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MTC

Active
Private limited companyfounded 2024active for 1 yearPlace des Quatre Grands 1, 4101 Seraing, BelgiumKBO/BCE: BE 1017.737.262
Summary

The computed 12-month bankruptcy probability of MTC is 4.1% (elevated). The 2025 annual accounts show negative equity (-€22,644) and a net result of -€27,644. Its solvency ranks better than 19% of 16,785 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Cafés and bars
NACE 56301
1 site
Size
€104,453total assets 2025
Staff
2.8 FTE
Equity
-€22,644
Loss
-€27,644
Turnover not published (micro format)
Financial health
47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.1%
Structure
Accounts filed 61 days late
Why 47raises riskSector: Food and beverage service activities (NACE 56)Latest accounts 61 days late; 1 of the last 3 lateFounded in 2024lowers riskLiquidity: current ratio 0.67, cash €49,453Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 25% of its sector peers (NACE 56, micro)
Financial strength
Weak
Solvency 3
equity -21.7% of total assets
Liquidity 50
short-term debt 121.7% · cash 47.3%
Profitability 0
return on assets -26.5%
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,755 companies, NACE 56, micro)
Last 24 months 01-2026: 3.9%lowest value 02-2026: 3.9%● unchanged vs 01-2026lowest value 03-2026: 4.1%▲ +0.2 percentage points vs 02-2026 04-2026: 4.4%▲ +0.3 percentage points vs 03-2026 05-2026: 4.5%▲ +0.1 percentage points vs 04-2026 06-2026: 4.8%▲ +0.3 percentage points vs 05-2026 07-2026: 4.8%● unchanged vs 06-2026 08-2026: 5.3%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 5.1%▼ -0.2 percentage points vs 08-2026 10-2026: 4.1%▼ -1.0 percentage point vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.67, below 1; short-term debt: 121.7% and cash: 47.3% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 19% on solvency, 49% on liquidity and 8% on profitability.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Liquidity: current ratio 0.67, cash €49,453
NBB · annual accounts
raises risk · Latest accounts 61 days late; 1 of the last 3 late
NBB · filings
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
61 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: Chantal Jeanique Nathalie ROOSEN…

Financials · financial year 2025, micro format

2025 annual accounts filed late (61 days) Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00550208.

Equity
-€22,644
Total assets
€104,453
Net result
-€27,644
Working capital
-€42,007

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €104,453
Fixed assets €19,379
Current assets €85,074
Equity and liabilities
Equity-€22,644
Debt€127,097
Equity is negative: debt (€127,097) exceeds the balance-sheet total (€104,453).
Key figures and ratios
2025 value
EBITDA
-€25,150
Cash flow
-€26,355
Solvency
-21.7%
Current ratio
0.67
Quick ratio
0.58
ROA
-26.5%
Interest coverage
-21.29
Debt
€127,097
Debt ≤ 1 year
€127,081
Income taxes
€82
Staff costs
€121,334
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 1,322 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90.2% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
5.5% stopped otherwise
90.2% still going

For this company itself Checked computes a bankruptcy probability of 4.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€104,453
Fixed assets21/28€19,379
Tangible fixed assets22/27€19,379
Plant, machinery and equipment23€19,379
Current assets29/58€85,074
Stocks and contracts in progress3€11,318
Stocks30/36€11,318
Amounts receivable within one year40/41€24,303
Trade receivables40€21,912
Other amounts receivable41€2,392
Cash at bank and in hand54/58€49,453
Equity and liabilities
Total equity and liabilities10/49€104,453
Equity10/15-€22,644
Contributions10/11€5,000
Profit (loss) carried forward14-€27,644
Amounts payable17/49€127,097
Amounts payable within one year42/48€127,081
Trade debts44€47,522
Suppliers440/4€47,522
Taxes, remuneration and social security45€60,859
Taxes450/3€21,151
Remuneration and social security454/9€39,708
Other amounts payable47/48€18,700
Accrued charges and deferred income492/3€16
Income statement Code2025
Remuneration, social security and pensions62€121,334
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,289
Other operating charges640/8€3,101
Gross operating margin9900€99,285
Operating profit (loss)9901-€26,439
Financial income75/76B€57
Recurring financial income75€57
Financial charges65/66B€1,181
Recurring financial charges65€1,181
Profit (loss) for the period before taxes9903-€27,563
Income taxes67/77€82
Profit (loss) for the period9904-€27,644
Profit (loss) for the period to be appropriated9905-€27,644
Appropriation of the result
Profit (loss) to be appropriated9906-€27,644

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€121,334
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,289
Other operating charges640/8€3,101
Gross operating margin9900€99,285
Operating profit (loss)9901-€26,439
Financial income75/76B€57
Recurring financial income75€57
Financial charges65/66B€1,181
Recurring financial charges65€1,181
Profit (loss) for the period before taxes9903-€27,563
Income taxes67/77€82
Profit (loss) for the period9904-€27,644
Profit (loss) for the period to be appropriated9905-€27,644
Line2025
Assets
Total assets20/58€104,453
Fixed assets21/28€19,379
Tangible fixed assets22/27€19,379
Plant, machinery and equipment23€19,379
Current assets29/58€85,074
Stocks and contracts in progress3€11,318
Stocks30/36€11,318
Amounts receivable within one year40/41€24,303
Trade receivables40€21,912
Other amounts receivable41€2,392
Cash at bank and in hand54/58€49,453
Equity and liabilities
Total equity and liabilities10/49€104,453
Equity10/15-€22,644
Contributions10/11€5,000
Profit (loss) carried forward14-€27,644
Amounts payable17/49€127,097
Amounts payable within one year42/48€127,081
Trade debts44€47,522
Suppliers440/4€47,522
Taxes, remuneration and social security45€60,859
Taxes450/3€21,151
Remuneration and social security454/9€39,708
Other amounts payable47/48€18,700
Accrued charges and deferred income492/3€16
Line2025
Profit (loss) for the period9904-€27,644
+ Depreciation and write-downs630€1,289
Operating cash flow (approximation)-€26,355

