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MTB inv

Active
Private limited company·Chapewerken· 7 yrs active
Diamantstraat (HRT) 8 ·2200 Herentals, Belgium
Open bankruptcy
KBO/BCE: BE 0727.473.373
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age7 yrs
Staff (FTE)1

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for MTB inv according to publications in the Belgian State Gazette. The 2022 annual accounts show negative equity (€-3k) and a net result of €-53k.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

1 events
06-10-2025
Bankruptcy Opening
Date: 30-09-2025 · Ondernemingsrechtbank Antwerpen, afdeling Turnhout · MTB INV BV DIAMANT- STRAAT 8/390, 2200 HERENTALS · Publications in State Gazette ↗

Trust signals

1 signal
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-53k
Working capital€-51k
Directors2

Annual accounts & ratios

Source: NBB · 2022
Annual accounts filed on 01-09-2025 with the NBB · fiscal year 2024 · verkort
€-200k€0€200kOperating result 2019: €18k€18kNet result 2019: €12k€12kOperating result 2020: €-197k€-197kNet result 2020: €-189k€-189kOperating result 2021: €204k€204kNet result 2021: €200k€200kOperating result 2022: €-50k€-50kNet result 2022: €-53k€-53k2019202020212022
Operating resultNet result
EBITDA
€-9k
- far below sector median
Net profit
€-53k
- far below sector median
Cash flow
€-12k
- far below sector median
Total assets
€291k
-19.3% +34% vs sector
Equity
€-3k
- far below sector median
Working capital
€-51k
- far below sector median
Employees (FTE)
1
0.0% +25% vs sector
Staff costs
€70k
+51.1% +143% vs sector
Income taxes
€0
-100.0% -100% vs sector
Debt
€294k
-5.3% +163% vs sector
Debt ≤ 1y
€243k
+41.8% +170% vs sector
Debt > 1y
€50k
-61.3% +259% vs sector
Current ratio
0.79
-38.4% -57% vs sector
Quick ratio
0.79
-17.2% -57% vs sector
Solvency
-1.0%
- far below sector median
Debt / equity
-106.12
- far below sector median
ROE
1913.8%
+381.4% far above sector median
ROA
-18.2%
- far below sector median
Interest coverage
-2.71
- far below sector median
Figures by fiscal year
Fiscal year2022
Revenue-
EBITDA€-9k
Net profit€-53k
Cash flow€-12k
Staff costs€70k
Income taxes-
Dividends-
Total assets€291k
Equity€-3k
Debt€294k
of which ≤ 1y€243k
of which > 1y€50k
Working capital€-51k
Employees (FTE)1.0
Ratios (computed)
2022
Current ratio0.79
Quick ratio0.79
Working capital ratio-17.5%
Solvency-1.0%
Debt / equity-106.12
Long-term debt ratio-18.16
Interest coverage-2.71
Gross margin-
Net margin-
ROA-18.2%
ROE1913.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€291k
Fixed assets 21/28€99k
Intangible fixed assets 21€43k
Tangible fixed assets 22/27€56k
Current assets 29/58€192k
Stocks & contracts in progress 3€0
Amounts receivable within one year 40/41€182k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€291k
Equity 10/15€-3k
Contributions / capital 10/11€40k
Accumulated profits (losses) 14€-43k
Amounts payable 17/49€294k
Amounts payable after one year 17€50k
Amounts payable within one year 42/48€243k
Trade debts payable within one year 44€7k
Income statement
Gross operating margin 9900€61k
Operating result 9901€-50k
Financial income 75€229
Financial charges 65€3k
Result before taxes 9903€-53k
Net result for the period 9904€-53k
Result to be appropriated 9905€-53k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2022 · computed
0 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Directors

Directors & mandates

indexing
No directors on record yet

Directors and mandates usually appear here within 24 hours of publication in the Belgian State Gazette.

Insolvency mandates

2 mandates
Role Name Tenure Source
Curator BRAM VANGEEL
DIESTSEWEG 155, 2440 GEEL-
30-09-2025 → present Belgian State Gazette
Curator TOON BELMANS
DIESTSEWEG 155, 2440 GEEL
30-09-2025 → present Belgian State Gazette

Legal Structure

NACE primary Chapewerken(43422)
Legal form Private limited company(610)
Incorporation24-05-2019
StatusActive
Postal code2200
First BS signal 06-10-2025
Latest BS signal 06-10-2025

Structure & network

Company structure: linked entities

2 linked entities
MTB invBE 0727.473.373BRAM VANGEELReceiver ↔ 56Bouwwerken Vanheu…BROKERS REAL ESTA…Treeco Bouw en En…TOON BELMANSReceiver
Mandates
1 of these mandate-holders are active on other cases, click any red card to open that KBO.

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
Chapplis
Diamantstraat (HRT) 8, 2200 HerentalsBouwrijp maken van terreinen
since 20192.289.646.891
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.2 ha
Buildings1
Building footprint3,044 m²
Volume (LiDAR)52,510 m³
Tallest building24.1 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13027A0065/00F002 Flanders 1.2 ha 1 · 3,044 m² 24.1 m · 6 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
06-10-2025
Bankruptcy Opening
Date: 30-09-2025 · Ondernemingsrechtbank Antwerpen, afdeling Turnhout · MTB INV BV DIAMANT- STRAAT 8/390, 2200 HERENTALS · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-10-06 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgisch Staatsblad · acts

3 acts
Address history · 1
15-04-2025
Registered-office move
All acts · 3 updated 1 year ago
2025
18-07-2025 Articles of association amended, name change, translation of the articles and coordination of the articles Statutes amendment·JAN MICHIELS
Notary: JAN MICHIELS · Herselt
15-04-2025 Registered office moved from Westerlo to Herentals Registered-office change
  • NIJVERHEIDSSTRAAT 46 D, 2260 Westerlo → Diamantstraat 8 bus 390, 2200 Herentals
2024
18-07-2024 BV E.B.C. resigns as director Director changes
  • BV E.B.C., Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability100Solvency40Growth32Stability0
34 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 100
Solvency 40
Growth 32
Stability 0

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Chapewerken43422Chapewerken43996
Primary activity highlighted.
Names & trade names
Legal nameNL MTB inv
Registered office
Diamantstraat (HRT) 8 bus 390
2200 Herentals, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.