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MT - MANAGEMENT

Active
Public limited companyfounded 198936 yrs activePatijntjestraat 185, 9000 Gent, BelgiumKBO/BCE: BE 0439.280.732

MT - MANAGEMENT has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.77M and a net result of €47k. Equity is shrinking by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 3184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
74 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €420k at 30 days acceptable
Liquidity ample (current ratio 10.37 against 9.55 in 2024; short-term debt: 8.3% and cash: 11.7% of total assets), and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 36 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
91.7%
Return on assets
0.7%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
23 d early
2023
13 d early
2022
4 d late
2021
18 d early
2020
15 d early
2019
25 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€47k▲ 13.7%
2024 · €41k
2018: €96k 2019: €238k 2020: €-264k 2021: €-62k 2022: €-493k 2023: €-48k 2024: €41k
2018 → 2025
Working capital
€4.93M▲ 2.8%
2024 · €4.79M
2018: €7.53M 2019: €7.85M 2020: €7.21M 2021: €5.96M 2022: €5.49M 2023: €4.89M 2024: €4.79M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€7.12M-€6.62M▼ 6.9%€5.92M▼ 10.6%€5.73M▼ 3.3%€5.77M▲ 0.8%
Operating result€-120k-€-284k▼ 136%€-134k▲ 53.0%€-135k▼ 1.2%€-141k▼ 4.4%
Net result€-62k-€-493k▼ 694%€-48k▲ 90.3%€41k€47k▲ 13.7%
Result per fiscal year
Operating resultNet result
€-600k€-400k€-200k€0Operating result 2021: €-120k€-120kNet result 2021: €-62k€-62kOperating result 2022: €-284k€-284kNet result 2022: €-493k€-493kOperating result 2023: €-134k€-134kNet result 2023: €-48k€-48kOperating result 2024: €-135k€-135kNet result 2024: €41k€41kOperating result 2025: €-141k€-141kNet result 2025: €47k€47k20212022202320242025
The operating result stays negative: a loss of €141k in 2025 against €135k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.30M
Fixed assets €846k▼ 9.6%
Current assets €5.45M▲ 1.9%
Equity and liabilities €6.30M
Equity €5.77M▲ 0.8%
Debt €526k▼ 6.2%
The debt ratio falls from 8.9% to 8.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-39k
2024 · €-36k
Cash flow
€149k
2024 · €140k
Solvency
91.7%
2024 · 91.1%
Current ratio
10.37
2024 · 9.55
Quick ratio
10.37
2024 · 9.55
Debt / equity
0.09
2024 · 0.10
ROE
0.8%
2024 · 0.7%
ROA
0.7%
2024 · 0.7%
Interest coverage
-0.49
2024 · -1.19
Debt
€526k
2024 · €561k
Debt ≤ 1 year
€526k
2024 · €561k
Income taxes
€7k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€6.29M€6.30M
Fixed assets21/28€936k€846k
Tangible fixed assets22/27€917k€827k
Land and buildings22€821k€751k
Furniture and vehicles24€87k€72k
Other tangible fixed assets26€8k€4k
Financial fixed assets28€19k€19k=
Current assets29/58€5.35M€5.45M
Amounts receivable after more than one year29€311k€314k
Other amounts receivable291€311k€314k
Amounts receivable within one year40/41€1.30M€1.24M
Trade receivables40€90k€87k
Other amounts receivable41€1.21M€1.15M
Current investments50/53€3.59M€3.13M
Cash at bank and in hand54/58€119k€736k
Deferred charges and accrued income490/1€32k€33k
Equity and liabilities
Total equity and liabilities10/49€6.29M€6.30M
Equity10/15€5.73M€5.77M
Contributions10/11€142k€142k=
Capital10€142k€142k=
Issued capital100€142k€142k=
Reserves13€5.58M€5.63M
Non-distributable reserves130/1€14k€14k=
Legal reserve130€14k€14k=
Distributable reserves133€5.57M€5.61M
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€561k€526k
Amounts payable within one year42/48€561k€526k
Trade debts44€4k€2k
Suppliers440/4€4k€2k
Taxes, remuneration and social security45€667€1k
Taxes450/3€667€1k
Other amounts payable47/48€555k€522k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€99k€103k
Other operating charges640/8€5k€5k
Gross operating margin9900€-31k€-33k
Operating profit (loss)9901€-135k€-141k
Financial income75/76B€211k€274k
Recurring financial income75€211k€274k
Financial charges65/66B€30k€78k
Recurring financial charges65€30k€78k
Profit (loss) for the period before taxes9903€46k€54k
Income taxes67/77€4k€7k
Profit (loss) for the period9904€41k€47k
Profit (loss) for the period to be appropriated9905€41k€47k
Appropriation of the result
Profit (loss) to be appropriated9906€43k€49k
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer from equity791/2€238k€0
Transfer to equity691/2€41k€47k
To other reserves6921€41k€47k
Profit to be distributed694/7€238k€0
Return on contributions (dividend)694€238k€0
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
08-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €41k
Net result €41k after 4 loss-making years.
18-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 4 days late
2022
31-12
Financial Weakest financial yearnet €-493k
Net result drops to €-493k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 115current ratio 568.87
Current ratio from 4.95 to 568.87; short-term debt falls from €1.51M to €10k.
13-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Liquidity doublescurrent ratio 1303.62
Current ratio from 555.85 to 1303.62; short-term debt falls from €14k to €6k.
06-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Highest result since 2018net €238k ▲149%
Net result €238k, the highest in the series.
31-12
Financial Liquidity triplescurrent ratio 555.85
Current ratio from 171.16 to 555.85; short-term debt falls from €44k to €14k.
09-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1990
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Patijntjestraat 1859000 Gent
Ground area
1,465 m²
Building footprint
181 m²
Volume, LiDAR
1,522 m³
Parcel 44809I0133/00M000, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MT-MANAGEMENT
Patijntjestraat 185, 9000 GentInsurance, reinsurance and pension funding, except compulsory social security
since 19902.046.951.804
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44809I0133/00M000 Flanders 1,465 m² 1 · 181 m² 12.7 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

967600MDXBDMPDY0S666
live in the LEI register

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 10,181 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded12-12-1989
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:0475/266383
Establishment Gent 2.046.951.804