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MTMB

Active
Private limited companyfounded 20241 yr activeWaterloose Steenweg 200, 1640 Sint-Genesius-Rode, BelgiumKBO/BCE: BE 1014.369.382

The computed 12-month bankruptcy probability of MTMB is 1.9% (moderate). The 2025 annual accounts show equity of €14k and a net result of €9k. Its solvency ranks better than 64% of 4575 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
75 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency78
Growth-
Track record67
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.75; short-term debt: 46.7% and cash: 44.4% of total assets), and 46.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
53.3%
Return on assets
34.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€67k
EBIT margin
19.7%
Net result
€9k
Working capital
€9k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €27k
Fixed assets €5k
Current assets €22k
Equity and liabilities €27k
Equity €14k
Debt €12k
Debt finances 46.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€14k
Cash flow
€10k
Solvency
53.3%
Current ratio
1.75
Quick ratio
1.75
Debt / equity
0.88
ROE
64.7%
ROA
34.5%
Interest coverage
78.32
Debt
€12k
Debt ≤ 1 year
€12k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€27k
Fixed assets21/28€5k
Tangible fixed assets22/27€5k
Furniture and vehicles24€5k
Current assets29/58€22k
Amounts receivable within one year40/41€10k
Trade receivables40€9k
Other amounts receivable41€1k
Cash at bank and in hand54/58€12k
Equity and liabilities
Total equity and liabilities10/49€27k
Equity10/15€14k
Contributions10/11€5k
Profit (loss) carried forward14€9k
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€10k
Taxes450/3€8k
Remuneration and social security454/9€2k
Income statement Code2025
Turnover70€67k
Goods, raw materials, services and sundry goods60/61€53k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€855
Non-recurring operating charges66A€167
Gross operating margin9900€14k
Operating profit (loss)9901€13k
Financial charges65/66B€180
Recurring financial charges65€180
Profit (loss) for the period before taxes9903€13k
Income taxes67/77€4k
Profit (loss) for the period9904€9k
Profit (loss) for the period to be appropriated9905€9k
Appropriation of the result
Profit (loss) to be appropriated9906€9k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Waterloose Steenweg 2001640 Sint-Genesius-Rode
Ground area
7,601 m²
Building footprint
1,523 m²
Volume, LiDAR
17,292 m³
2 parcels, Flanders, Wallonia · tallest building 23.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MTMB
Rue François 42, 4100 SeraingRetail trade
since 20242.365.558.695
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
22552E0048/00Z025 Flanders 7,308 m² 1 · 1,453 m² 23.0 m · 4 fl.
62352E0110/00M062 Wallonia 293 m² 1 · 69 m² 12.1 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,606 companies in sector 49410 we hold annual accounts for 8,203. 4,431 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-09-2024
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
52250Logistics services
52290Warehousing and support activities for transportation
53200Other postal and courier activities
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.