MTA CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of MTA CONCEPT is 5.3% (elevated). The annual accounts of MTA CONCEPT for fiscal year 2024 show a net loss of 115% of total assets. The 2024 annual accounts show equity of €196 and a net result of -€4,804. Its solvency ranks better than 14% of 5896 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability0
Solvency30
Growth-
Track record67
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 5896 sector peers (2024).
NBB · sector comparisonPosition among 5896 sector peers
Solvency
better than 14%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 92 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€71,708
EBIT margin
-6.8%
Net result
-€4,804
Working capital
-€1,304
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €4,188
Fixed assets
€1,500
Current assets
€2,688
Equity and liabilities €4,188
Equity
€196
Debt
€3,992
Debt finances 95.3% of the balance-sheet total.
Key figures and ratios
EBITDA
-€3,399
Cash flow
-€3,304
Interest coverage
-32.28
Debt ≤ 1 year
€3,992
Staff costs
€4,002
Ratios withheld: a balance sheet total of €4,188 is too small for a meaningful ratio.
Annual accounts
| Line | 2024 |
|---|---|
| Turnover70 | €71,708 |
| Goods, raw materials, services and sundry goods60/61 | €70,599 |
| Remuneration, social security and pensions62 | €4,002 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,500 |
| Other operating charges640/8 | €506 |
| Gross operating margin9900 | €1,109 |
| Operating profit (loss)9901 | -€4,899 |
| Financial income75/76B | €200 |
| Recurring financial income75 | €200 |
| Financial charges65/66B | €105 |
| Recurring financial charges65 | €105 |
| Profit (loss) for the period before taxes9903 | -€4,804 |
| Profit (loss) for the period9904 | -€4,804 |
| Profit (loss) for the period to be appropriated9905 | -€4,804 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €4,188 | |
| Fixed assets21/28 | €1,500 | |
| Tangible fixed assets22/27 | €1,500 | |
| Furniture and vehicles24 | €1,500 | |
| Current assets29/58 | €2,688 | |
| Cash at bank and in hand54/58 | €2,688 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €4,188 | |
| Equity10/15 | €196 | |
| Contributions10/11 | €5,000 | |
| Capital10 | €5,000 | |
| Issued capital100 | €5,000 | |
| Profit (loss) carried forward14 | -€4,804 | |
| Amounts payable17/49 | €3,992 | |
| Amounts payable within one year42/48 | €3,992 | |
| Taxes, remuneration and social security45 | €1,341 | |
| Taxes450/3 | €33 | |
| Remuneration and social security454/9 | €1,308 | |
| Other amounts payable47/48 | €2,651 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | -€4,804 |
| + Depreciation and write-downs630 | €1,500 |
| Operating cash flow (approximation) | -€3,304 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2024
Ground area
485 m²
Building footprint
58 m²
Volume, LiDAR
413 m³
Parcel 56033A0093/00M006, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MTA CONCEPT
since 20242.358.120.082
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56033A0093/00M006 | Wallonia | 485 m² | 1 · 58 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,996 companies in sector 81220 we hold annual accounts for 2,414. 55 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
43230Insulation installation
43320Joinery installation
43910Bricklaying and masonry work
E-invoicing
Reachable via Peppol
Peppol ID
0208:1008034787
Also
9925:BE1008034787
Registered
10-01-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.