MTB CHAUFFAGE
ActiveThe computed 12-month bankruptcy probability of MTB CHAUFFAGE is 1.7% (moderate). The 2025 annual accounts show equity of €6k and a net result of €3k. Its solvency ranks better than 61% of 27386 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency90
Growth-
Stability67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.68), and 42.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€6k
Total assets
€10k
Net result
€3k
Working capital
€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €10k
Fixed assets
€3k
Current assets
€7k
Equity and liabilities €10k
Equity
€6k
Debt
€4k
Debt finances 42.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€3k
Cash flow
€3k
Solvency
57.2%
Current ratio
1.68
Quick ratio
1.68
Debt / equity
0.75
ROE
45.8%
ROA
26.2%
Interest coverage
938.86
Debt
€4k
Debt ≤ 1 year
€4k
Income taxes
€794
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€10k
Fixed assets21/28€3k
Tangible fixed assets22/27€3k
Plant, machinery and equipment23€3k
Current assets29/58€7k
Amounts receivable within one year40/41€5k
Trade receivables40€3k
Other amounts receivable41€2k
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€10k
Equity10/15€6k
Contributions10/11€3k
Profit (loss) carried forward14€3k
Amounts payable17/49€4k
Amounts payable within one year42/48€4k
Trade debts44€636
Suppliers440/4€636
Taxes, remuneration and social security45€794
Taxes450/3€794
Other amounts payable47/48€3k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€138
Other operating charges640/8€453
Gross operating margin9900€4k
Operating profit (loss)9901€3k
Financial charges65/66B€4
Recurring financial charges65€4
Profit (loss) for the period before taxes9903€3k
Income taxes67/77€794
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Ruisbroek 2571620 DrogenbosGround area
8,852 m²
Building footprint
5,188 m²
Volume, LiDAR
34,514 m³
2 parcels, Flanders, Wallonia · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MTB CHAUFFAGE
since 20252.373.635.728
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0038/00K000 | Flanders | 7,925 m² | 1 · 4,905 m² | 12.9 m · 2 fl. |
| 25111A0690/00F009 | Wallonia | 927 m² | 1 · 283 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HVAC Itterbeek
BE 0760.325.293
Dilbeek · Eq €6k
HOTUA DYLAN
BE 0803.514.346
Libramont-Chevigny · Eq €6k
DS-tec
BE 0450.479.678
Mechelen · Eq €6k
DRIESMANS GERARD
BE 0440.975.064
Rotselaar · Eq €6k
FRESH TIME
BE 0777.440.251
Kraainem · Eq €6k
Of 9,475 companies in sector 43222 we hold annual accounts for 5,625. 1,714 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2025
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
41001General construction of residential buildings
41003General construction of other non-residential buildings
43221Plumbing work
43223Specialised construction activities
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.