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 30-09-2026 2026-00550208

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 13,718 active companies whose main activity is cafés and bars (NACE 56301), figures are known for 4,913. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
Chantal Jeanique Nathalie ROOSEN
Director (not named in the articles) · since 24-12-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Chantal Jeanique Nathalie ROOSEN
  • Director (not named in the articles), from 24-12-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 24-12-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 24-12-2024 Incorporation · €5,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 20 December 2024, MTC was incorporated as a private limited company by three natural persons, with a starting capital of €5,000.12 Chantal Jeanique Nathalie ROOSEN has served as director of the company since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 24-12-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
30-09
NBB filing Annual accounts filed
financial year 2025 · micro format · 61 days late
2024
24-12
Gazette deed Incorporation
Appointment: Chantal Jeanique Nathalie ROOSEN (director) · Founder · Founding capital10 facts ▸
  • Incorporation, 18-12-2024
  • Founder, Chantal Jeanique Nathalie ROOSEN
  • Founder, Mehdy Jean-Marie Raymond RAWAY
  • Founder, Tyron Jean Lucien RAWAY
  • Founding capital, €5,000
  • Capital
  • Registered office clause, “Seraing,Place des Quatre Grands,1, dépôt greffe expédition acte constitutif” (deed in French)
  • Board rule, 1, “assemblée” (deed in French)
  • Director appointment, Chantal Jeanique Nathalie ROOSEN (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, engagements obligations activités entreprises par l’un ou l’autre comparants au nom et pour compte société en formation” (deed in French)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded20-12-2024
Financial year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017737262
Also 9925:BE1017737262
Registered 21-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 23 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Seraingunit no. 2.375.335.307
1 permission
Authorisation · Eetgelegenheid · since 12-02-2026

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
72 m²
Building footprint
132 m²
Building volume
1,086 m³
Parcel 62058B0713/00G000, Wallonia · tallest building 9.9 m. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
MTC
Place des Quatre Grands 1, 4101 SeraingCafés and bars
since 2024unit no. 2.375.335.307
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
62058B0713/00G000 Wallonia 72 m² 1 · 132 m² 9.9 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
MTC
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, organe d'administration” (deed in French)

deed of 24-12-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Article 11bis. Représentation de la société La société est représentée, y compris dans les actes et en justice : • soit par un…”
Board ruleHow the board is made up, meets and takes decisions.
“Avec ou sans limitation de durée, un ou plusieurs administrateurs” (deed in French)

deed of 24-12-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Nominatives, registre des actions nominatives avec mentions requises par le Code des sociétés et des associations,consultable par titulaires…” (deed in French)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Frais de procédure et d'expertise pour moitié cédant et moitié acquéreurs au prorata si plusieurs,même règle pour héritier ou légataire…” (deed in French)

deed of 24-12-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Third Friday of June at 18:00

deed of 24-12-2024

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Formes prévues modifications statuts, assemblée générale” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Administrateurs en fonction désignés liquidateurs en vertu statuts si aucun autre désigné, quelque cause et moment” (deed in French)

deed of 24-12-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Appels de fonds, les actions doivent être libérées à leur émission” (deed in French)
Other provision: “Apport en numéraire avec émission de nouvelles actions-droit de préférence, courrier électronique,ou courrier ordinaire pour personnes sans…” (deed in French)
Other provision: “Pouvoirs organe d'administration, ceux loi et statuts réservent à assemblée générale” (deed in French)
Other provision: “Indépendamment frais représentation voyages déplacements, fixe ou proportionnelle” (deed in French)
Other provision: “Organe détermine seul ou conjointement, gestion journalière et représentation pour cette gestion” (deed in French)
Other provision: “Contrôle société, un ou plusieurs commissaires” (deed in French)
Other provision: “Intérêt société exige ou requête actionnaires représentant un dixième actions en circulation, courrier ordinaire même jour envois…” (deed in French)
Other provision: “Admission assemblée générale et vote, titulaire titres nominatifs inscrit qualité registre titres nominatifs relatif catégorie” (deed in French)
Other provision: “Séances procès-verbaux, liste présences rapports éventuels procurations votes correspondance” (deed in French)
Other provision: “Chaque action une voix réserve dispositions légales actions sans droit vote, délibérations vote procuration” (deed in French)
Other provision: “Veiller respect double test liquidité solvabilité, répartition réserves” (deed in French)
Liquidation distribution: “Conservés remis partagés même proportion, après apurement dettes charges frais liquidation ou consignation montants nécessaires” (deed in French)
Other provision: “Exécution statuts communications sommations assignations significations valablement faites, élection de domicile” (deed in French)
Other provision: “Compétence judiciaire, entre société actionnaires administrateurs commissaires liquidateurs relatifs affaires société exécution statuts” (deed in French)
Other provision: “Droit commun et effectivité dispositions finales, clauses contraires dispositions impératives censées non écrites” (deed in French)
2 more provisions in the deed, see the deed of 24-12-2024

deed of 24-12-2024