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MTO MANAGEMENT

Active
Private limited companyfounded 20215 years activeRue Richard Carlier(HSH) 55, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 0765.584.376
Summary

MTO MANAGEMENT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202,104 and a net result of €119,195. Equity is growing by ~74.7% per year across the filed fiscal years. Its solvency ranks better than 51% of 9,468 sector peers (NACE 82, fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Other business support services
NACE 82990
#8 company by equity in Ham-sur-Heure-Nalinnes, Administrative and support services sector1 site
Size
€381,921total assets 2025
Equity
€202,104
Profit
€119,195
Turnover not published (abridged schema)
Financial health
90 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.2%
Structure
Holdings
2
Accounts filed 17 days late0 of 1 deed read
Why 90- Liquidity: current ratio 0.71, cash €15,190- Founded in 2021+ Sector Office administrative, office support and other business support activities (NACE 82)+ Size: total assets €381,921Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 82, micro)
Financial strength · tick = 2024
Strong
Solvency 78+18
equity 52.9% of total assets
Liquidity 43+3
short-term debt 29.2% · cash 4.0%
Profitability 100+20
return on assets 31.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,601 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.5%▼ -0.1 percentage points vs 11-2024 01-2025: 0.4%▼ -0.1 percentage points vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.5%▲ +0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.8%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.3%▼ -0.5 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026 09-2026: 0.2%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026
Credit up to €18,000 at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.14 in 2024; short-term debt: 29.2% and cash: 4% of total assets), and 47.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 54% on solvency, 27% on liquidity, 87% on profitability and 86% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Size: total assets €381,921
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.71, cash €15,190
NBB · annual accounts
raises risk · Founded in 2021
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
17 days late
2024
30 days late
2023
23 days late
2022
24 days late
2021
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2021net €119,195 ▲323%
  3. Equity above €200,000Eq €202,104 ▲79%

Key points

  • Positive: Result rose in 2025from €28,154 to €119,195 ▲ 323% View
  • Positive: Among the best 8% on net resultsector median €16,504 · 9,462 companies €119,195 View
  • Positive: 5 profitable years in a rowprofit 2025: €119,195 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€381,921
Profit
€119,195
Solvency
52.9%
Total assets▲ 17.1%
Net result
20212025
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-07-2027
  1. 30-08-2025Annual accounts filed
  2. 23-08-2024Annual accounts filed
  3. 31-12-2023Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
24-03-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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