2023: €77k
2024: €94k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€59k▲ 33.1%€77k▲ 31.2%€94k▲ 21.7%€112k▲ 19.1%
Operating result€13k-€23k▲ 72.0%€28k▲ 21.9%€26k▼ 7.8%€26k▲ 3.1%
Net result€9k-€15k▲ 69.2%€18k▲ 25.6%€17k▼ 8.6%€18k▲ 6.7%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €202k
Equity
€112k▲ 19.1%
Debt
€90k▲ 35.8%
The debt ratio rises from 41.1% to 44.4%. Equity and debt are higher.
Key figures and ratios
Solvency
55.6%▼
2024 · 58.9%
Current ratio
2.25▼
2024 · 2.43
Quick ratio
2.25▼
2024 · 2.43
Debt / equity
0.80▲
2024 · 0.70
ROE
16.0%▼
2024 · 17.9%
ROA
8.9%▼
2024 · 10.5%
Debt
€90k▲
2024 · €66k
Debt ≤ 1 year
€90k▲
2024 · €66k
Income taxes
€9k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€202k▲
Current assets29/58€160k€202k▲
Amounts receivable within one year40/41€9k€15k▲
Trade receivables40€8k€15k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€151k€187k▲
Equity and liabilities
Total equity and liabilities10/49€160k€202k▲
Equity10/15€94k€112k▲
Contributions10/11€12k€12k=
Reserves13€82k€100k▲
Distributable reserves133€82k€100k▲
Amounts payable17/49€66k€90k▲
Amounts payable within one year42/48€66k€90k▲
Trade debts44-€183
Suppliers440/4-€183
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€62k€87k▲
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€26k€27k▲
Operating profit (loss)9901€26k€26k▲
Financial income75/76B€181€936▲
Recurring financial income75€181€936▲
Financial charges65/66B€80€83▲
Recurring financial charges65€80€83▲
Profit (loss) for the period before taxes9903€26k€27k▲
Income taxes67/77€9k€9k▲
Profit (loss) for the period9904€17k€18k▲
Profit (loss) for the period to be appropriated9905€17k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€18k▲
Transfer to equity691/2€17k€18k▲
To other reserves6921€17k€18k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €100kEq €112k ▲19.1%
7 profitable years in a row build equity to €112k.
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity doublescurrent ratio 3.11
Current ratio from 1.38 to 3.11; short-term debt falls from €154k to €37k.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €9k ▼74%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 335 days late
2019
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
07-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
27-01
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Gouy(TR) 26183 CourcellesGround area
160 m²
Building footprint
280 m²
Volume, LiDAR
2,512 m³
Parcel 52066A0182/00M003, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MU2-Informatic
since 20132.223.253.757
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52066A0182/00M003 | Wallonia | 160 m² | 1 · 280 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 6,957 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2013
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.