MTM PRO
ActiveMTM PRO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-61k) and a net result of €25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 10230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
21
/ 100
Critical▲ +1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency42▲+1
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.9 against 0.85 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-16.7%
Return on assets
6.8%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 10230 sector peers (2025).
NBB · sector comparisonPosition among 10230 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
57 d late
2022
31 d late
2021
4 d late
2020
19 d late
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-61k▲ 28.9%
2024 · €-86k
2018: €17k
2019: €20k
2020: €36k
2021: €22k
2022: €3k
2023: €-54k
2024: €-86k
2018 → 2025
Total assets
€366k▼ 2.8%
2024 · €376k
2018: €104k
2019: €135k
2020: €173k
2021: €373k
2022: €422k
2023: €381k
2024: €376k
2018 → 2025
Net result
€25k
2024 · €-32k
2018: €5k
2019: €3k
2020: €16k
2021: €-13k
2022: €-19k
2023: €-58k
2024: €-32k
2018 → 2025
Working capital
€-42k▲ 38.6%
2024 · €-68k
2018: €20k
2019: €26k
2020: €46k
2021: €37k
2022: €18k
2023: €-38k
2024: €-68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€3k▼ 84.8%€-54k€-86k▼ 58.3%€-61k▲ 28.9%
Operating result€-8k-€-14k▼ 69.2%€-53k▼ 287%€-31k▲ 42.8%€25k
Net result€-13k-€-19k▼ 41.7%€-58k▼ 202%€-32k▲ 45.2%€25k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €25k after a loss of €31k in 2024, the highest year so far.
Key figures and ratios
EBITDA
€27k▲
2024 · €-29k
Cash flow
€26k▲
2024 · €-30k
Solvency
-16.7%▲
2024 · -22.8%
Current ratio
0.90▲
2024 · 0.85
Quick ratio
0.90▲
2024 · 0.85
Debt / equity
-7.00▼
2024 · -5.39
ROE
-40.6%▼
2024 · 36.8%
ROA
6.8%▲
2024 · -8.4%
Interest coverage
43.26▲
2024 · -78.62
Debt
€427k▼
2024 · €462k
Debt ≤ 1 year
€408k▼
2024 · €443k
Debt > 1 year
€19k=
2024 · €19k
Staff costs
€95k▼
2024 · €143k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€376k€366k▼
Fixed assets21/28€1k-
Tangible fixed assets22/27€1k-
Other tangible fixed assets26€1k-
Current assets29/58€375k€366k▼
Amounts receivable within one year40/41€370k€361k▼
Trade receivables40€367k€361k▼
Other amounts receivable41€4k-
Cash at bank and in hand54/58€3k€3k▲
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€376k€366k▼
Equity10/15€-86k€-61k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-106k€-81k▲
Amounts payable17/49€462k€427k▼
Amounts payable after more than one year17€19k€19k=
Financial debts170/4€19k€19k=
Amounts payable within one year42/48€443k€408k▼
Trade debts44€378k€371k▼
Suppliers440/4€378k€371k▼
Taxes, remuneration and social security45€54k€35k▼
Taxes450/3€31k€21k▼
Remuneration and social security454/9€23k€14k▼
Other amounts payable47/48€11k€966▼
Income statement
Code20242025
Remuneration, social security and pensions62€143k€95k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€17k€13k▼
Gross operating margin9900€131k€135k▲
Operating profit (loss)9901€-31k€25k▲
Financial charges65/66B€368€621▲
Recurring financial charges65€368€621▲
Profit (loss) for the period before taxes9903€-31k€25k▲
Income taxes67/77€664-
Profit (loss) for the period9904€-32k€25k▲
Profit (loss) for the period to be appropriated9905€-32k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-106k€-81k▲
Profit (loss) brought forward from the previous period14P€-75k€-106k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €25k
Net result €25k after 4 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
31-12
Financial
Weakest financial yearnet €-58k
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Foch 9457012 MonsGround area
1,573 m²
Building footprint
787 m²
Volume, LiDAR
4,638 m³
2 parcels, Wallonia · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Avenue Foch 945, 7012 Mons
since 20112.197.968.431
MTM PRO
since 20172.263.054.441
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53043B1092/02P002 | Wallonia | 923 m² | 1 · 685 m² | 11.3 m · 2 fl. |
| 55015A0115/00B002 | Wallonia | 650 m² | 1 · 102 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Verico
BE 0811.297.112
Pelt · Eq €3k
SERWEB
BE 0876.997.487
Hemiksem · Eq €5k
DUVAN & CO
BE 0832.149.043
Juprelle · Eq €5k
Of 300 companies in sector 47525 we hold annual accounts for 206. 24 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-02-2011
Fiscal year end31-12
Activities, NACEBEL
47525Retail trade
47527Retail trade
46643Wholesale of electrical equipment, including installation materials
46842Wholesale trade
47529Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.